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7197173 Automated check processing system with check imaging and accounting  
A document processing system comprises an input receptacle for receiving documents. A transport mechanism receives the documents from the input receptacle and transports the documents past an image...
7191936 Automated teller machine  
An automated teller machine ( 10 ) comprises a fascia ( 12 ) having a check entry/exit slot ( 56 ), and a check processing module ( 60 ) for processing checks entered via the slot ( 56 ). The...
7191935 Method of updating a configuration editing system for generating configuration data for an automated banking machine  
A method of updating a configuration editing system for generating ATM configuration data is provided. The method may include generating configuration editor DLLs. ATM configuration editor software...
7194251 Intelligent gate distributed use and device network access management on personal area network  
The present invention relates to a method for managing access to a wireless personal area network in an intelligent concentrator. The method manages wireless access to a network by providing...
7191937 Cash depository  
A sensor for executing simple discrimination is provided on a transfer path immediately after a cash inlet of a cash depository. The sensor detects a position of a bill in a transfer direction, a...
7191152 Automated financial transaction system  
In an automated financial transaction system, a plurality of automated tellers machines (ATMs) have each a message input section and are each communicatably connected with a message depository via...
7188761 Read-write device for a smart card for use with a housing  
A value medium dispensing unit having a read/write device for operatively communicating with a user device capable of recording value information includes a housing having an opening on a vertical...
7188763 Method and server of providing lotto using bill and receipt of credit card or debit card  
Disclosed herein is a method and a lotto supply server of providing lotto using a bill or a receipt of a credit or debit card, and utilizing the front and the back side of a receipt or a lotto as...
7188762 Secure card package for transaction cards and method of activating the same  
A secure card package which includes an inactive transaction card that includes an edge. The secure card package also includes a security piece that includes an edge. The security piece and the...
7185805 Wireless check authorization  
A wireless check authorization system and method that determines in real time, upon receipt of check information from a check writer, whether the check writer's checking account is open, whether...
7187795 Document processing system using full image scanning  
A system for tracking currency bills comprises a currency scanning device. The scanning device includes a sensor that retrieves currency identification characteristic information of each bill...
7185804 Receipt delivery system for secure depository  
A secure depository system ( 150, 158, 164, 180, 192 ) includes at least one secure depository ( 10, 152, 154, 160, 166, 168, 184, 194, 128 ). Deposits are enabled to be made into the secure...
7184989 Staged transactions systems and methods  
Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a...
7184979 Dual accounts banking system  
A computerized banking system for handling dual accounts is disclosed. A bank database has transaction information for number one and two accounts. The computer is programmed to generate separate...
7182250 Computing device with an embedded microprocessor or micro-controller  
A computing device with an embedded microprocessor or micro-controller, including a software stack which comprises a content manager, and a runtime environment positioned in the stack above or...
7182253 Consumer directed checking account coverage system  
A system and method that includes the use of a bank checking account that can be connected to insurance coverage. In particular, a banking consumer can purchase insurance coverage for unexpected...
7182252 Methods and systems for transferring funds  
Methods and systems for transferring funds are disclosed that utilize a transfer card issued to a sender that enables the sender to transfer funds at independent host locations. The transfer card...
7182254 Virtual card service system and method  
A virtual card service system and method are disclosed that include a mobile communication terminal for transmitting an amount of withdrawal money and a withdrawal term for a virtual cash card to...
7182249 Apparatus and method for obtaining data from a document  
An apparatus for obtaining data from a document at point of presentment. The document has a predetermined width, and the apparatus has a frame, a drive mechanism mounted on the frame, and sensors....
7181412 Systems and methods for collecting consumer data  
All of an internet user's internet data is routed to a known domain on the internet, from which it is routed on to the intended recipient. The domain includes proxy servers which proxy the user's...
7181429 Apparatus and method for storing electronic money  
An apparatus and method for storing an electronic money are disclosed. The apparatus includes a portable terminal having an integrally formed electronic money card which is capable of storing a...
7175073 Secure cell phone for ATM transactions  
A method, secure cell phone and system for securely accessing an automated banking machine using such secure cell phone. The secure cell phone includes a read only memory device in combination with...
7177840 Method and system for processing images for a check sorter  
A system for imaging checks is provided that includes an image capture host and a database. The image capture host is coupled to a sorter that is operable to sort a plurality of checks, to retrieve...
7175075 Automated banking machine including temperature controlled housing  
An automated banking machine includes a display device in an upper housing portion and a currency dispenser in a (lower) chest housing portion. A cooling system within the machine housing is...
7175074 Methods and apparatus for processing electronic checks  
Methods according to the invention include accepting e-check data input from a payer, parsing the data to determine the bank routing number and the ostensible checking account number, determining...
7172112 Public/private dual card system and method  
A system and method for providing a multiple-service card is disclosed. A card member 108 is provided with a single card that serves as both an open transaction instrument and a private retailer...
7172114 Tamperproof point of sale transaction terminal  
A point of sale transaction terminal that has a signature capture pad mounted within a platen that is recessed within the top surface of the terminal housing. A screen protector is mounted over the...
7168613 Cash dispensing automated banking machine with tilt out fascia  
An automated banking machine ( 10 ) is provided. The automated banking machine may include a fascia ( 50 ) in operative connection with a frame ( 110 ). The machine may include a plurality of...
7168612 Method and apparatus for processing transactions in a data processing system  
A data processing system which includes memory, a processor connected to the memory, and logic for causing the processor to perform a method for executing computer code having a plurality of...
7171370 Funds distribution system connected with point of sale transactions  
An automated way for sales establishments to extend point of sale (POS) cash transactions to allow consumers to save change or transfer discretionary funds into saving or donating accounts managed...
7165716 Method, device and system for biometrically authenticating a person  
A method, apparatus and system for biometric authentication of a person are proposed. Since the detection of biometric data never matches 100 percent, authentication is already effected when the...
7165717 Method and apparatuses for opening and closing a cassette  
The invention relates to a cassette, a control device, an automatic teller and a method for opening and/or closing such a cassette. Since the cassette can be opened and/or closed contactlessly by...
7165723 System and method for the processing of MICR documents that produce read errors  
System and method for the processing of MICR documents that produce read errors. MICR documents are read and sorted to a destination pocket for processing subject to a determination that existing...
7163144 Automated banking machine diagnostic system and method  
A diagnostic server software component for an automated banking machine is provided. The diagnostic server is operative to periodically retrieve diagnostic messages from a nonvolatile memory of the...
7165052 Payment service method and system  
A payment service method and system involve a payment service provider, a customer/payor and a client/payee. The customer/payor enrolls in the service and is provided the unique identifier which...
7159767 Adjustable hinge for security enclosure of automated banking machine  
A secure enclosure for an automated banking machine includes a safe chest portion and a moveable door. The door has mounted thereon a locking bolt work mechanism which is operable to secure the...
7156295 Cash dispensing automated banking machine deposit accepting system and method  
An automated banking machine includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope...
7156296 Cash dispensing automated banking machine with uniform transaction ergonomic patterns  
An automated banking machine ( 10 ) is provided. The automated banking machine may include a fascia ( 50 ) in operative connection with a frame ( 110 ). The machine may include a plurality of...
7156298 Cash dispensing automated banking machine with adjustable chest hinge method  
A secure enclosure for an automated banking machine includes a safe chest portion and a moveable door. The door has mounted thereon a locking bolt work mechanism which is operable to secure the...
7158952 Self-service terminals  
A self-service terminal (SST), such as an ATM includes apparatus for producing images containing instructions for users of the terminal, and an arrangement for projecting the images onto a screen...
7152793 Sheets handling machine and sheets discrimination method  
There is demand that discrimination of bills or securities by means of IC chip should be adopted. If the conveying speed of securities and banknotes is slowed down substantially by implementing...
7152783 Combined card reader and bill acceptor  
A combined bill acceptor and smart card reader (or other data unit reader) comprises a bill acceptor, a host interface, and a smart card reader interposed between the bill acceptor and the host...
7152045 Tokenless identification system for authorization of electronic transactions and electronic transmissions  
A tokenless identification system and method for authorization of transactions and transmissions. The tokenless system and method are principally based on a correlative comparison of a unique...
7150393 Automated banking machine system and method  
A wireless ATM system ( 30 ) comprises one or more wireless ATMs ( 32, 34, 36 ) that are operative to wirelessly communicate with a wireless ATM server ( 38 ). The wireless ATMs each include a...
7150394 Check accepting and cash dispensing automated banking machine system and method  
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to...
7150407 System for interchanging data between at least two contactless data storage media  
System for interchanging data between at least two contactless data storage media, particularly contactless chip cards, wherein at least one of the contactless data storage media controls the data...
7150392 Cash dispensing automated banking machine with user interface illumination devices  
An automated banking machine ( 10 ) includes a user interface ( 15 ). The user interface includes a card reader ( 16 ), receipt printer opening ( 30 ), cash dispensing opening ( 38 ) and deposit...
7147147 System and method for capturing and searching image data associated with transactions  
A system and method for capturing image data captures images responsive to programmed sequences. The sequences are performed on a periodic basis as well as in response to inputs corresponding to...
7146342 Payment system and method for use in an electronic commerce system  
A method and system of payment of goods and services in an electronic commerce system reduces the transfer and processing costs for each purchase made by a customer from a merchant. A customer...
7143934 Electronic security device for avoiding card fraudulent action in automated teller machines and card reader driver including such device  
The present invention discloses an electronic security device for automated teller machines and a card reader driver including such device. This electronic device comprises an optoelectronic...