Match Document Document Title
US20140019354 System and Method for Issuing Negotiable Instruments by Licensed Money Transmitter from Direct Deposits  
Embodiments relate to a cash card and associated systems and processes. An account structure is provided that allows a non-bank entity to indirectly provide direct deposit capabilities for funds...
US20130110718 VIRTUAL MONEY SYSTEM  
A DMC system integrates computerized systems, data storage systems, ATM machines, DMC machines and mobile phone systems capable of creating, selling and executing Digital Money Codes transactions...
US20150193747 Mobile Deposit Kit  
A mobile deposit kit for use with a mobile deposit application of a mobile device provides a container having (1) a top, a bottom, and a back, and further includes two sides each adjoining to the...
US20110295746 PAYMENT IDENTIFICATION CODE AND PAYMENT SYSTEM USING THE SAME  
A method comprises receiving a payment instruction including a payment system routing number and a unique code associated with a payee, and employing the routing number to determine whether it...
US20100332349 Systems and methods for fund transfers using prepaid calling cards and telephones  
Systems and methods are provided for electronically transferring funds between entities without requiring the entities to have an account with a financial institution. The system employs financial...
US20150120540 MONEY SERVICES SYSTEM  
A check cashing system is configured to scan in a check to be cashed and scan a customer ID of a customer cashing the check. Information for the customer, including check cashing history,...
US20120116968 Systems and Methods for Implementing Person-To-Person Money Exchange  
A system conducts online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user establishes an online account, which...
US20100299256 SYSTEMS AND METHODS FOR IMPLEMENTING PERSON-TO-PERSON MONEY EXCHANGE  
A system conducts online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user establishes an online account, which...
US20140279489 SYSTEMS AND METHODS FOR PROVIDING ALTERNATIVE LOGINS FOR MOBILE BANKING  
Systems and methods are disclosed for providing access and authentication scenarios for mobile, or remote, banking via a client device. A financial service provider system determines a desired...
US20120284183 Entry Level Banking Products  
Entry level banking products that may be offered through traditional sales channels (e.g., retail banking locations, online, etc.) or alternative sales channels (co-placement or co-branded with a...
US20120072345 Method and system for impulse savings  
Impulse saves are made by a user of a first computing device. A first electronic message is received from the first computing device. The first electronic message comprises an amount of money not...
US20120239569 METHOD AND SYSTEM FOR IMPULSE SAVINGS  
A method of saving money using a mobile phone to reach a savings goal. The method includes creating an electronic account; computing a periodic sum of money to be saved by the user according to...
US20140379572 SYSTEM AND METHOD TO ALLOW ACCESS TO A VALUE HOLDING ACCOUNT  
Example systems and methods that allow access to a value holding account are described. In one implementation, a method receives a first request for a second account code after activation of a...
US20120246070 SYSTEM AND METHOD TO ALLOW ACCESS TO A VALUE HOLDING ACCOUNT  
Example systems and methods that allow access to a value holding account are described. In one implementation, a method receives a first request for a second account code after activation of a...
US20150039504 CHECK VERIFICATION AND REMOTE DEPOSIT CAPTURE  
A remote deposit capture system is provides a remote deposit capture system that provides for physical manipulation of the financial instrument for deposit verification purposes.
US20120215690 METHOD AND APPARATUS FOR FACILITATING PAYMENT VIA MOBILE NETWORKS  
A method and apparatus for facilitating payments for transactions, via mobile devices and mobile telecommunications networks, is disclosed. In an embodiment, a product provider is provided with a...
US20110295747 SYSTEM FOR REMOTELY MANAGING AN ONGOING FINANCIAL TRANSACTION  
The system for remotely managing an ongoing financial transaction providing the necessary comfort and speed for the customer, enabling a reactive or passive operations action from a registered...
US20120197794 SHARED MOBILE WALLET  
The present invention provides embodiments of a shared account system that allows a primary user to add one or more dependent users to one or more accounts of the primary user in order to control...
US20140172702 METHOD AND SYSTEM FOR PROCESSING FINANCIAL INSTRUMENT DEPOSITS PHYSICALLY REMOTE FROM A FINANCIAL INSTITUTION  
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
US20120030106 METHOD AND SYSTEM FOR PROCESSING FINANCIAL INSTRUMENT DEPOSITS PHYSICALLY REMOTE FROM A FINANCIAL INSTITUTION  
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
US20140195426 Method of utilizing a successful log-in to create or verify a user account on a different system  
A method is permitted to permit remote log in credential authentication for mobile users seeking access to a computer system through a second party computer system such as an aggregator.
US20100325044 System and Method for Accessing the Maximum Available Funds in an Electronic Financial Transaction  
A “MAX”, or other appropriate descriptive, selection is added to the set of selections available to users of electronic financial transactions. This selection determines the maximum amount which...
US20120317025 Selective Authorization Method and System  
Embodiments of the invention generally relate to mobile payments. For example, an application running on a phone can verify a passcode of a consumer. An indication of whether the passcode was...
US20130275302 ELECTRONIC CHEQUE METHOD AND SYSTEM  
An electronic cheque method is disclosed whereby a cheque issuing server receives an electronic cheque request from a machine of an issuer. The cheque issuing server issues the electronic cheque...
US20110125639 CHECK VERIFICATION SYSTEM  
A check verification system for verifying checks presented to a vendor at a vendor location, the vendor location being remotely located from a bank issuing the checks, the check verification...
US20120303523 SYSTEM AND METHOD FOR DONATING TO CHARITABLE ORGANIZATIONS  
A computer-implemented method of establishing an online account for a prospective user, the method comprising the steps of establishing a first account through direct deposit, the settings of the...
US20120116967 Mobile payment system and method  
System, method, and computer program product are provided for a user to send and receive P2P payments using a mobile device. Through the use of the mobile device, a user may access his/her...
US20130212014 DISASTER-RELIEF CARDS  
Methods and apparatus according to the invention are directed towards providing a client support in the wake of a disaster impacting a locale. Support may include transporting support-means to the...
US20130060690 ELECTRONIC PAYMENT SYSTEMS AND SUPPORTING METHODS AND DEVICES  
Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to...
US20120084205 DISCONNECTED PERSON-TO-PERSON PAYMENT SYSTEM AND METHOD INCLUDING INDEPENDENT PAYOR AND PAYEE DIRECTION FOR VALUE SOURCE AND DESTINATION  
Embodiments of the person-to-person (P2P) payment system and method described herein include a payor (“sender”) who is a member of a P2P payment network initiating a payment transaction by...
US20120130893 SYSTEM AND METHOD FOR DEBT PRESENTMENT AND RESOLUTION  
A system and method for debt presentment and resolution through an Intranet or Internet content provider is disclosed. Said system and method include a plurality of “transaction communities” which...
US20110060685 PERSONAL TELLER SYSTEM AND METHOD OF REMOTE INTERACTIVE AND PERSONALIZED BANKING  
Systems and methods for providing personalized services to remote customers using personal teller machines (PTM) from a centralized call center. The customer initiates the transaction providing...
US20070100749 Online bill payment management and projected account balances  
User-entered transactions, not yet recorded or processed by a financial institution, transactions generated by the user in other systems such as biller direct websites or presented bills, and...
US20140180919 Push Payment System and Method  
Using an advanced messaging system, customers can purchase goods or services from a vendor without either the vendor or the advanced messaging system itself having access to sensitive financial...
US20140074706 FACILITATING TRANSACTION ABILITIES OF MULTIPLE FINANCIAL INSTITUTIONS  
Technologies and implementations for facilitating transaction capabilities of multiple financial institutions are generally disclosed.
US20110035290 SYSTEM AND METHOD FOR TRANSFERRING MONEY FROM A MOBILE PHONE ACCOUNT  
A computer-implemented method, computer program product, and system for establishing an association between a mobile phone account of a user and a consumer debit account of the user. A first...
US20140156525 SECURE PROXIMATE LOCATION BANKING  
A system provides assistance to a user having a user device proximate a financial institution location. The system determines a user device is within a wireless communication range of the system;...
US20120310774 ELECTRONIC PAYMENT SYSTEM  
An interbank online payment system connecting consumers, consumer banks, merchants and merchant banks via a fixed and/or a mobile telecommunication network, wherein said payment system comprises...
US20120296768 METHOD AND SYSTEM FOR MOTIVATING CONSUMERS AWAY FROM IMPULSE SPENDING  
A system includes a computer-implemented method of motivating users toward at least one constructive financial alternative to spending. The method includes receiving, at a server, from a user at a...
US20130110716 SYSTEM AND METHOD FOR UTILIZING STUDENT ACCOUNTS  
A system and method, for utilizing a student account in a networked environment. In example embodiments, instructions to establish a student account for a minor from a verified adult that is...
US20110270751 Electronic commerce system and system and method for establishing a trusted session  
A system and method for establishing two-factor security using a mobile device comprising authorizing one or more transactions requests received by a server, identifying one or more credentials...
US20100312696 VIRTUAL SHARED ACCOUNT  
Methods and systems according to one or more embodiments are provided for establishing and managing a virtual shared account. According to an embodiment, a method for a virtual shared account...
US20120005095 System, Method, and Program Product for Foreign Currency Travel Account  
Systems, program product, and methods for securing or procuring destination currency funds for a traveler to be used for travel in a destination country commencing at a scheduled future travel...
US20130054456 SYSTEM FOR ALLOCATING AND MANAGING CONTRIBUTIONS TO ACCOUNT CATEGORIES  
According to some embodiments, a deposit system for allocating deposited funds among a plurality of account categories held for an account beneficiary comprises a management module, a contributor...
US20130317986 DIGITAL SAFE DEPOSIT BOXES  
Systems, methods, and computer program products are provided for a digital safe deposit box. The digital safe deposit box provides for a user to configure safe deposit box categories for receiving...
US20130144783 SYSTEM AND METHOD FOR A SUPPLIER TO SUPPLIER PAYMENT SYSTEM TO PROCESS A TRANSACTION  
Dynamically enabling and facilitating supplier to supplier facilitated customer transactions. A prepaid value account is issued to a customer by a first supplier for use at participating...
US20100312700 SYSTEM AND METHOD FOR MANAGING STATUS OF A PAYMENT INSTRUMENT  
A transaction processing service operates as an intermediary between acquirers of financial transaction requests and issuing institutions that process the financial transaction requests. The...
US20150046322 TRANSACTION PERFORMANCE  
A method and apparatus are disclosed for performing a transaction at a hand held device. The method comprises the steps of accessing a virtualized operating system and Automated Teller Machine...
US20130198072 PORTABLE SYSTEM PERFORMING BUSINESS CENTER OPERATIONS  
The present disclosure discloses a portable business operations system having a multi-function device, a network interface and a user interface. Broadly, the multi-function device parses the...
US20140324692 SYSTEMS AND METHODS FOR IMPLEMENTING INSTANT PAYMENTS ON MOBILE DEVICES  
A system and/or method may be provided to implement instant payments on mobile devices. In particular, the system may allow a user to designate websites or mobile apps at which the user may make...