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8433124 Systems and methods for detecting an optically variable material  
Systems and methods for detecting an optically variable material are provided. According to an illustrative embodiment, a method for detecting an optically variable material includes capturing a...
8433342 Method and system for personalized venue marketing  
A method and system for personalized venue marketing is disclosed herein. An application that is resident on a mobile communication device of a patron sends personally identifiable information and...
8430303 Cash handling device-to-cash handling device money movement  
A cash handling device includes one or more universal cartridges storing cash which may be swapped between different types of cash handling devices. The swapping of universal cartridges may allow...
8430304 Systems, methods and computer program products for wirelessly preprocessing a transaction while in a queue for a point-of-transaction  
A transaction is preprocessed wirelessly in response to a wireless transaction preprocessing user device being in a queue for a point-of-transaction. The transaction that was preprocessed is then...
8430307 Card activated cash dispensing automated banking machine system and method  
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia...
8430306 Automated banking machine controlled responsive to data bearing records  
An automated banking machine can operate to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read a user identifier from a...
8430305 Automated banking machine operated responsive to data bearing records with improved resistance to fraud  
A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening,...
8430309 Banking system controlled responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card...
8430298 Presentation instrument package arrangement  
A presentation instrument package is constructed of a carrier having a package identifier. The package defines an enclosure into which is held a presentation instrument having a human readable...
8429051 Investment guidance system which enables individuals to rate and select assets based on personal investment preferences  
An investment guidance system which enables individuals to rate and select assets based on personal investment preferences. The system comprises a method for receiving a request to rate a plurality...
8424755 Banking apparatus operated responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper...
8424750 Authorization system  
An authorization system including an authorization server, an account server for storing account data relating to a plurality of accounts and an access terminal for inputting data that identifies...
8424773 Payment cards and devices with enhanced magnetic emulators  
A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Such a...
8428332 Apparatus and system for imaging currency bills and financial documents and method for using the same  
A batch of bills is received, transported, and imaged to produce image data. The image data is reproducible as a visually readable image of at least a portion of each of the plurality of currency...
8424752 System and method for presenting information about an object on a portable electronic device  
Systems and methods are provided for enabling a portable electronic device to retrieve information about an object when the object's symbology, e.g., a barcode, is detected. According to one...
8429086 System for location based transaction security  
A system for improving transaction security based on location information. The system includes a transaction processing center in communication with a first transaction device and a second...
8421594 Tag-based personalization  
Embodiments of methods and apparatus for tag-based personalization of kiosk computing devices are disclosed. In embodiments, an authentication server/system may receive, from a mobile device, a...
8418917 Banking machine controlled responsive to data read from data bearing records  
A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head...
8418916 Automated banking machine system and method  
A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill...
8418918 System and method for secure transactions manageable by a transaction account provider  
A system and method for securing a financial transaction using a proxy code, which is assigned a transaction account number. An account issuer permanently assigns the proxy code to a transaction...
8422652 Device and method for managing communication credits associated to use of services by a terminal  
This client device (20) is able to use a service on a telecommunications network (1). It includes means (21) for storing a call credit (C_S1, C_S2) associated with that service and means (30) for...
8417643 Trusted service manager (TSM) architectures and methods  
A client device comprises a first secure element and a second secure element. The first secure element comprises a first computer-readable medium having a payment application comprising...
8413889 Banking system operated responsive to data bearing records  
A system includes a plurality of machines that operate responsive to data bearing records such as user cards (74, 76, 78, 80, 82, 84, 86). The machines operate to carry out financial transactions...
8413888 Currency dispenser  
A vertically arranged combination desktop currency denominating machine and currency dispenser comprising a currency denominating module adapted to receive a stack of currency bills to be...
8413891 System and method for facilitating banking transactions  
A computer-implemented system and method is used for facilitating a single instance banking transaction. The method includes the steps of receiving a banking transaction request from a banking...
8413890 Automated banking machine that operates responsive to data read from data bearing records  
Automated banking machines (10) operate to cause financial transfers responsive to data read from data bearing records. Each of the automated banking machines includes a card reader that is...
8408453 Money handling machine  
A money handling machine including a denomination-specific storing portion, money transport unit that transports money to a dispending portion and transport starting unit that causes the money...
8408455 System and method for granting promotional rewards to both customers and non-customers  
Aspects of the invention include systems and methods of using an Automated Teller Machine (ATM) to access a rewards account. The customer may access the ATM using a card or other device. Account...
8412595 Lifecycle tracking and management using RF  
Tracking and management data for a solicitation and response lifecycle is disclosed. The system generates and links tracking data for both the solicitation and the response, generates indicators...
8403210 Installation-free chip card reader for secure online banking  
In order to use a mobile smartcard reader that can address commercial smartcards conforming to the EMV standard in a simple manner, the invention provides a method for controlling a chip card...
8403213 Time analysis at a banking system controlled by data bearing records  
A banking system controlled responsive to data bearing records utilizes a communication system in acquiring, communicating, and/or processing time analysis data related to the duration of financial...
8403205 Automated banking machine that operates responsive to data read from data bearing records  
Automated banking machines (10) operate to cause financial transfers responsive to data read from data bearing records. Each of the automated banking machines includes a card reader that is...
8403209 Dynamic hold decisioning using adjusted deposit amount  
Embodiments of the present invention relate to methods and apparatuses for determining, communicating, and/or executing hold decisions for deposit items. For example, a method is provided that...
8407486 Sending and releasing pending messages  
Releasing pending messages is provided. An electronic message is received via a network from a sending client device. The electronic message includes a request to place the electronic message in a...
8403206 Processing device for documents of value  
An apparatus for processing documents of value has a checking device for checking at least one property of a document of value in accordance with at least one predetermined criterion with a sensor...
8403207 Transaction recordal method  
A method of recording a transaction relating to a security document is disclosed. Coded data portions are provided on the security document, with each coded data portion encoding an identity of the...
8407119 Forecasting levels of currency usage and need  
A target level of funds may be defined to specify an ideal level of currency stored in a currency handling device for efficient operation. The target level may be modified based on forecasted...
8403208 Apparatus and method for a privacy shield in keypad input devices at financial transaction terminals  
An input device for inputting personal information has a keypad for selectively inputting personal information and a privacy shield that is positioned adjacent to and extends away from near the...
8397998 Data storage device, apparatus and method for using same  
A data storage device for use as a portable card, magnetically encodeable card, magnetic credit card or the like is shown. The data storage device includes a substrate having at least one surface....
8401974 Method, system, and graphic user interface for enabling a customer to access a media file  
A method, system, GUI, apparatus, and computer readable media for enabling a customer to access to a media file uploaded by a user are provided. A user profile may be generated using received login...
8401969 Virtual traveler's check  
The purchase and redemption of virtual traveler's checks is managed. A purchase request is received, which includes purchasing customer identification information and a request for one or more...
8401936 Architectural design for expense reimbursement application software  
Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing expense reimbursement. The application...
8401964 Apparatus, method, and computer program product for encoding enhanced issuer information in a card  
Facilitating communications between an electronic payment device and an issuer host includes storing in the payment device a set of personalization parameters. A first set of status information...
8397980 Card identifying apparatus  
A card identifying apparatus according to one embodiment of the invention has a light-receiving portion that reads a card on a pixel basis of a predetermined area as a unit including color...
8401268 Optical imaging sensor for a document processing device  
A document processing device includes a controller and a sensor arrangement. The sensor arrangement illuminates a surface of documents. The gradient index lens array collects light reflected from...
8393534 Automated banking machine that operates responsive to data bearing records  
An automated banking machine operates to carry out financial transfers responsive to data read from data bearing records. The machine includes a card reader that operates to read data from user...
8396725 Method and system configured for facilitating management of international trade receivables transactions  
A receivables transaction management platform is configured for facilitating management of international trade receivables transactions. The platform includes a task manager layer and a platform...
RE44059 Method for reconciling a financial account from a portable account register  
A method for reconciling a financial account of a user on a user device. A user list of transactions that have been entered by the user are accessed. A list of transactions from a financial...
8396278 Document processing system using full image scanning  
A system for tracking currency bills comprises a currency scanning device. The scanning device includes a sensor that retrieves currency identification characteristic information of each bill...
8395523 Method and system for preventing fuel theft  
A method and system for preventing fuel theft includes one or more tamper detection sensors mounted on a fuel dispenser, the tamper detection sensors being operable to detect dislocation of one or...