Match Document Document Title
US20110270750 System and method for securing payment instruments  
A system and method for securing financial information in payment instruments including generating a pseudorandom number sequence, generating an activation code, including a unique pseudorandom...
US20120191517 PREPAID VIRTUAL CARD  
A method for issuing a virtual financial instrument is disclosed, the method comprising receiving user identification information, receiving balance information, generating a financial instrument...
US20140172531 PERFORMING TRANSACTIONS USING QR CODES  
Embodiments are directed to performing transactions using a quick response (QR) code, and to directly purchasing items from a seller using a QR code. In one scenario, a computer system receives,...
US20140122331 System and Method for Providing a Security Code  
Systems and methods for providing a security code of an electronic stored value card are disclosed. A computer implemented method may include receiving a request for a security code of an...
US20120101909 System and Method for Issuing Negotiable Instruments by Licensed Money Transmitter from Direct Deposits  
Embodiments relate to a cash card and associated systems and processes. An account structure is provided that allows a non-bank entity to indirectly provide direct deposit capabilities for funds...
US20120030103 Image-Based Submission and Verification of Redemption Codes  
Improved systems and techniques for submission and verification of redemption codes are disclosed. It will be appreciated that the submission and verification techniques can, among other things,...
US20130110714 SPENDING VEHICLES FOR PAYMENTS  
A system and method for associating payments with spending vehicles so that an individual who is entitled to receive periodic or special payments such as social security checks receives in place...
US20130159178 System and Method For Loading A Virtual Token Managed By A Mobile Wallet System  
A method and system include receiving a payment account number from a token, such as a traditional credit card. Either the payment account number or a token is communicated over a communications...
US20090299844 PREPAID RELOADABLE ELECTRONIC TRANSACTION CARDS WITH LOYALTY PROGRAM  
A reloadable prepaid electronic transaction card is provided that is tied either electronically or physically with a loyalty program, a bonus point program or reward program. The card includes...
US20140365363 SECURE INTEGRATIVE VAULT OF CONSUMER PAYMENT INSTRUMENTS FOR USE IN PAYMENT PROCESSING SYSTEM AND METHOD  
A system and a method is provided for secure storage of consumers' credentials, financial accounts such as credit cards, debit cards, prepaid cards, checking accounts, savings accounts,...
US20150100484 Safety Cover Design for Financial Transaction Device  
The present invention is a safety covering design for financial transaction device, simply constructing specific solid connection between boards by the pressure formed after assembly. The pressure...
US20140324690 SYSTEM AND METHOD FOR A SINGLE DIGITAL WALLET DYNAMIC CHECKOUT TOOL  
The present system and method comprises an improved digital wallet tool. The tool can select a plurality of digital wallets to present to a user to service the transaction. In the alternative the...
US20120239577 Systems and methods for performing person-to-person transactions using active authentication  
In some embodiments, a method of performing a person-to-person financial transaction includes receiving an active authentication transaction key at a mobile financial transaction instrument of a...
US20140122330 System And Method For Providing Recovery For Victims Of Checking Account Fraud  
A system and method for recovery of losses associated with unauthorized use of a financial account, and more particularly to a fraud protection system and method for enabling an individual...
US20130346306 SYSTEMS AND METHODS FOR INCENTIVIZING A MERCHANT IN A PREPAID DEBIT CARD SYSTEM  
Systems and methods for facilitating the promotion and sale of prepaid debit cards in the retail outlets of non-bank merchants. In an embodiment, prepaid debit cards are consigned, rather than...
US20130246261 Multi-Directional Wallet Connector Apparatuses, Methods and Systems  
The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged...
US20140089184 Payment System and Method Using Tokens  
A method of payment using tokens issued by a third party comprising the steps of: a. A transaction management unit receives a request to perform a service for which payment with tokens is...
US20140046839 GEOGRAPHIC AREA MULTIPLE SERVICE CARD SYSTEM  
The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may...
US20100010901 POINT-OF-SALE TRANSACTION MANAGEMENT  
A point-of-sale system comprises a webserver that receives lists of products and services offered at retail points of sale, and that can sort them into items that are qualified, conditionally...
US20140229372 SMART CARD HAVING MULTIPLE PAYMENT INSTRUMENTS  
The disclosure is related to a primary payment instrument of a smart card may be changed to one of other payment instruments stored in the smart card through single operation of user equipment...
US20150058214 Electronic Commerce Systems  
A system for electronic commerce including electronic banking tools, products and services. The system includes customizable banking products and cards, and methods and systems for conducting...
US20080195485 Prepaid foreign currency transaction platform  
Computer-implemented systems and methods for a consumer to make transactions in a foreign currency at a predetermined exchange rate, comprising enabling a consumer to prepay an issuer for a...
US20130339234 METHOD AND SYSTEM FOR MOBILE COMMERCE WITH REAL-TIME PURCHASE SUPPORT  
A method and system provides the user of a computing device with information, analysis, suggestions and/or recommendations relating to the user's financial information and/or purchasing history,...
US20150100486 SYSTEM AND METHOD FOR AUTOMATICALLY ENROLLNG AN ITEM IN A VIRTUAL WALLET  
Systems and methods for enrolling one or more items into a virtual wallet are provided. A transaction message for a transaction is received. The transaction message includes information associated...
US20140058938 eWallet choice  
Methods and systems for facilitating a choice by a consumer of one of a plurality of eWallets from an eWallet entity or from an eWallet provider; and, in certain aspects, each eWallet provider...
US20120066123 SYSTEM AND METHOD FOR SELECTION OF PAYMENT SYSTEMS FROM A PAYMENT SYSTEM DIRECTORY TO PROCESS A TRANSACTION  
Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an...
US20140195424 DIGITAL WALLET INCLUDING VENDING AND PAYMENT RECEIPT FUNCTIONS  
A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual...
US20140180917 PREPAID VALUE ACCOUNT WITH REVERSION TO PURCHASER SYSTEMS AND METHODS  
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included...
US20120123936 PREPAID VALUE ACCOUNT WITH REVERSION TO PURCHASER SYSTEMS AND METHODS  
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included...
US20110010277 PREPAID VALUE ACCOUNT WITH REVERSION TO PURCHASER SYSTEMS AND METHODS  
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included...
US20140195423 DIGITAL WALLET SERVER  
A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual...
US20140207668 Temporary Virtual Payment Systems and Methods  
Systems and methods which allow funds from one or more money transfer transactions to be delivered to a receiving party in a virtual form are provided. In some embodiments, a receiving party may...
US20130304642 System and Method for Using Intelligent Codes to Add a Stored-Value Card to an Electronic Wallet  
A method comprises receiving a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website;...
US20120197794 SHARED MOBILE WALLET  
The present invention provides embodiments of a shared account system that allows a primary user to add one or more dependent users to one or more accounts of the primary user in order to control...
US20110196787 System And Method Of Transferring Money To An Electronic Wallet  
A method of transferring value to an electronic wallet includes obtaining a first telephone number from a user, the first telephone number being associated with a mobile telephone of the user;...
US20140040001 System and Method for Managing Merchant-Consumer Interactions  
A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account...
US20140330712 System and Method For Conversion Of Initial Transaction To Final Transaction  
The invention comprises a system and method for converting initial financial transactions into final financial transactions entailing lower transaction fees or which are otherwise more...
US20150254644 CREDENTIAL PAYMENT OBLIGATION VISIBILITY  
Embodiments are directed to payment credential management. Embodiments determine one or more payment obligations associated with a payment credential; initiate presentation of a payment credential...
US20140214663 SYSTEM AND METHOD FOR LOCATION-BASED DELIVERY OF DISCOUNTED PREPAID GIFT ACCOUNTS OFFERS  
Delivery of offers to sell discounted prepaid gift accounts in the secondary prepaid gift account marketplace to consumers present at retail point of sale location is disclosed. The system...
US20150149353 METHODS AND SYSTEMS FOR OBTAINING MERCHANT IDENTIFICATION WITHIN PAYMENT AUTHORIZATION NETWORKS  
Exemplary methods and systems for enabling a multi-merchant gift card program are disclosed. In particular, the present application details exemplary methods and systems for obtaining merchant...
US20110208657 Mobile monetary transactions and banking for rural populations  
Authenticating users for mobile transactions conducted over mobile phones. In general, the present invention makes it possible to securely authenticate a rural user (using the unique user ID from...
US20130066787 SYSTEM AND TREATMENT PROCESS OF A FINANCIAL TRANSACTION  
The invention relates to a system and treatment process of a bank reimbursement transaction of a user of the system having made a first bank expense transaction for a company (30). The invention...
US20140324689 SYSTEM AND METHOD FOR ELECTRONIC MONEY WITHDRAWAL  
A system and method for electronic money withdrawal. This operation is implemented by a transfer of electronic money from the user electronic wallet to a money distribution authority, typically a...
US20110071944 SYSTEM AND METHOD FOR DISPENSING POSTAGE WITHOUT PRINTING  
A method of dispensing evidence of postage payment that includes providing a machine readable mechanism, such as a barcode, for being associated with a mailpiece to a customer, wherein the machine...
US20130317928 METHODS AND SYSTEMS FOR WALLET ENROLLMENT  
Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for creating digital wallets for users. In some embodiments, digital wallets are...
US20110196753 System and method for immediate issuance of an activated prepaid card with improved security measures  
A system and method for immediate issuance of a prepaid transaction card having increased security measures. The identity of the applicant is verified and checked against a database in accordance...
US20150254638 ONLINE BANKING DIGITAL WALLET MANAGEMENT  
Embodiments are directed to digital wallet management. Embodiments initiate presentation of a digital wallet management interface, comprising initiating presentation of at least one digital...
US20140279469 SYSTEM AND METHOD FOR MOBILE TRANSACTION PAYMENTS  
A method and system are disclosed for mobile transaction payments. A merchant device generates a machine-readable code containing merchant information and details of a transaction and displays...
US20140058935 MOBILE CONTACTLESS DIGITAL WATCH PAYMENT  
A mobile contact-less wrist watch payment system for making secure payments. The mobile contact-less watch payment system uses Near Field Communications and Finger Print Security Technology to...
US20140149285 EFFECTING PAYMENTS VIA MOBILE PHONES  
Methods and systems for effecting mobile payments. A token for a payment is generated generating at a first mobile phone. The token is transferred between the first mobile phone and a second...