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8628116 Transparent deposit carrier having a plurality of pockets  
Described is an apparatus that includes a transparent film having a plurality of non-overlapping pockets created therein, each of the pockets including at least one opening and being sized and...
8631246 Method for starting a keyboard of a self-service terminal  
A method for commencing operation of an encrypted pin pad (EPP) of a self-service terminal. The EPP includes a security module that is capable of encrypting a confidential numeric code entered...
8628005 Check accepting and cash dispensing automated banking machine system and method  
An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated...
8630926 System, method, and program product for unit transfer fee processing  
A method, system and program product, the method comprising: accessing Transfer Fee data to be paid to a third party that is not the borrower or the lender or the buyer or seller in a repurchase...
8628006 Banking system that operates responsive to data read from data bearing records  
A banking system operates to provide vault access responsive to authorizing data read from data bearing records. The system selectively permits authorized individuals to access safety deposit...
8628008 System and method for card customization  
A computer-implemented data processing system comprises eligibility logic and network interface logic. The eligibility logic is configured to generate a list of accounts that are eligible for...
8630905 Single tap transactions using a secure element  
The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons,...
8630907 Secure transactions using a point of sale device  
Systems and methods are provided for secure transactions according to one or more embodiments. According to an embodiment, a method for providing secure transactions comprises initiating a...
8622290 Multiple rate currency consolidator  
A multiple currency rate consolidator addresses the needs of multi-national companies that do business in different currencies and tax localities. A consolidated view of financial data may be...
8626632 System and method for margin loan securitization  
A system and method for securitizing margin loans, wherein a processor system operates to analyze account data for a plurality of accounts, and to identify and flag accounts that are marginable....
8622291 Stored-value card management method and system  
A computerized system for activating, issuing and otherwise managing transactions and activities pertaining to stored-value cards over a communications network. A central information database is...
8626665 Payment service capable of being integrated with merchant sites  
A computer-implemented service integrates with merchant sites to enable registered users of the service to perform purchase transactions on the merchant sites. In one embodiment, a merchant can...
8622296 Magnetic stripe card reader assembly and method  
A magnetic stripe card reader assembly and method includes a panel having portions defining a card entry opening of a card entry path provided for receiving a magnetic stripe card with the...
8622289 Method and apparatus for credit card tracking at pay stations  
An enhancement to a pay station where subscribers can track usage of credit cards or groups of credit cards at parking and other facilities. The subscriber provides a key that can be used with a...
8622288 Money handling system  
A money handling system includes a money handling machine that has a money storage unit for storing money, and a money recycling unit for temporarily storing money taken from the exterior of the...
8622297 Card reader anti-skimming assembly and method  
An anti-skimming assembly for a card reader device includes, for example, a displacement bar mountable on a front plate of a card reader device proximate a card entry opening formed in the front...
8625875 Document imaging and processing system for performing blind balancing and display conditions  
A document processing system comprising one or more document scanning devices that extract information from document images that uniquely identify a document. The system further comprises a...
8622295 Unit of a media depository  
A unit of a media depository is described. The unit comprises: a body adapted to be supported by at least one support member of the depository in a working position and further adapted to be...
8622308 System and method for processing transactions using a multi-account transactions device  
Various account transaction devices are disclosed. One account transaction device comprises a top portion having a front side and a back side, wherein the front side includes a first account and...
8626591 Methods, systems, and computer program products for storing usual order preference data for recurrent orders  
Methods, systems, and computer program products for storing usual order preferences associated with a point of sale transaction involving an identification article. In one embodiment, the method...
8626644 Systems and methods for loan option customization  
In a loan option system having a loan server accessible through a network to an external borrower computer and a loan processor for providing loan parameters to the loan server, systems and...
8622300 System and method for data card emulation  
An improved system and method for data card emulation is provided that enables a single data card to emulate any one of multiple data cards. The data card includes an improved system and method...
8620753 Restaurant management system and method  
A restaurant management system and method interface is provided. In accordance with the invention, data from various restaurant operations is collected and stored for processing. The data is...
8616442 ***WITHDRAWN PATENT AS PER THE LATEST USPTO WITHDRAWN LIST***
Automated banking machine that operates responsive to data bearing records
 
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash...
8616453 System and method for processing funds transfer between entities based on received optical machine readable image information  
A system and method for coordinating processing of a funds transfer transaction between a transaction requestor and a transaction responder over a communications network. The transaction system...
8616448 System and method for managing wireless point-of-sale transactions  
A system that enables a wireless point-of-sale transaction. In one embodiment the system comprises an account module, an account selection module, a display, an input interface, and a wireless...
8616440 Alternative banking system for managing traditional and nontraditional markets  
A method of exchanging a check, cash or electronic funds transfer comprises receiving a check, cash or electronic funds transfer from a presenter at a receiving entity, the check having an amount...
8616441 Systems and methods for processing a transaction associated with a contactless transaction card  
Embodiments of the invention relate to systems and methods for processing a transaction associated with a contactless transaction card. In one embodiment, a method for processing a transaction...
8620260 Payment application download to mobile phone and phone personalization  
A method and system of personalizing a mobile phone over a wireless network is provided. The method is fast, reliable, and eliminates the need for an uninterrupted online connection to a host...
8613390 Computerized wireless payment methods  
Methods useful for conducting payment transactions wirelessly, such as at point-of-sale locations. In one embodiment, the mobile user apparatus is a cellular-enabled mobile device that includes a...
8613388 Check accepting and cash dispensing automated banking machine system and method  
An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data...
8615438 Time-dependent response to user-determined unauthorized transaction  
A system and method is described for alerting authorities or taking other corrective authoritative action to a possibly fraudulent credit card transaction. A cardholder is notified that a...
8613387 Banking system controlled reponsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card...
8615466 Method and system for downloading information into a secure element of an electronic device  
A method for downloading information from a remote server. The method includes receiving, at a portable device, banking card information for an account and storing the banking card information...
8615468 System and method for generating a dynamic card value  
A method and system is provided for generating a dynamic card value (DCV) from a mobile user device for use in a transaction between a user cardholder and a transaction provider. The DCV may be...
8611635 Duplicate check detection  
Images from checks may be compared with each other to detect a twice-deposited or represented check. An image of a check may be parsed into regions or tiles, for example. In an implementation,...
8608056 Guiding pathway  
A method and apparatus are disclosed for guiding an item of media travelling along a pre-determined transport pathway. The apparatus includes a guide body comprising an arcuate guide surface, at...
8608067 Web service for enabling network access to hardware peripherals  
The present specification discloses methods and systems to enable a peripheral device, which otherwise lacks intrinsic networking capabilities, to be accessible over a network once attached to a...
8608060 Banking transaction machine that operates responsive to data bearing records  
A cash dispensing banking machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash...
8612339 System and method for business online account opening  
A system and method for a business customer interfacing with a financial institution through a computer network is presented. The method includes a determination of whether the customer is an...
8608059 Method and system for using machine-readable codes to perform transactions  
The present disclosure provides a number of systems and associated processes for using machine-readable codes to perform a transaction. Embodiments of the present disclosure provide a system and...
8608058 Automated banking machine that operates responsive to data bearing records  
A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking...
8608055 Automated banking machine that operates responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks. The banking...
8608057 Banking machine that operates responsive to data bearing records  
An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user...
8604908 Article storage system with closely-coupled, article-specific display  
Logic is included in a piece of active storage furniture such that the active storage furniture integrates articles stored thereby into a representation of information about those articles. The...
8607060 Method, system, and computer program product for the authentication of multiple users in a common session  
A first information handling system (“IHS”) receives identification information of a first user of a second IHS. The first IHS initiates a network session in response to authenticating the...
8602295 Selectable recognition of currency deposited into a cash handling device  
Methods and devices provide flexible demarcation points in order to selectably recognize currency deposited in a cash handling device. A denomination threshold may be set. A deposit may be...
8602302 Exception notification system and method  
A system and method for distributing prepaid cash alternatives and resolving exceptions related to the sale of prepaid cash alternatives such as traveler's cheques or prepaid cards. Reports of...
8602296 Service messaging system and method for transaction machine  
Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using the...
8606662 Methods and systems for managing co-brand proprietary financial transaction processing  
A method and system for processing a financial transaction using a co-brand proprietary payment card through a multi-party payment card interchange network is provided. The method includes storing...