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7328190 System and method for adding value to a stored-value account  
A system and method for adding value into a customer's stored-value account is provided. A stored-value card is distributed to a merchant for distribution to a customer who has an account with a...
7325723 System and method for detecting persons or objects in definite areas provided each with at least an entrance  
A system and a method are described for detection of individuals ( 8 ) or objects in a plurality of delimited spaces ( 10 ), each having at least one entrance ( 6 ). The detection system comprises...
7325730 Shopping assisting card, card issuing system, card issuing method, card issuing program, and storage medium  
A card issuing system that issues a shopping assisting card that provides support in purchasing an item includes a database that stores customer information including a language used by a customer...
7325745 Card reader assembly  
The present invention discloses an improved card reader assembly, and more particularly an improved adapter assembly of a card reader that stacks the components in the space as to achieve the...
7328191 Methods and systems for processing unrestricted stored-value instruments  
Methods and systems are provided for processing a stored-value instrument. An unrestricted value associated with the stored-value instrument is authenticated at an instrument-authority system in...
7325725 Stored value card account transfer system  
Systems, methods, computer programs, merchant terminals, etc. for transferring finds between stored value card accounts are provided. One embodiment comprises a method for loading a stored value...
7325726 System and method for detecting fraudulent use of stored value instruments  
The present invention is generally directed to systems and methods for detecting unauthorized or fraudulent use of stored-value instruments. A stored-value instrument can be any instrument...
7325722 Method and device for recharging a credit to chip cards  
A method for recharging chip cards, the recharging being made from a terminal which is connectable to a service center for recharging the chip card. During the process either data are filled in a...
7328188 Dynamic currency conversion for card payment systems  
The present invention relates to Card Payment Systems for use in a multi-currency environment. In particular, the present invention provides a system and method for identifying an appropriate...
7325724 Method for registering a biometric for use with a smartcard  
The present invention discloses a method for registering biometric information for use in a smartcard-reader system. The method comprises the steps of contacting an authorized sample receiver and...
7325727 Personal account protection system  
A security system for a transaction card having a magnetized strip, protection icon, account number, name, and expiration date displayed visually on an external portion of the card is provided. The...
7322519 Transaction card with attached auxiliary portion  
A transaction card assembly may include a transaction card and an auxiliary portion attached to the transaction card. The transaction card and the auxiliary portion may be formed to have a shaped...
7319983 Account status system and method for managing a closing of a user account  
Method for managing a closing of an account of a user. The method includes receiving an identifier of the account of the user, retrieving status information associated with the identifier and...
7318550 Biometric safeguard method for use with a smartcard  
A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset...
7316351 Marking a deposit item  
In order to identify an item, on which a return deposit can be imposed, an element, which can at least be read in the radio frequency range and/or optionally one which can be switched or activated,...
7316357 Stored-value card with bubble wand  
A stored-value card includes a housing and a bubble wand. The housing includes an account identifier adapted to link the stored-value card to a financial account or a financial record. The bubble...
7316350 Multi-purse card system and methods  
The invention relates, in part, to a computerized method for managing electronically stored value accounts which comprises storing at a host computer system a plurality of stored value customer...
7316352 System and method for locked code on a radio frequency identification tag  
A radio frequency identification (RFID) tag system includes a coupler/controller subsystem and a memory. The coupler/controller subsystem wirelessly receives and transmits at least one user signal...
7314168 Account monitoring system  
A system for analyzing account information including a processor grouping a plurality of individuals into a plurality of certification groups and assigning a corresponding rule set to each...
7314167 Method and apparatus for providing secure identification, verification and authorization  
An apparatus for providing a secure transaction is disclosed. The apparatus includes an image capture device configured to capture an image, the image having information embedded therein, a memory...
7314166 System and method for calculating recommended charge limits  
The invention facilitates the compilation of client-imposed charge or credit limit reports based on declined purchase and/or payment transactions. The invention provides a system and method by...
7314165 Method and system for smellprint recognition biometrics on a smartcard  
The present invention discloses a system and methods for biometric security using smellprint recognition biometrics in a smartcard-reader system. The biometric security system also includes a...
7313544 System and method for restricting over-limit accounts  
A system and method is provided for preventing check kiting with credit card products. The disclosed system first determines whether the cardholder is exhibiting check kiting behavior. This is...
7311246 Method and system for transmitting electronic value information  
A method and system of transmitting electronic value information between terminals. The method includes the steps of: authenticating each other between a transmission source terminal and a...
7311247 Electronic lockout/tagout systems  
A system for electronically controlling physical operation of dangerous equipment is provided. The system reads data from an electronic key and controls the flow of electricity, air, water and/or...
7313037 RFID system including a memory for correcting a fail cell and method for correcting a fail cell using the same  
A radio frequency identification (RFID) system and a method for correcting a failed cell using the same are provided. The RFID system effectively corrects randomly distributed cell data by using a...
7311252 Methods and apparatus for predicting airline seat availability  
Systems predict the availability of travel resources and select an appropriate data source for obtaining travel resource inventory availability information by analyzing historical travel resource...
7311245 Paper jam detection apparatus and method for automated banking machine  
A system indicates fault conditions in an automated banking machine apparatus. A journal printer ( 12, 106 ) is supplied with paper from a paper supply ( 16, 112 ). A paper take-up device ( 18, 114...
7309008 System and method for calculating expected approval rates  
The invention facilitates the computation of expected approval rates based on historic transaction data relating to transaction classes, approved transactions and declined transactions. The...
7309016 System and method of a computer card slot and bezel  
A system and related method of a computer card slot and a bezel. Some of the exemplary embodiments may be a portable computer comprising a computer card slot accessible through an aperture in a...
7310608 Authentication method, authentication system, payment system, user apparatus and recording medium containing program for conducting authentication  
An authentication system, program and method authenticates users who are parties to a transaction by supplying a first user with a matching key for a prospective transaction, receiving by a second...
7309007 Systems and methods for personalizing transaction cards  
A system for personalizing a plurality of transaction cards comprises an array of shells that are adapted to engage a sheet having a plurality of transaction cards. Each of the shells comprises an...
7306143 Dynamic smart card/media imaging  
A smart electronic media dynamic imaging system and method to store and retrieve intelligent data tat may be used for displaying images, USCT alerts, or textual messages. The system is comprised of...
7306144 Contactless card reader integrated into a touchpad  
A contactless smart card reader that is integrated into the hardware of a touchpad, wherein the circuit board substrate of the touchpad provides a mechanical substrate on which the hardware of the...
7308419 Method and system for tracking consumer awareness of brand-names  
A method and system allowing the assessment of the strength of at least one mark relative to at least one other mark. In one embodiment, a method includes but is not limited to displaying at least...
7303121 System and method for initializing financial presentation instruments  
The present invention provides alternative methods and systems for instantaneous initialization of financial presentation instruments, preferably stored value cards, gift cards, or other pre-paid...
7303122 Methods and systems for providing a financial account charging a flat amount  
Systems and methods are disclosed for providing a financial account. The disclosed systems and methods may include receiving financial transaction data, establishing a balance for the financial...
7302719 Systems, methods, and apparatus for instant issuance of a transaction card  
Systems, methods, and apparatus are provided for instant decisioning and remote dispensing of credit cards. In accordance with one implementation the system for instantly issuing a credit card...
7303120 System for biometric security using a FOB  
The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that...
7303135 Semiconductor memory card and computer readable program  
The present invention provides a semiconductor memory card which no longer allows an illegal practice of acquiring contents of a deleted file. Here, when a deletion event is generated, a deletion...
7305505 Multiple removable non-volatile memory cards serially communicating with a host  
Two or more very small encapsulated electronic circuit cards to which data are read and written are removably inserted into two or more sockets of a host system that is wired to the sockets....
7299970 Method and apparatus for transferring and processing transaction data  
An information entry and reporting system and method for tracking data associated with retail transactions at the point of sale. Transaction data is converted into a machine readable dataform...
7299980 Computer readable universal authorization card system and method for using same  
A computer readable universal authorization card system including a computer readable portion for conducting communications over a global network and a magnetic stripe for interfacing with debit...
7299976 Payment apparatus and method, and money assignment apparatus and method  
A payment apparatus according to the present invention comprises an input unit to enter transaction information containing a transaction amount, a storage device to store payment method information...
7296736 Product management system  
A product management system has a database, an owner identification device, a card issuance device, and a checking device. The database correlates and stores therein product and owner information...
7296755 Electronic payment system, payment apparatus and terminal thereof  
An electronic payment system for making electronic money payments for transactions. A payment terminal stores a balance of electronic money for payment on a dealing by electronic money. A demanding...
7297062 Modular entertainment and gaming systems configured to consume and provide network services  
A secure and modular architecture for monitoring and controlling clusters of pay entertainment and gaming devices. The architecture allows flexible and secure use of state-of-the-art multimedia and...
7296738 POS terminal, method of correcting a quantity, and computer-readable storage medium recording therein a program for causing a computer to correct a quantity  
A point-of-sale (POS) terminal includes a commodity information input part for inputting commodity information on commodities; a quantity input part for inputting a quantity for the commodities;...
7293699 Currency cassette access based on facial recognition  
A security system controls access to a currency cassette. The system includes a database having images of individuals authorized to access the cassette. The system also includes a camera for...
7293705 Radio frequency identification method and system of distributing products  
A method and system for vending products from a defined area, such as a micro-warehouse with a door. The method includes fitting each product with a radio frequency identification tag, positioning...