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8602302 Exception notification system and method  
A system and method for distributing prepaid cash alternatives and resolving exceptions related to the sale of prepaid cash alternatives such as traveler's cheques or prepaid cards. Reports of...
8602296 Service messaging system and method for transaction machine  
Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using the...
8606662 Methods and systems for managing co-brand proprietary financial transaction processing  
A method and system for processing a financial transaction using a co-brand proprietary payment card through a multi-party payment card interchange network is provided. The method includes storing...
8604902 Communication system, information processing method, and program product  
A communication system includes a first information processing device, a plurality of processing portions, a storage portion, and a second information processing device. The first information...
8600888 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8600890 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8596530 Retail point-of-transaction systems, program products, and related methods to provide a customized set of identification data to facilitate a retail transaction using electronic coupons  
Retail point-of-transaction systems, program products, and related computer implemented methods to provide a customized set of identification data to facilitate a retail sales point-of-sale...
8600842 Universal cartridge for different cash recyclers  
A cash recycler includes one or more universal cartridges storing cash which may be exchanged between different types of cash recyclers. The swapping of universal cartridges may allow for improved...
8596527 Methods for locating a payment system utilizing a point of sale device  
A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment...
8600893 System and method for back office processing of banking transactions using electronic files  
As banking transactions are processed by a bank teller, all of the relevant information with respect to the transaction (e.g., dollar amount) is captured in an electronic file. Each of the...
8600887 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8590779 Value token conversion  
A method is disclosed. The method includes obtaining value token image data associated with the image of the value token, the value token image data being derived from an image of the value token...
8590783 Security device reader and method of validation  
A method performed by a device may include exchanging encryption information with a security card, generating validation information based on the exchanged encryption information with the security...
8595137 Bankcard cash disbursements at casinos  
A method for processing cash advance transactions in a casino having an authorized MCD processor and, in particular, for processing non-service fee/surcharge transactions as Manual Cash...
8590789 Scanner with wake-up mode  
An indicia reader system includes an indicia reader provided at a point of transaction; a controller for controlling power to the indicia reader; a detector for detecting a customer, item or...
8590780 Banking system controlled responsive to data read from data bearing records  
A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and...
8590781 2D barcode on checks to decrease non-conforming image percentages  
Systems and methods for processing checks using 2D barcodes are provided. A user submits a digital image of a check that includes a 2D barcode. The 2D barcode has embedded positional information of...
8590940 Ubiquitous imaging device based check image capture  
A method or corresponding apparatus for remote transmission of a negotiable instrument. In an example embodiment, the process provides a carrier that secures a negotiable instrument. Next, the...
8590782 Banking system operated responsive to data bearing records  
A system includes a plurality of machines that operate responsive to data bearing records such as user cards (74, 76, 78, 80, 82, 84, 86). The machines operate to carry out financial transactions...
8589196 Knowledge management system  
Embodiments of the present invention address the above needs and/or achieve other advantages by providing a method, system, computer program product, or a combination of the foregoing for creating...
8589868 Creating a terminal application  
A configuration creator for use in creating a terminal application for a target apparatus. The configuration creator comprises: (i) an indexing routine for examining available software components...
8587414 Wireless information and safety system for mines  
The wireless information and safety system for mines of the present invention enables continuously tracking and monitoring underground miners and moveable equipment in underground mines using...
8584948 Security element comprising magnetic areas of different coercivities, a method for its production and a method for reading information encoded in the element  
A security element, particularly for banknotes, security cards and the like, comprising a first substrate which is at least partially opaque when viewed in transmitted light, and a plurality of...
8584936 Techniques for authorization of usage of a payment device  
Techniques for authorization of usage of a payment device include facilitating an issuer of the device obtaining an authorization message for an account number associated with the device, based on...
8584931 Systems and methods for an augmented experience of products and marketing materials using barcodes  
Systems and methods for augmenting a user experience using a barcode. In an embodiment, the system and methods comprises receiving a first request for content associated with a barcode from a user....
8584947 Fraud prevention  
A method of protecting a magnetic card inserted into a card reader in a self-service terminal is described. The method comprises detecting presentation of a card at a card reader; energizing an...
8584933 Systems and methods to perform credit valuation adjustment analyses  
Systems and methods are provided to perform credit valuation adjustment analyses.
8584938 Wireless transaction medium having combined magnetic stripe and radio frequency communications  
A wireless financial transaction instrument, such as a card, has a magnetic stripe, a display, and an on-board power supply, such as a battery, and is usable with a dual capture point of sale...
8589297 Prepaid value account with reversion to purchaser systems and methods  
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included is...
8584934 Cash payment for remote transactions  
Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second...
8584935 Banking system operated responsive to data read from data bearing records  
A banking system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote...
8579191 Automated banking system controlled responsive to data bearing records  
An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading...
8583490 Freshly prepared food delivery methodology  
The present invention is a methodology for the delivery of freshly prepared food to a plurality of vehicle-operating consumers. Freshly prepared foods means foods that have, in some manner,...
8579192 Banking system controlled responsive to data read from data bearing records  
An automated banking machine is part of a banking system that operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that...
8583522 Automated transaction machine  
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the...
8583526 System and method for remote deposit capture  
A system includes one or more remote check deposit locations, and one or more treasury receipt servers to receive check information captured from the one or more remote check deposit locations, and...
8579190 Device for reading magnetic stripe and/or chip cards with a touch screen for pin entry  
The invention relates to a device (10) for reading magnetic stripe and/or chip cards, in particular bank cards, EC cards and/or credit cards. The device (10) comprises a display unit (14) and a...
8583554 Dependent payment device  
The present invention provides embodiments of a dependent payment device, such as a credit card, for allowing a primary customer to control and monitor the transactions made by a dependent customer...
8573481 Banking system controlled responsive to data bearing records  
An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to...
8573484 Banking apparatus operated responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper...
8573480 Card activated cash dispensing automated banking machine  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card...
8573478 Image exchange without full MICR qualification  
A system and related methods of correcting errors during check or financial document processing by a bank of first deposit or other entity receiving a paper check or financial document, or by a...
8573482 Banking system controlled responsive to data bearing records  
An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader...
8573494 Apparatus for secure financial transactions  
An electronic transaction card communicates with an add-on slot of an intelligent electronic device. The add-on slot may be a memory card slot. The intelligent electronic device may be a mobile...
8573483 Cash accepting and cash dispensing automated banking machine system and method  
An automated banking machine operates to carry out financial transactions responsive to data bearing records including account data read from user cards. The banking machine may accept checks and...
8576050 Extended range RFID tag assemblies and methods of operation  
Radio frequency identification (RFID) tag assemblies and methods having an RFID semiconductor chip, a conductor and an antenna, the RFID semiconductor chip has an antenna interface mounted on a...
8573479 Banking system controlled responsive to data bearing records  
A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display...
8577730 Cash management optimization for payment processing  
Embodiments of the present invention provide a method, system and computer program product for cash management optimization method for payment processing. In an embodiment of the invention, a cash...
8567668 Method and apparatus for distribution of money transfers  
A method for performing transactions comprises receiving registration in formation and money transfer transaction specifications, generating a distribution profile based on the registration...
8571988 Electronic money system, electronic money terminal device, and information card  
An electronic money system includes a plurality of electronic money terminals for withdrawing a sum of money which is spent by a user from money data which has been deposited into an information...