Sign up


Match Document Document Title
8538123 Apparatus and system for imaging currency bills and financial documents and method for using the same  
A method of processing a deposit transaction involving a plurality of physical documents includes receiving a data file associated with the deposit transaction. The data file includes a plurality...
8538839 System, method, and program product for unit transfer fee processing  
A method, system and program product, the method comprising: accessing Transfer Fee data to be paid to a third party that is not the borrower or the lender of a security for a right to loan one or...
8534548 Automated banking system controlled responsive to data bearing records  
An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read card data from user cards...
8534539 Valuable medium processing system  
Provided is a valuable medium processing system capable of improving the work efficiency of a person in charge when continuously storing a quantity of valuable media collected from a plurality of...
8534547 Automated banking machine that operates responsive to data read from data bearing records and diagnostic method  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes sensing devices adjacent a card reader...
8534546 Systems and methods for card present transaction without sharing card information  
A new approach is proposed that contemplates systems and methods to enable an individual to complete a financial transaction by swiping a magnetic stripe card through a card reader connected to a...
8533112 Method and system for providing a digital money infrastructure using mobile telephony  
Systems and methods for providing a mobile telephony infrastructure for transferring electronic payments are provided. A user provides an amount of cash and a mobile telephone number to a...
8528812 Wireless devices for storing a financial account card and methods for storing card data in a wireless device  
A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when...
8527380 System and methods for servicing electronic transactions  
A method for using an electronic transaction device with an electronic transaction service provider may include the steps of registering the electronic transaction device with the electronic...
8523055 Card activated cash dispensing automated banking machine  
A card activated cash dispensing automated banking machine is provided which includes a safe and at least a portion of a cash dispenser positioned within the safe. The cash dispenser includes an...
8527427 Method and system for performing a transaction using a dynamic authorization code  
A method and apparatus for conducting a transaction involving transmission of a dynamic authentication code in place of a static PIN block using currently existing messaging standards or PIN...
8523053 Enabling consumer choice on contactless transactions when using a dual-branded payment instrument  
The embodiments presented herein provide for systems and methods for allowing different types of transactions, e.g., credit or debit transactions, over different payment networks, e.g., Visa or...
8523054 Gift card conversion and digital wallet  
A method and a system convert the value of a gift card for use with a mobile device. A gift card converter module associates a value of the gift card with a digital wallet of the mobile device. A...
8523060 Portable consumer device for use in currency conversion process  
A server computer including a processor and a computer readable medium coupled to the processor. The computer readable medium includes code executable by the processor. The code includes code for...
8523064 Graphical user interface for the conversion of loyalty points for services  
In one embodiment, a graphical user interface includes a conversion option to convert at least a subset of non-negotiable credits earned from one into entity independent funds in accordance with a...
8523050 System and method for collecting containers  
An apparatus is illustrated for collecting containers and that includes a storage receptacle having an access door and a support tray. The storage receptacle has an opening through which a...
8523056 Card activated cash dispensing automated banking machine customization system and method  
A card activated cash dispensing automated banking machine operates responsive to data included on user cards. A system and method for producing the automated banking machine incorporating a...
8523063 Conversion operations of non-negotiable credits to funds between an entity and a commerce partner  
An entity and a commerce partner agree to permit transfers or conversions of non-negotiable credits to entity independent funds in accordance with a fixed credits-to-funds ratio. An account for...
8523057 Automated banking machine that operates responsive to data read from data bearing records  
An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a...
8523059 Advanced payment options for powered cards and devices  
Advanced payment applications are provided to improve the functionality of cards and devices. For example, a user interface may be placed on a card (e.g., a physical button) or a telephonic device...
8517258 System and method for granting promotional rewards to both customers and non-customers  
Systems and methods of attracting and retaining customers of a Banking institution through an incentive program is disclosed, comprising: operating a promotional program, comprising the dispensing...
8517262 Automated banking machine that operates responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader operative...
8517260 Banking system controlled responsive to data bearing records  
An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user...
8517264 Smart cards and user terminals including the same  
A smart card includes: a host integrated circuit (IC) and one or more secure authentication ICs disposed on a board. The host IC contacts a user's terminal. The host IC is configured to receive...
8517279 Real-time card balance on card plastic  
A system, method and prepaid payment card configured to display a current card balance on the prepaid payment card. The prepaid payment card receives a balance request from a button on the card....
8517257 Coerced robbery prevention in a cash handling device  
Methods and devices provide robbery functionality in a cash handling device. A user attempting to withdraw money from a recycler may be identified. The user may indicate a problem, such as a...
8517278 Luminous module for microcircuit device  
The electronic module (18) for an electronic device (10) such as a microcircuit card, comprises a substrate (20) delimiting first (20A) and second (20B) opposite faces. More particularly, the...
8517261 Automated banking machine that outputs interference signals that jam reading ability of unauthorized card readers  
A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the...
8515873 WIC check processing with vendor number overlay system and method  
A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and...
8511541 Money handling system  
In order to improve a handling efficiency of a deposit operation and a dispense operation as a whole, a money handling system of the present invention includes: a reception unit configured to...
8511544 Banking system controlled responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card...
8511542 Automated teller machine and voice prompt method thereof  
A voice prompt method includes obtaining an image of a user and storing the obtained image as a characteristic image when users successfully log onto an automated teller machine; taking photographs...
8511543 Gift card conversion and digital wallet  
A method and a system convert the value of a gift card for use with a mobile device. The value of the gift card is determined from an issuer of the gift card. The value of the gift card is stored...
8511546 Banking system operated responsive to data read from data bearing records  
A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions can be carried out through communication with local and remote service...
8515872 Methods and apparatus for preventing fraud in payment processing transactions  
A method includes receiving an authorization request for a purchase transaction, and determining whether the authorization request arose from proximity-reading a proximity payment device. The...
8511545 Method and system for pre-filling account information  
Method and system are disclosed for automatically filling in external account information on a new account application. The method and system capture account-identifying information for an external...
8511548 Method and system for performing card-based transactions using a portable device  
Some embodiments of the present invention provide a system that performs card-based transactions. During operation, the system displays a set of magnetic-stripe cards to a user through a user...
8511550 Graphical user interface for the conversion of loyalty points via a loyalty point website  
In one embodiment, a graphical user interface includes a conversion option to convert at least a subset of non-negotiable credits earned from one into entity independent funds in accordance with a...
8510218 System and method for consumer control over card-based transactions  
A system and method for consumer control over card-based transactions and associated accounts. An interface is provided between a merchant or the merchant's bank and the bank or banks at which the...
8510158 Online reward point exchange method and system with reward transactions based on user profiles  
An online reward exchange system and method of operation, which includes an exchange computer that interoperates via a computer network with user computers, reward point issuer computers, and...
8505827 Microcircuit card including a luminous means  
The microcircuit card (10) comprising a body (12) delimiting an edge (14) of the card (10). The body (12) incorporates a luminous means (16) capable of illuminating at least partially the edge (14)...
8510162 Loyalty host interface  
The present invention relates to translating loyalty requests between loyalty clients and loyalty hosts. For example, one embodiment of the present invention provides a method for translating...
8505814 Cash dispensing automated banking machine with GPS  
Automated banking machines include a Global Positioning System (GPS). The machines can transmit their GPS location reading to a service center. The service center can receive through a customer's...
8505813 Customer benefit offer program enrollment  
Apparatus and methods for providing customer benefit offer program enrollment are provided. A system for enrolling a purchasing instrument in an electronic customer benefit offer program an...
8500018 Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device  
A financial transaction card reader device includes a housing having a slot for swiping a magnetic stripe of a financial transaction card to complete a financial transaction between a buyer and...
8500006 Gift card purchasing system  
In a disclosed embodiment, a bill pay system presents a bill payment interface having an area for presenting bill payment details. The bill payment interface includes the display of one or more...
8500031 Wearable article having point of sale payment functionality  
A wearable article is configured for providing payment information to a point of sale terminal during a transaction. The wearable article, in some embodiments, includes a band configured for...
8496168 Banking system controlled responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read...
8498934 Multi-account payment consolidation system  
A multi-account payment consolidation system and process, comprising a payment terminal at a point-of-sale. A central computer system is operatively coupled to the payment terminal through a...
8496167 Cash tracking system  
A system of tracking the location of cash is disclosed.