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8611635 Duplicate check detection  
Images from checks may be compared with each other to detect a twice-deposited or represented check. An image of a check may be parsed into regions or tiles, for example. In an implementation,...
8608056 Guiding pathway  
A method and apparatus are disclosed for guiding an item of media travelling along a pre-determined transport pathway. The apparatus includes a guide body comprising an arcuate guide surface, at...
8608067 Web service for enabling network access to hardware peripherals  
The present specification discloses methods and systems to enable a peripheral device, which otherwise lacks intrinsic networking capabilities, to be accessible over a network once attached to a...
8608060 Banking transaction machine that operates responsive to data bearing records  
A cash dispensing banking machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash...
8612339 System and method for business online account opening  
A system and method for a business customer interfacing with a financial institution through a computer network is presented. The method includes a determination of whether the customer is an...
8608059 Method and system for using machine-readable codes to perform transactions  
The present disclosure provides a number of systems and associated processes for using machine-readable codes to perform a transaction. Embodiments of the present disclosure provide a system and...
8608058 Automated banking machine that operates responsive to data bearing records  
A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking...
8608055 Automated banking machine that operates responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks. The banking...
8608057 Banking machine that operates responsive to data bearing records  
An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user...
8604908 Article storage system with closely-coupled, article-specific display  
Logic is included in a piece of active storage furniture such that the active storage furniture integrates articles stored thereby into a representation of information about those articles. The...
8607060 Method, system, and computer program product for the authentication of multiple users in a common session  
A first information handling system (“IHS”) receives identification information of a first user of a second IHS. The first IHS initiates a network session in response to authenticating the ide...
8602295 Selectable recognition of currency deposited into a cash handling device  
Methods and devices provide flexible demarcation points in order to selectably recognize currency deposited in a cash handling device. A denomination threshold may be set. A deposit may be...
8602302 Exception notification system and method  
A system and method for distributing prepaid cash alternatives and resolving exceptions related to the sale of prepaid cash alternatives such as traveler's cheques or prepaid cards. Reports of...
8602296 Service messaging system and method for transaction machine  
Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using the...
8606662 Methods and systems for managing co-brand proprietary financial transaction processing  
A method and system for processing a financial transaction using a co-brand proprietary payment card through a multi-party payment card interchange network is provided. The method includes storing...
8604902 Communication system, information processing method, and program product  
A communication system includes a first information processing device, a plurality of processing portions, a storage portion, and a second information processing device. The first information...
8600888 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8600890 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8596530 Retail point-of-transaction systems, program products, and related methods to provide a customized set of identification data to facilitate a retail transaction using electronic coupons  
Retail point-of-transaction systems, program products, and related computer implemented methods to provide a customized set of identification data to facilitate a retail sales point-of-sale...
8600842 Universal cartridge for different cash recyclers  
A cash recycler includes one or more universal cartridges storing cash which may be exchanged between different types of cash recyclers. The swapping of universal cartridges may allow for improved...
8596527 Methods for locating a payment system utilizing a point of sale device  
A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment...
8600893 System and method for back office processing of banking transactions using electronic files  
As banking transactions are processed by a bank teller, all of the relevant information with respect to the transaction (e.g., dollar amount) is captured in an electronic file. Each of the...
8600887 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8590779 Value token conversion  
A method is disclosed. The method includes obtaining value token image data associated with the image of the value token, the value token image data being derived from an image of the value token...
8590783 Security device reader and method of validation  
A method performed by a device may include exchanging encryption information with a security card, generating validation information based on the exchanged encryption information with the security...
8595137 Bankcard cash disbursements at casinos  
A method for processing cash advance transactions in a casino having an authorized MCD processor and, in particular, for processing non-service fee/surcharge transactions as Manual Cash...
8590789 Scanner with wake-up mode  
An indicia reader system includes an indicia reader provided at a point of transaction; a controller for controlling power to the indicia reader; a detector for detecting a customer, item or...
8590780 Banking system controlled responsive to data read from data bearing records  
A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and...
8590781 2D barcode on checks to decrease non-conforming image percentages  
Systems and methods for processing checks using 2D barcodes are provided. A user submits a digital image of a check that includes a 2D barcode. The 2D barcode has embedded positional information of...
8590940 Ubiquitous imaging device based check image capture  
A method or corresponding apparatus for remote transmission of a negotiable instrument. In an example embodiment, the process provides a carrier that secures a negotiable instrument. Next, the...
8590782 Banking system operated responsive to data bearing records  
A system includes a plurality of machines that operate responsive to data bearing records such as user cards (74, 76, 78, 80, 82, 84, 86). The machines operate to carry out financial transactions...
8589196 Knowledge management system  
Embodiments of the present invention address the above needs and/or achieve other advantages by providing a method, system, computer program product, or a combination of the foregoing for creating...
8589868 Creating a terminal application  
A configuration creator for use in creating a terminal application for a target apparatus. The configuration creator comprises: (i) an indexing routine for examining available software components...
8587414 Wireless information and safety system for mines  
The wireless information and safety system for mines of the present invention enables continuously tracking and monitoring underground miners and moveable equipment in underground mines using...
8584948 Security element comprising magnetic areas of different coercivities, a method for its production and a method for reading information encoded in the element  
A security element, particularly for banknotes, security cards and the like, comprising a first substrate which is at least partially opaque when viewed in transmitted light, and a plurality of...
8584936 Techniques for authorization of usage of a payment device  
Techniques for authorization of usage of a payment device include facilitating an issuer of the device obtaining an authorization message for an account number associated with the device, based on...
8584931 Systems and methods for an augmented experience of products and marketing materials using barcodes  
Systems and methods for augmenting a user experience using a barcode. In an embodiment, the system and methods comprises receiving a first request for content associated with a barcode from a user....
8584947 Fraud prevention  
A method of protecting a magnetic card inserted into a card reader in a self-service terminal is described. The method comprises detecting presentation of a card at a card reader; energizing an...
8584933 Systems and methods to perform credit valuation adjustment analyses  
Systems and methods are provided to perform credit valuation adjustment analyses.
8584938 Wireless transaction medium having combined magnetic stripe and radio frequency communications  
A wireless financial transaction instrument, such as a card, has a magnetic stripe, a display, and an on-board power supply, such as a battery, and is usable with a dual capture point of sale...
8589297 Prepaid value account with reversion to purchaser systems and methods  
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included is...
8584934 Cash payment for remote transactions  
Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second...
8584935 Banking system operated responsive to data read from data bearing records  
A banking system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote...
8579191 Automated banking system controlled responsive to data bearing records  
An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading...
8583490 Freshly prepared food delivery methodology  
The present invention is a methodology for the delivery of freshly prepared food to a plurality of vehicle-operating consumers. Freshly prepared foods means foods that have, in some manner,...
8579192 Banking system controlled responsive to data read from data bearing records  
An automated banking machine is part of a banking system that operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that...
8583522 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8583526 System and method for remote deposit capture  
A system includes one or more remote check deposit locations, and one or more treasury receipt servers to receive check information captured from the one or more remote check deposit locations, and...
8579190 Device for reading magnetic stripe and/or chip cards with a touch screen for pin entry  
The invention relates to a device (10) for reading magnetic stripe and/or chip cards, in particular bank cards, EC cards and/or credit cards. The device (10) comprises a display unit (14) and a...
8583554 Dependent payment device  
The present invention provides embodiments of a dependent payment device, such as a credit card, for allowing a primary customer to control and monitor the transactions made by a dependent customer...