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7469823 |
Automated banking machine which dispenses, receives and stores notes and other financial instrument sheets
An ATM ( 10 ) includes a housing ( 46 ) including a generally L-shaped chest portion ( 48 ) and an upper housing portion ( 54 ). The ATM includes a fascia ( 12 ) which extends on the outside of a...
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7469824 |
Check accepting and cash dispensing automated banking machine system and method
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to...
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7464860 |
Conducting assisted self-service transactions in a banking facility through a database schema
A system for use in assisting a self-service transaction at a service facility includes one or more self-service terminals, each configured to gather transaction information associated with a...
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7464861 |
Partitioned credit system
The present invention discloses a wherein the total available credit for a user is divided into discrete subsets which may be attributed to different purposes such as internet purchases, business...
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7464868 |
Coin-discriminator voucher anti-counterfeiting method and apparatus
Vouchers and methods for providing vouchers configured to assist in distinguishing unauthorized duplicate or counterfeit vouchers are disclosed herein. In one embodiment, a voucher can include a...
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7464832 |
Media cassette with internal lock
The media cassette for a media dispenser includes a cassette body including a storage space in which media are filled. A media discharging opening is provided at a side thereof. A discharging door...
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7464859 |
Reimbursement process and processor for conducting a financial transaction
A purchase account is issued without association to a reimbursement account. The purchase account is registered, forming an association with the reimbursement account for reimbursement...
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7461773 |
Method of operating an image-based self-service check depositing terminal in response to a fault condition
A method is provided of operating an image-based check depositing terminal in response to a fault condition. The method comprises the steps of receiving a non-customer identification card from an...
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7461775 |
Apparatus and methods for processing misread or miskeyed magnetic indicia
The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives...
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7461778 |
Method of identifying a copied security document
A method of determining a counterfeit security document which includes a number of coded data portions indicative of an identity of the security document; and at least part of a digital signature...
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7461774 |
Customer interaction process and system
A customer interaction process may include conducting various activities at customer interaction console in addition to banking transactions. The customer interaction process may include retrieving...
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7458510 |
Authentication of automated vending machines by wireless communications devices
A wireless device includes a contactless communications facility such as a contactless Integrated Circuit (IC) card to engage in a transaction with a vending machine. The wireless device obtains...
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7458507 |
ATM machine and methods with currency conversion capabilities
Methods, systems, and Automated Teller Machines (ATMs) are disclosed which provide ATM currency conversion capabilities. In one embodiment, a financial account number associated with a financial...
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7458506 |
Paper money handling machine
A bill handling apparatus, such as an ATM, for handling bills each having an IC chip which holds unique discriminative information includes a manipulating unit for selecting the type of transaction...
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7461028 |
Method and system for authorizing use of a transaction card
A method for authorizing purchases by an owner of an account previously established with a bank where the owner wants to purchase an item from a merchant. The method including the step(s) of: (i)...
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7455220 |
Systems and methods for managing throughput of point of sale devices
Systems and methods for electronically processing accounts receivable (AR) check transactions via a location-base device associated with a merchant. The location-base device, such as a...
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7455219 |
Method for handling cassettes for bank notes
A method is provided for handling cassettes for bank notes, for automatic tellers and/or deposit devices. The method for handling cassettes for bank notes, for automatic tellers and/or deposit...
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7451917 |
Transaction terminal comprising imaging module
A transaction terminal including a display, a housing, an imaging module assembly wherein the imaging module assembly comprises a control and decode circuit, an imaging module, and a light pipe...
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7451913 |
Apparatus, system, and method for point of sale currency verification
The apparatus for point of sale currency verification includes a point of sale check printer having a printing device configured to print information on first and second opposing faces of a...
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7451918 |
Booth for performing financial transactions
The present invention involves booths for performing financial transactions which are particularly accessible by wheelchair users or other handicapped individuals. In one embodiment, a transaction...
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7451919 |
Self-service terminal
A self-service terminal ( 10 ) comprising a plurality of components associated with a valuable media, such as a card reader ( 28 ) or cash dispenser ( 30 ). Each component includes or is associated...
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7448539 |
Method for maintaining a customer account
A customer is provided a telephone number to which a calling party incurs a charge to be connected. An account balance, which reflects funds deposited into the customer's account but not yet used...
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7448535 |
RF communication of data between currency canister and automated banking machine
An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer...
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7448536 |
Check accepting and cash dispensing automated banking machine
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to...
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7448533 |
Medical image file management system and medical image film
A medical image film management system for managing an image film showing a captured diagnostic image of a corresponding patient includes at least one wireless tag to be attached to the image film,...
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7448540 |
Electronic settlement system, settlement apparatus and terminal
An electronic settlement system for settling a transaction through a communication network comprises a settlement apparatus which performs the settlement of the transaction; a billing terminal...
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7445155 |
Method of transmitting electronic signature during a financial transaction
A transaction apparatus ( 10 ) includes a multifunction card ( 12 ) and a portable terminal ( 14 ). The multifunction card includes a programmable memory ( 18 ). The programmable memory is used to...
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7445146 |
Card activated cash dispensing automated banking machine system and method
A card activated cash dispensing automated banking machine system and method is provided. The machine is operate to read a financial card bearing account indicia with a card reader of the machine....
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7447661 |
Electronic bearer bond online transaction system
An electronic transaction system, comprising bearer bond means for providing an online electronic bearer bond having a monetary value, transaction means for performing monetary transactions with...
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7445144 |
Cash dispensing automated banking machine diagnostic system and method
An automated banking machine ( 10 ) includes a cash dispenser ( 54 ). Servicing the machine is facilitated through use of a portable diagnostic article ( 98 ) which enables the controller to access...
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7445145 |
Cash dispensing automated banking machine deposit printing system and method
An automated banking machine which dispenses cash and includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a...
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7441695 |
Validator with improved recycling cassette
A banknote acceptor and dispenser uses a stacked configuration of the validator the banknote accumulator and dispenser and the banknote cassette. The banknote accumulator includes a count window...
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7438224 |
Transaction card with stake
A financial transaction card is associated with seeds of at least one type, where each of the seeds is configured for planting in a composition. The financial transaction card includes a substrate...
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7440924 |
Method and system for processing financial instrument deposits physically remote from a financial institution
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
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7438222 |
Card reading arrangement including robotic card handling responsive to card sensing
A card reader arrangement includes a robotic card handling device to enable reading of a user card during a card-based transaction. A card sensing device is located adjacent a card slot remotely...
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7438220 |
Automated banking machine including deposit storage chest and card reader cooling device
An automated banking machine includes a card reader, a display device, a currency dispenser, and a deposit storage chest. The machine can receive user deposits for storage in the chest. The machine...
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7438221 |
Automated banking machine currency cassette with RFID tag
An ATM currency cassette includes an RFID tag. The tag includes information about the cassette, such as the cassette serial number and the currency denomination. An ATM includes a tag reader that...
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7434726 |
Method and system for postdating of financial transactions
Methods and systems that prevent completion of postdated financial transactions until the specified future date is provided. A portion of the information necessary to complete a financial...
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7434728 |
Desktop card processor
A desktop card processor having increased card processing capabilities without increasing the horizontal footprint of the card processor. The card processor utilizes multiple card processing levels...
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7434725 |
Bill handling machine, automated teller machine, and method for payment of change at automated teller machine
An automated teller machine having a customer operation part, a deposit/payment port to put into bills, a distinction part which distinguishes bill, storages which stores bill, a storage box which...
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7431205 |
Banknote receipt and payout apparatus
A banknote receipt and payout apparatus including: a receipt and pay-out opening for carrying out either or both of payout and stacking of charged banknotes: a banknote determining part for...
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7431206 |
Automated banking machine with improved resistance to fraud
An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.
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7431202 |
System and method to monitor credit card transactions
A transaction verification system and method includes a central station coupled to receive transaction data from a plurality of transaction locations at which a person having an account...
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7431201 |
System and method for managing requests to document archives, routing requests and delivering requests to a variety of channels or delivery mechanisms
An Archive Interface Manager (AIM) can provide a common interface between the image delivery channels and image archives. AIM handles requests and fulfillment of queries and images between the...
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7433844 |
Automated banking machine currency tracking method
An automated banking machine ( 10 ) includes a user interface ( 12 ) including an opening ( 20 ). Users of the machine deliver and receive individual sheets and stacks of sheets to and from the...
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7428985 |
Computerized drop safe and control software
A computerized drop safe running control and security software on a central processing unit controlling (CPU) operating features on and access to the drop safe. A user hierarchy has different...
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7428982 |
Systems and methods for price matching on funds transfers
Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the...
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7428984 |
Method and system of evaluating checks deposited into a cash dispensing automated banking machine
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to...
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7427017 |
Method and system for collecting bank account information from an individual and authenticating the individual prior to allowing the bank account to receive an electronic fund transfer
A computer-implemented method for collecting bank account information from an individual and authenticating the individual prior to allowing the bank account to receive an electronic fund transfer...
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7427019 |
Biometric identification system, method and medium for point of sale environment
Embodiments of the present invention provide a biometric identification system, method and product for facilitating a transaction in a point of sale environment. In one embodiment, the biometric...
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