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8554690 Techniques for using media keys  
Techniques for processing media data. Techniques are provided for using media keys that have been created for media data. A media key may be used to access media data for which the media key has...
8550338 Cash supply chain notifications  
An aspect of the invention provides methods, computer media, and apparatuses to generate notifications to verify processing of a deposit or change order along a cash supply chain. A user is...
8550339 Utilization of digit sequences for biometric authentication  
Systems and methods for implementing a sequence of fingerprints for biometric authentication are provided. A sequence of fingerprints is more difficult to fraudulently circumvent than a single...
8548926 Method and apparatus for global replacement card services  
A prompt-response card issuing system providing temporary financial transaction cards includes a communications module, a personal account number (PAN) mapping module, and a security measure...
8544729 Systems and methods for gesture-based interaction with computer systems  
The present disclosure facilitates gesture-based interaction with a computer-system. The method may comprise pairing a transaction account with a likeness, receiving the likeness and a transaction...
8544727 Method and system for anti-money laundering surveillance  
A method for anti-money laundering surveillance may include analyzing transaction data based on a group that may include at least one of peer comparison, expected level of activity and debit/credit...
8544721 Device for handling banknotes  
The invention relates to an apparatus for processing bank notes, in particular a compensation unit for adapting the bank-note stock of a recycling apparatus. In recycling apparatus standing in the...
8544728 Money handling apparatus and money handling method  
A money handling apparatus includes an operation/display unit to display a money count result, and to display a portion or all of a plurality of various operation keys. The display of operation...
8544730 Automated banking system controlled responsive to data bearing records  
An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading...
8548912 Transaction pre-processing with mobile device for a currency dispensing device  
A system and method of pre-processing a transaction using a mobile device are presented. The system and method may include beginning a transaction at a mobile device. Beginning the transaction may...
8548925 Monitoring capabilities for mobile electronic devices  
Improved computer-implemented techniques for providing relevant information to mobile electronic devices are disclosed. According to one aspect, usage of mobile electronic devices can be monitored...
8543475 System and method for obtaining automated third-party confirmations in receivables factoring  
Systems and methods are defined for facilitating the factoring process involving a business client, one or more factors, and a third-party (i.e., a debtor doing business with the business client)...
8543474 Method, communication apparatus and system for handling a recharge service  
Methods and systems for handling a recharge service and communication apparatuses thereof are disclosed. The method includes receiving a recharge service request; checking whether an abnormal...
8540147 Banking terminal that operates to cause financial transfers responsive to data bearing records  
A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data...
8540143 Cassette for automated teller machine  
A cassette for an automatic teller machine (ATM) is provided, which is capable of returning a paper medium disposed at an entrance of the cassette into the cassette using a moving force of a...
8540144 Automated banking machine operated responsive to data bearing records with improved security  
An automated banking machine is operative to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read...
8540152 Conversion operations for loyalty points of different programs redeemable for services  
An entity and a commerce partner agree to permit transfers or conversions of non-negotiable credits to entity independent funds in accordance with a fixed credits-to-funds ratio. An account for...
8540146 Automated banking machine that operates responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader operative...
8540145 System controlled response to data bearing records and operative to cause financial transfers  
An automated banking machine operates responsive to data bearing records to cause financial transfers. The automated banking machine includes a card reader operative to read card data from user...
8543506 System and method for delivering financial services  
A delivery system and method allow a financial institution to provide financial services to a plurality of remote devices. The system is comprised of a set of re-usable global components which are...
8542949 TIFF validation  
An apparatus and method for validation of images and their associated Tag Image File Format (TIFF) tags in an image cash letter. One or more image cash letters (ICLs) are received. Each image cash...
8540142 Banking machine controlled responsive to data read from data bearing records  
A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head...
8538123 Apparatus and system for imaging currency bills and financial documents and method for using the same  
A method of processing a deposit transaction involving a plurality of physical documents includes receiving a data file associated with the deposit transaction. The data file includes a plurality...
8538839 System, method, and program product for unit transfer fee processing  
A method, system and program product, the method comprising: accessing Transfer Fee data to be paid to a third party that is not the borrower or the lender of a security for a right to loan one or...
8534548 Automated banking system controlled responsive to data bearing records  
An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read card data from user cards...
8534539 Valuable medium processing system  
Provided is a valuable medium processing system capable of improving the work efficiency of a person in charge when continuously storing a quantity of valuable media collected from a plurality of...
8534547 Automated banking machine that operates responsive to data read from data bearing records and diagnostic method  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes sensing devices adjacent a card reader...
8534546 Systems and methods for card present transaction without sharing card information  
A new approach is proposed that contemplates systems and methods to enable an individual to complete a financial transaction by swiping a magnetic stripe card through a card reader connected to a...
8533112 Method and system for providing a digital money infrastructure using mobile telephony  
Systems and methods for providing a mobile telephony infrastructure for transferring electronic payments are provided. A user provides an amount of cash and a mobile telephone number to a...
8528812 Wireless devices for storing a financial account card and methods for storing card data in a wireless device  
A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when...
8527380 System and methods for servicing electronic transactions  
A method for using an electronic transaction device with an electronic transaction service provider may include the steps of registering the electronic transaction device with the electronic...
8523055 Card activated cash dispensing automated banking machine  
A card activated cash dispensing automated banking machine is provided which includes a safe and at least a portion of a cash dispenser positioned within the safe. The cash dispenser includes an...
8527427 Method and system for performing a transaction using a dynamic authorization code  
A method and apparatus for conducting a transaction involving transmission of a dynamic authentication code in place of a static PIN block using currently existing messaging standards or PIN...
8523053 Enabling consumer choice on contactless transactions when using a dual-branded payment instrument  
The embodiments presented herein provide for systems and methods for allowing different types of transactions, e.g., credit or debit transactions, over different payment networks, e.g., Visa or...
8523054 Gift card conversion and digital wallet  
A method and a system convert the value of a gift card for use with a mobile device. A gift card converter module associates a value of the gift card with a digital wallet of the mobile device. A...
8523060 Portable consumer device for use in currency conversion process  
A server computer including a processor and a computer readable medium coupled to the processor. The computer readable medium includes code executable by the processor. The code includes code for...
8523064 Graphical user interface for the conversion of loyalty points for services  
In one embodiment, a graphical user interface includes a conversion option to convert at least a subset of non-negotiable credits earned from one into entity independent funds in accordance with a...
8523050 System and method for collecting containers  
An apparatus is illustrated for collecting containers and that includes a storage receptacle having an access door and a support tray. The storage receptacle has an opening through which a...
8523056 Card activated cash dispensing automated banking machine customization system and method  
A card activated cash dispensing automated banking machine operates responsive to data included on user cards. A system and method for producing the automated banking machine incorporating a...
8523063 Conversion operations of non-negotiable credits to funds between an entity and a commerce partner  
An entity and a commerce partner agree to permit transfers or conversions of non-negotiable credits to entity independent funds in accordance with a fixed credits-to-funds ratio. An account for...
8523057 Automated banking machine that operates responsive to data read from data bearing records  
An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a...
8523059 Advanced payment options for powered cards and devices  
Advanced payment applications are provided to improve the functionality of cards and devices. For example, a user interface may be placed on a card (e.g., a physical button) or a telephonic device...
8517258 System and method for granting promotional rewards to both customers and non-customers  
Systems and methods of attracting and retaining customers of a Banking institution through an incentive program is disclosed, comprising: operating a promotional program, comprising the dispensing...
8517262 Automated banking machine that operates responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader operative...
8517260 Banking system controlled responsive to data bearing records  
An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user...
8517264 Smart cards and user terminals including the same  
A smart card includes: a host integrated circuit (IC) and one or more secure authentication ICs disposed on a board. The host IC contacts a user's terminal. The host IC is configured to receive...
8517279 Real-time card balance on card plastic  
A system, method and prepaid payment card configured to display a current card balance on the prepaid payment card. The prepaid payment card receives a balance request from a button on the card....
8517257 Coerced robbery prevention in a cash handling device  
Methods and devices provide robbery functionality in a cash handling device. A user attempting to withdraw money from a recycler may be identified. The user may indicate a problem, such as a...
8517278 Luminous module for microcircuit device  
The electronic module (18) for an electronic device (10) such as a microcircuit card, comprises a substrate (20) delimiting first (20A) and second (20B) opposite faces. More particularly, the...
8517261 Automated banking machine that outputs interference signals that jam reading ability of unauthorized card readers  
A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the...