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8132717 |
Automated banking machine that operates responsive to data bearing records
A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an...
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8132714 |
Automated transaction machine
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
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8132713 |
System and method for automated selection of testing criteria for payment devices
System and methods for generating one more tests to be performed on a payment device are provided. A vendor selects one or more features to be included in his payment device and provides that...
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8132718 |
Method of operating banking system responsive to data bearing records
An automated banking machine operates responsive to data included on user cards. The machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of...
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8132715 |
Automated transaction machine
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
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8132716 |
Automated banking machine system and method
A banking transaction system includes customer stations and a server provider station. The customer stations include automated banking machines. Each machine includes a cash dispenser and a card...
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8127982 |
Parental controls
Various techniques are provided for establishing financial transaction rules to control one or more subsidiary financial accounts. In one embodiment, a financial account management application...
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8127983 |
Cash dispensing automated banking machine with GPS
Automated banking machines include a Global Positioning System (GPS). The machines can transmit their GPS location reading to a service center. The service center can receive through a customer's...
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8132016 |
Method, system, and computer program product for the authentication of multiple users in a common session
A first information handling system (“IHS”) receives identification information of a first user of a second IHS. The first IHS initiates a network session in response to authenticating the ide...
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8131608 |
Localizing reports using metadata and multilanguage translations
A method of developing a report capable of providing information from a local database in a predefined structure to a remote application is discussed. The method includes defining an abstract data...
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8130111 |
Services portal
A user device may be capable of providing a service portal and feedback on the condition of the user device, such as a user device. A condition analysis of the user device may be performed by a...
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8127981 |
Banking system controlled responsive to data bearing records
An automated banking machine operates responsive to data bearing records. The machine includes a housing, a card reader in operatively-supported connection with the housing and operative to read...
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8127985 |
Automated banking machine operated responsive to data bearing records
An automated banking machine operates responsive to data bearing records. The machine operates to carry out financial transactions for authorized users responsive to data corresponding to financial...
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8126815 |
Method and system for carrying out verification processes including optical scanning of information displayed via a mobile telephone terminal
The invention relates to the carrying out of verification processes with regard to authorization of user and/or payment processes by means of a mobile telephone terminal, whereby an identifier...
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8123123 |
Automated banking machine that operates responsive to data bearing records
An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user...
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8126807 |
Control features in a system and method for processing checks and check transactions
A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are...
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8123122 |
Automated banking machine that operates responsive to data read from data bearing records and diagnostic method
An automated banking machine (10) operates to cause financial transfers responsive to data read from data bearing records such as user cards. The exemplary machine includes a lockable first fascia...
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8123120 |
Automated banking machine that operates responsive to data bearing records
A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an...
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8123130 |
Remote ordering device
A remote ordering device having a two-way wireless communications input device with a display for sending and receiving data and a data receiving station to send and receive data, process orders...
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8123121 |
Apparatus for accepting and dispensing banknotes
The invention relates to an apparatus for accepting and dispensing or returning bank notes, including a pocket which is dividable by means of a dividing element into two areas for inputting and...
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8123119 |
System including an electronic key for safety deposit box cover lock and key managing dock
A system for use in banking operates responsive to data included in data bearing records. The system is suitable for securing the contents in safety deposit boxes or similar locked receptacles, and...
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8123127 |
Conversion of non-negotiable credits earned from a game of chance to negotiable funds
Entertainment credits from a game of chance can be identified. The entertainment credits can be associated with an entity with which a user has previously interacted. The previous interactions can...
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8126809 |
Method and system for processing financial instrument deposits physically remote from a financial institution
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
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8118217 |
Automated banking machine that operates responsive to data bearing records
An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an...
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8118216 |
Method and system for discovering significant subsets in collection of documents
A method (and system) of discovering a significant subset in a collection of documents, includes identifying a set of documents from a plurality of documents based on a likelihood that documents in...
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8121938 |
Comprehensive online loan transaction
Method and system for conducting a commercial transaction requiring a monetary loan online to allow a consumer or borrower to access a lending institution over a network connection and apply for a...
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8118215 |
Self-service terminal
A method of operating a self-service terminal and a network of self-service terminals. The method comprises: receiving notification that a maintenance operation has been performed on the terminal;...
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8120487 |
Power-saving wireless input device and system
A power-saving wireless input device and an associated system are included. The wireless input device comprises an antenna, an RFID transponder, an energy-storing unit, and a sensing unit. The RFID...
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8118214 |
Method and system for generating electronic keys
A method and system for generating electronic keys. The method comprises providing a plurality of devices and generating an electronic key for each device of the plurality of devices, wherein the...
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8115597 |
RFID tags with synchronous power rectifier
The present disclosure provides a power rectifier for a Radio Frequency Identification tag circuit. The rectifier is constructed from a pair of complementary MOS transistors. Gates of the...
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8115595 |
Reader control system
An RFID reader control system and method is provided. A protocol for controlling an RFID reader and an RFID reader control unit of a mobile phone is defined. Messages, information, commands,...
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8113419 |
Processing device for value documents
An apparatus for processing documents of value having a checking device for checking documents of value in a processing area, an intermediate repository arranged in an intermediate area for...
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8113438 |
Governor arrangement for contactless point of sale terminal gateway
Gateway for contactless purchase transactions identifies plural transaction cards held by a customer at a point of sale terminal and loads account information into a memory. The customer's payment...
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8113420 |
Check receiving device and method of automatic teller machine
A check receiving device of an automatic teller machine having a receiving unit and a storage unit to accumulate the check unit includes a first transfer unit having inspection devices installed...
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8109435 |
Identity verification switch
Methods, systems, and machine-readable media are disclosed for an identity verification switch. According to one embodiment, the method comprises receiving from an inquirer a request to verify an...
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8109436 |
Secure card
Systems and methods for monetary cards are described. The cards are free from personally identifiable data, e.g., no name or embossment. In an example, the card includes a first number that...
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RE43157 |
System and method for reassociating an account number to another transaction account
A method and system for converting a first transaction account device to a second transaction account device wherein a card number associated with, or defined as, a first transaction account (e.g.,...
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8104674 |
Automated banking machine that operates responsive to data bearing records
A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an...
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8104673 |
Method and system for processing image returns
Method and system for processing image returns. Embodiments of the invention provide for automating data flow and reporting processes connected with administrate image returns to a financial...
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8104675 |
Systems and methods for risk triggering values
The invention includes systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) stored within a distributed (e.g.,...
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8104676 |
Banking system controlled responsive to data bearing records
A banking system operates to allocate funds in accounts in response to data bearing records in the form of paper financial checks. A mobile phone has a camera and a programmable memory. The memory...
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8103587 |
Interactive bill payment center
A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link...
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8103084 |
Document processing system using full image scanning
A system for tracking currency bills comprises a currency scanning device. The scanning device includes a sensor that retrieves currency identification characteristic information of each bill...
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8100332 |
Payments using pre-paid accounts
The present invention extends to methods, systems, and computer program products for payments using pre-paid accounts. Embodiments of the invention provide a single, universal payment method that...
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8100336 |
Method of unblocking a locked application using a personal identification number
The invention relates to a method of securing applications on a chip card which is disposed in a digital appliance. A count is made of the number of times a personal identification number of a chip...
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8100323 |
Apparatus and method for verifying components of an ATM
An automated banking machine is provided which may comprise a trusted platform (TP) including a trusted platform module (TPM) in a computer of the machine. Through use of the TP, the machine may...
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8103582 |
Multi-purpose transaction account
A transaction account is disclosed that includes attributes of a checking or savings account in that, for example, an account holder earns interest on a positive balance in the account. The...
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8096466 |
Transaction recordal system
A system for recording a transaction relating to a security document, the security document having disposed thereon or therein coded data including a number of coded data portions. Each coded data...
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8099359 |
System and method for issuing negotiable instruments by licensed money transmitter from direct deposits
Systems and methods for issuing negotiable instruments by a non-bank entity such as a Licensed Money Transmitter, from direct deposits to a regulated financial institution. A customer arranges for...
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8099329 |
Systems and methods for determining taxes owed for financial transactions conducted over a network
Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants...
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