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8452648 Method of facilitating the marketing, redemption, and reimbursement of prepaid vehicle services in a vehicle service network  
A computer-assisted method of facilitating the marketing, redemption, and reimbursement of prepaid vehicle services in a vehicle service network. A network administrator screens vehicle service...
8444051 Self-service machine problem code  
Embodiments of the present invention relate to methods and apparatuses for responding to a problem associated with a self-service machine. For example, some embodiments provide a method that...
8444050 Item-level hold decisioning  
Embodiments of the present invention relate to methods and apparatuses for determining, recommending, and/or placing holds on deposit items. For example, some embodiments provide a method that...
8447665 Removal of expiring items from inventory  
Systems and methods for the removal of expiring items from inventory are disclosed. In some embodiments, a method includes determining a breakeven holding time for an inventory item and...
8447094 Enhanced note processing  
Techniques and systems are disclosed to perform, in some examples, the steps of receiving a note or an image of a note, imaging at least a portion of the note, determining a value of at least one...
8447658 Electronic bearer bond online transaction system  
An electronic transaction system, comprising bearer bond means for providing an online electronic bearer bond having a monetary value, transaction means for performing monetary transactions with...
8446260 Group proving method and radio frequency identification reader and tags using thereof  
A group proving method includes the following steps. First, a query command is broadcasted to radio frequency identification (RFID) tags, each of which responds the query command with tag...
8442433 Method and apparatus for provisioning a device  
An article (100) has a device (122), and a radio frequency identification (RFID) module (102) coupled to the device. The RFID module is programmed to receive (210) provisioning instructions from a...
8434675 Crack embossing using diamond technology  
A portable consumer device having a substrate layer, a protective layer and a diamond-based brittle material layer having an intentionally created unique fissure or cracked patterns or crystal zone...
8434677 Systems and methods for risk triggering values  
Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of...
8434676 Banknote handling system  
There is provided a banknote handling system including: a reception unit configured to receive a banknote that has been put therein; a recognition unit configured to recognize the banknote that has...
8434682 Receipt images apparatus and method  
A method for printing an image on a receipt is disclosed. The method may begin with the initiation of a transaction such as a purchase or return at a point-of-sale system. Next, an image unique to...
8437529 Apparatus and system for imaging currency bills and financial documents and method for using the same  
A stack of currency bills is received, transported, and imaged via an image scanner to produce image data that is reproducible as a visually readable image for each currency bill. Each of the...
8437530 Apparatus and system for imaging currency bills and financial documents and method for using the same  
A stack of a stack of currency bills is received, transported, and imaged. Image data reproducible as a visually readable image of one or more portions of at least one side of each currency bill in...
8434678 Banking system controlled responsive to data bearing records to sequentially provide preassigned ordered marketing campaign presentations to a particular individual over different transactions  
An automated transaction machine includes a card reader that can read a unique magnetic characteristic of a magnetic stripe on a card. The machine can then send data reflective of the read...
8433123 Apparatus and system for imaging currency bills and financial documents and method for using the same  
A document processing system includes a communications port and a controller. The communications port is configured to communicatively couple the document processing system to a network and to...
8430395 Pick unit  
A pick unit is described. The pick unit comprises: a frame and a picking assembly. The frame comprises (i) one or more guides for receiving a currency cassette, (ii) a tortuous pathway for guiding...
8433124 Systems and methods for detecting an optically variable material  
Systems and methods for detecting an optically variable material are provided. According to an illustrative embodiment, a method for detecting an optically variable material includes capturing a...
8433342 Method and system for personalized venue marketing  
A method and system for personalized venue marketing is disclosed herein. An application that is resident on a mobile communication device of a patron sends personally identifiable information and...
8430303 Cash handling device-to-cash handling device money movement  
A cash handling device includes one or more universal cartridges storing cash which may be swapped between different types of cash handling devices. The swapping of universal cartridges may allow...
8430304 Systems, methods and computer program products for wirelessly preprocessing a transaction while in a queue for a point-of-transaction  
A transaction is preprocessed wirelessly in response to a wireless transaction preprocessing user device being in a queue for a point-of-transaction. The transaction that was preprocessed is then...
8430307 Card activated cash dispensing automated banking machine system and method  
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia...
8430306 Automated banking machine controlled responsive to data bearing records  
An automated banking machine can operate to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read a user identifier from a...
8430305 Automated banking machine operated responsive to data bearing records with improved resistance to fraud  
A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening,...
8430309 Banking system controlled responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card...
8430298 Presentation instrument package arrangement  
A presentation instrument package is constructed of a carrier having a package identifier. The package defines an enclosure into which is held a presentation instrument having a human readable...
8429051 Investment guidance system which enables individuals to rate and select assets based on personal investment preferences  
An investment guidance system which enables individuals to rate and select assets based on personal investment preferences. The system comprises a method for receiving a request to rate a plurality...
8424755 Banking apparatus operated responsive to data bearing records  
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper...
8424750 Authorization system  
An authorization system including an authorization server, an account server for storing account data relating to a plurality of accounts and an access terminal for inputting data that identifies...
8424773 Payment cards and devices with enhanced magnetic emulators  
A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Such a...
8428332 Apparatus and system for imaging currency bills and financial documents and method for using the same  
A batch of bills is received, transported, and imaged to produce image data. The image data is reproducible as a visually readable image of at least a portion of each of the plurality of currency...
8424752 System and method for presenting information about an object on a portable electronic device  
Systems and methods are provided for enabling a portable electronic device to retrieve information about an object when the object's symbology, e.g., a barcode, is detected. According to one...
8429086 System for location based transaction security  
A system for improving transaction security based on location information. The system includes a transaction processing center in communication with a first transaction device and a second...
8421594 Tag-based personalization  
Embodiments of methods and apparatus for tag-based personalization of kiosk computing devices are disclosed. In embodiments, an authentication server/system may receive, from a mobile device, a...
8418917 Banking machine controlled responsive to data read from data bearing records  
A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head...
8418916 Automated banking machine system and method  
A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill...
8418918 System and method for secure transactions manageable by a transaction account provider  
A system and method for securing a financial transaction using a proxy code, which is assigned a transaction account number. An account issuer permanently assigns the proxy code to a transaction...
8422652 Device and method for managing communication credits associated to use of services by a terminal  
This client device (20) is able to use a service on a telecommunications network (1). It includes means (21) for storing a call credit (C_S1, C_S2) associated with that service and means (30) for...
8417643 Trusted service manager (TSM) architectures and methods  
A client device comprises a first secure element and a second secure element. The first secure element comprises a first computer-readable medium having a payment application comprising...
8413889 Banking system operated responsive to data bearing records  
A system includes a plurality of machines that operate responsive to data bearing records such as user cards (74, 76, 78, 80, 82, 84, 86). The machines operate to carry out financial transactions...
8413888 Currency dispenser  
A vertically arranged combination desktop currency denominating machine and currency dispenser comprising a currency denominating module adapted to receive a stack of currency bills to be...
8413891 System and method for facilitating banking transactions  
A computer-implemented system and method is used for facilitating a single instance banking transaction. The method includes the steps of receiving a banking transaction request from a banking...
8413890 Automated banking machine that operates responsive to data read from data bearing records  
Automated banking machines (10) operate to cause financial transfers responsive to data read from data bearing records. Each of the automated banking machines includes a card reader that is...
8408453 Money handling machine  
A money handling machine including a denomination-specific storing portion, money transport unit that transports money to a dispending portion and transport starting unit that causes the money...
8408455 System and method for granting promotional rewards to both customers and non-customers  
Aspects of the invention include systems and methods of using an Automated Teller Machine (ATM) to access a rewards account. The customer may access the ATM using a card or other device. Account...
8412595 Lifecycle tracking and management using RF  
Tracking and management data for a solicitation and response lifecycle is disclosed. The system generates and links tracking data for both the solicitation and the response, generates indicators...
8403210 Installation-free chip card reader for secure online banking  
In order to use a mobile smartcard reader that can address commercial smartcards conforming to the EMV standard in a simple manner, the invention provides a method for controlling a chip card...
8403213 Time analysis at a banking system controlled by data bearing records  
A banking system controlled responsive to data bearing records utilizes a communication system in acquiring, communicating, and/or processing time analysis data related to the duration of financial...
8403205 Automated banking machine that operates responsive to data read from data bearing records  
Automated banking machines (10) operate to cause financial transfers responsive to data read from data bearing records. Each of the automated banking machines includes a card reader that is...
8403209 Dynamic hold decisioning using adjusted deposit amount  
Embodiments of the present invention relate to methods and apparatuses for determining, communicating, and/or executing hold decisions for deposit items. For example, a method is provided that...