Match Document Document Title
US20050044021 Method and system of funds transfer  
Exemplary embodiments disclosed herein are directed to methods and systems for transferring funds, including establishing an account via a client coupled to a computer network, depositing funds...
US20150134520 THIRD PARTY PROCESSING OF DIRECT DEPOSIT ENROLLMENT  
Embodiments of the invention are directed to systems, methods and computer program products for enrolling in a direct deposit program via a third party payroll provider. In some embodiments, a...
US20070033138 Worldwide money express service (Business method)  
The “Worldwide Money Express Service” is a business method that provides a door-to-door cash delivery service to its Users through a network of independent licensed drivers who receive cash daily...
US20060004660 Personal teller system and method of remote interactive and personalized banking  
Systems and methods for providing personalized services to remote customers using personal teller machines (PTM) from a centralized call center. The customer initiates the transaction providing...
US20050080741 Method of providing indexed certificates of deposit  
A system and method providing for a service provider, acting as agent for one or more community banks to offer indexed certificates of deposit (ICDs) at an upfront, fixed cost, which have the...
US20150019424 DATA SECURITY SYSTEM USING MOBILE COMMUNICATIONS DEVICE  
Embodiments of the invention provide systems and methods to unlock an account associated with a user for a limited period of time to enable the user conduct a transaction using funds from that...
US20060167798 Currency transfer computerized card  
A currency transfer computerized card comprises memory means, including, for example, an electronic microchip, for memorizing data including at least an identification code and at least a currency...
US20070288373 Transaction alert messages associated with financial transactions  
A method and system for communicating financial information to the account holder, which includes generating account information in response to the occurrence of a transaction associated with the...
US20110313921 Internetworking Between P2P Networks  
A method and apparatus for internetworking multiple person-to-person (P2P) payment networks and financial institutions is disclosed. Embodiments include receiving a request to send funds from a...
US20100010932 SECURE WIRELESS DEPOSIT SYSTEM AND METHOD  
A system and method is provided for registering a user or a wireless device and executing a transaction of funds from a third party account to a prepaid account. The wireless device is in secure...
US20130275301 SYSTEM AND METHOD FOR SENDING MONEY VIA E-MAIL OVER THE INTERNET  
A method and system for transferring money from a sender to a receiver utilizing a computer network such as the Internet. The sender visits a web site and identifies, to the server over the...
US20050044033 Like-kind exchange method  
A like-kind exchange method wherein an accommodator acquires a property on behalf of an exchanger and establishes itself as the tax owner of the acquired property by becoming liable to pay on at...
US20050015332 Cashless payment system  
A payment system that does not rely on credit or debit cards, does not require the merchant and purchaser to have compatible memberships to complete a transaction, and does not limit single...
US20130060689 ELECTRONIC MONEY TRANSFER SERVICE  
Techniques for efficient transfer of funds between parties using personal communication devices are presented. A first user can use a first communication device to transfer funds from an account...
US20080109354 Account management  
According to the present invention there is provided a method of managing access to at least one service account comprising storing identify verification details of at least one service account in...
US20130103515 SCHEDULING AND PAYMENT OF A BANKING TRANSACTION USING A MOBILE COMMUNICATION DEVICE  
A method for scheduling a banking transaction using a mobile communication device. The method includes creating a task on the mobile communication device to perform a banking transaction while the...
US20100030687 Real-Time Settlement of Financial Transactions Using Electronic Fund Transfer Networks  
Embodiments of a system for providing a financial management system to facilitate the transfer of funds among accounts held at different financial institutions and over different networks are...
US20130041819 SYSTEMS, DEVICES AND METHODS FOR MANAGING CASH FLOW  
Systems, methods, and devices for managing cash flow and spending are disclosed. Such systems, methods, and devices may include generating a preliminary budget based on user input of planned or...
US20150120543 EyeWatch ATM and Wire Transfer Fraud Prevention System  
A method of iris scanning and proximity sensing, which includes receiving and photographing an iris in the iris scanning mode of the subject computer, laptop, mobile device or tablet, smartphone...
US20050144131 Method for electronically exchanging checks between financial institutions and an improved process for clearing checks  
A method for electronically transmitting or transferring checks between financial institution(s) particularly between an Originating Depository Financial Institution (ODFI) and a receiving banking...
US20090313147 ALTERNATIVE PAYMENT IMPLEMENTATION FOR ELECTRONIC RETAILERS  
A method of processing a transaction between a merchant and a buyer over a communication network is provided. The transaction is processed using one of a plurality of alternative payment options...
US20130110717 TECHNIQUES FOR VISUALLY CONDUCTING TRANSACTIONS  
Techniques for visually conducting transactions are provided. According to an embodiment, a consumer conducts a transaction on an enterprise terminal device. A visual identifier encoded with the...
US20090157546 Person to person virtual cash transfer transaction using mobile phones  
A person to person cash transfer transaction method using mobile phones comprising the steps of: -sender sends a transfer command to the recipient containing the transfer amount, sender's PIN and...
US20050075980 Check Assurance Protection System  
The current invention is a check handling process and system. The system, via electronic debit, receives a merchant's bad checks, via mail from the merchant or the merchant's bank, and then scans...
US20080015985 SYSTEM AND PROCESS FOR EXPEDITED PAYMENT THROUGH ONLINE BANKING/PAYMENT CHANNEL  
A system and associated process for expedited payment between a first computer (e.g. a customer computer or a bank computer) and a biller computer, e.g. within the US, is implemented over an...
US20110060684 Machine, program product, and computer-implemented methods for confirming a mobile banking request  
Embodiments of the present invention include methods, program product and machines for providing a confirmation for a mobile banking request, e.g., a funds movement request, originating via a text...
US20060095355 Method of securitizing a pool of net lease assets of financial institutions cross reference to related applications  
A financial securitization transaction, such as a collateralized debt obligation (CDO) transaction, that (i) is at least partially collateralized by a plurality of net lease assets where the...
US20050203846 Self-service deposit equipment for banking  
The present invention relates to a self-service banking apparatus featuring among its modules a depositary module (1), including simultaneously, within itself, the following sub-modules: a bar...
US20140304155 TRANSACTION ALERT MESSAGES ASSOCIATED WITH FINANCIAL TRANSACTIONS  
A method and system for communicating financial information to the account holder, which includes generating account information in response to the occurrence of a transaction associated with the...
US20130066777 SYSTEM AND METHOD OF CERTIFYING A CHECK  
A system and method of certifying a check which involves a captured image of the check. An example method includes receiving by a first computer a request from a second computer to certify a check...
US20130212016 MOBILE DEVICE CREDIT ACCOUNT  
Providing for a mobile communication device (MCD) credit account and credit transactions by way of such an MCD is described herein. As an example, a credit account sponsored by a financial or...
US20140297526 Cash and/or Financial Document Handling System  
A controller comprising: a database; a control module associated with the database; and a network interface configured to connect, over a network, to a plurality of workstations and at least one...
US20050177510 Buyer initiated payment  
Transferring funds from a payment originator (or payor) to a payment beneficiary (or payee) pushes the funds directly to a beneficiary's bank. The beneficiary's bank is not required to actively...
US20050060258 Customer funds transfer system and method  
The invention is a customer funds transfer system (1) and method for use in a public communications network (2), interconnecting a host system computer (5), a series of merchant computers or...
US20120226609 Remote Deposit Capture Method and Apparatus  
A remote deposit capture system is provided that includes the means for human evaluation of financial transactions.
US20120030105 ONLINE CHECK REGISTER USING CHECK IMAGING  
Embodiments of the invention relate to systems, methods, and computer program products for maintaining an updated check register in connection with an online banking account of a payor that tracks...
US20140188724 USER ALERTS FOR MONITORED TRANSACTIONS AT AUTOMATIC TELLER MACHINES  
An improved method, apparatus, and computer implemented instructions for processing a check in an automatic teller machine in a data processing system. A check is received from a user at the...
US20070255658 Virtual accounts in personal finance software  
A way to allow a user to create and manage virtual accounts in a personal software package. The user can create a virtual account and decide which of his personal accounts will fund the virtual...
US20130246265 SYSTEM AND METHOD FOR CONDUCTING FINANCIAL TRANSACTIONS USING A MOBILE DEVICE  
A Subscriber Identity Module (SIM) Chip Bank system and method for enabling users registered in the system to control their financial and telecommunications resources from their mobile device over...
US20100280947 METHOD FOR SECURE TRANSACTIONS  
The present invention relates to a method for a secure transaction utilizing a portable radio communication device (10), wherein both parts in the secure transaction are protected against...
US20050216406 International bank cash system (business method)  
The International Bank Cash System is an Internet-based business method that enables its users to directly withdraw money from their bank accounts or any other accounts from their personal...
US20150026053 ONLINE BANKING ALERTS  
Disclosed is a system and associated method for providing alerts regarding a customer's online banking account. The system typically includes a processor, a memory, and an online banking module...
US20060122922 Purchase and rebate method  
A purchase and rebate method comprises the steps of facilitating a purchase by a purchaser of a good or service from a seller and allocating a percentage of the purchase price for the benefit of...
US20080033876 Interactive reports  
A report is presented that summarizes transaction data. The report functions as an input mechanism as well as an output mechanism. The user can interact with the report directly, to add, edit, or...
US20130060708 USER VERIFICATION FOR ELECTRONIC MONEY TRANSFERS  
Techniques for efficient transfer of funds between parties using personal communication devices are presented. A sender can use a first communication device to transfer funds from an account...
US20120078786 DEPOSIT TRANSACTION-LEVEL INFORMATION  
Some embodiments of the present invention provide a method that includes: (a) receiving information associated with a deposit transaction, where the deposit transaction involves a deposit account,...
US20100138341 Method and system for saving money with a group of mobile devices  
A plurality of users have a savings goal, and a plurality of mobile devices each belong to a user. An electronic message from a user's mobile device is received. The electronic message comprises a...
US20100262541 CREDIT CARD SECURITY SYSTEM  
A system for the prevention of fraud in various financial transactions including a central processing unit (CPU) associated with a financial institution and in communication with a customer...
US20140279487 SYSTEMS AND METHODS FOR PROVIDING FUNDING CHANGES TO FINANCIAL TRANSACTIONS  
A system is provided for funding changes regarding financial transactions. The system may include one or more memory devices storing software instructions and one or more processors configured to...
US20080120232 ONLINE CASH REPORTING SYSTEM AND METHOD  
A system for remotely receiving and reporting cash transactions. The system may include a remotely positioned safe, the safe having an automated device configured to authenticate and count cash...