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US20100312578 |
SYSTEM AND METHOD FOR PREPURCHASED REPLENISHMENT OF PHARMACEUTICALS
A computer system and method manages the disbursement and replacement of medication units to patients. Medication units disbursed to qualified patients under qualified discount plans are replaced...
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US20120150737 |
PAYMENT TRANSACTION CLIENT, SERVER AND SYSTEM
The invention relates to a system for handling payment transactions, comprising a payment transaction client and a payment transaction server. A customer identifies himself by providing a code to a...
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US20120209765 |
Monetary Transaction Security Verification System and Method
A payment system is provided having an internet interface. In one embodiment, the payment system issues instruments having control codes. The system may issue a first portion of the control code,...
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US20110078076 |
SHORT CODES FOR BILL PAY
A system and method for secure transfer of a debt payment, according to one or more embodiments, provides for: receiving a request for a billing service from a biller; providing a reference code to...
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US20130041815 |
SYSTEM AND METHOD FOR FINANCING PURCHASES OF CONSUMABLES, INCLUDING HEATING OIL OR PROPANE
A system operable to monitor the consumption of a commodity at the premises of a consumer may comprise a billing system interfacing with suppliers and retailers of the commodity to facilitate the...
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US20110270749 |
ELECTRONIC INVOICE PRESENTATION AND PAYMENT SYSTEM
A method and system for generating and presenting invoices or bills from a biller to a payer. The bills are generally sent to the payer on a branded virtual site to look like the biller's website....
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US20120284177 |
Advanced Payment Management System
The present disclosure involves a method that involves: receiving a request to pay a bill having a billing date; identifying a plurality of funding instruments available for paying the bill;...
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US20110208650 |
Systems and Methods for Paying Invoices
An invoice payment service enables a method for paying an invoice at a retail store. The invoice identifies a payment amount owed by a customer to a service provider for use of one or more...
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US20130073456 |
SERVICE PROVISION SYSTEM INCLUDING PLURALITY OF SUBSYSTEMS FOR PROVIDING THE SAME SERVICE, AND SERVICE PROVISION METHOD
A subsystem of a first kind includes a first fee table receiving portion for receiving a first fee table, a user-restricted provision portion for providing a service, and an uncollected history...
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US20060129485 |
Business method for credit card verification
A means by which possession of a credit card can be validated in transactions over the Internet is presented. As part of the payment transaction, a vendor instructs the user to use an electronic...
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US20110137776 |
SYSTEMS AND METHODS FOR MANAGING AND/OR RECOMMENDING THIRD PARTY PRODUCTS AND SERVICES PROVIDED TO A USER
Systems and methods are described for an electronic services management system that enables a user to manage all or many of his or her third party products and services from one electronic...
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US20130085934 |
PATENT CONTINUATION ANALYSIS
Various embodiments of the present disclosure include systems and methods for rating a patent continuation case by comparing the patent continuation case with a priority or parent patent case of...
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US20120303522 |
METHOD AND APPARATUS FOR FACILITATING ONLINE PAYMENT TRANSACTIONS IN A NETWORK-BASED TRANSACTION FACILITY USING MULTIPLE PAYMENT INSTRUMENTS
A method and apparatus for facilitating online payment transactions between participants in a network-based transaction facility are described. In one embodiment, user interface information that...
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US20110313919 |
SYSTEM AND METHOD FOR DEBT PRESENTMENT AND RESOLUTION
A system and method for debt presentment and resolution through an Intranet or Internet content provider is disclosed. The system and method include a plurality of “transaction communities” whi...
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US20110161102 |
SYSTEMS FOR PROVISION OF REMOTE SERVICES
A computer system for providing a remote service including among other steps, the steps of selecting a reference item, wherein the reference item comprises at least one of a reference service and a...
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US20120011071 |
Remote invoice and negotiable instrument processing
A method of creating an electronic invoice is provided. A mobile application is downloaded to an operating system of a wireless electronic communication device. The mobile application is capable of...
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US20120136752 |
PAYMENT SERVICE THAT APPLIES USER-SPECIFIED RULES TO DIVIDE PAYMENT AMOUNTS AMONG MULTIPLE PAYMENT INSTRUMENTS
A network-based transaction processing system allows users to flexibly and efficiently make payments using a combination of different payment instruments. The system includes a user interface...
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US20120310825 |
System and Method for Syndicated Transactions
A transaction system has a first Internet-connected service provider enterprise and second enterprises maintaining each at least one financial account for a user. Third enterprises maintaining...
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US20120089512 |
SYSTEM AND METHOD FOR SELECTION OF PAYMENT SYSTEMS FROM A PAYMENT SYSTEM DIRECTORY TO PROCESS A TRANSACTION
Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an...
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US20120089511 |
SYSTEM AND METHOD FOR SELECTION OF PAYMENT SYSTEMS FROM A PAYMENT SYSTEM DIRECTORY TO PROCESS A TRANSACTION
Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an...
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US20130060683 |
SYSTEM AND METHOD FOR ASSISTING VENDORS
A service system for facilitating payment to a vendor of products over a network. The products are supplied to a buyer. The system includes an invoice having a base invoice amount with an amount of...
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US20130073455 |
ELECTRONIC BILL PRESENTATION AND PAYMENT METHOD AND SYSTEM
A comprehensive electronic bill presentment and payment system and method is described. Bills can be received by the system, in any electronic format. Bills can also be received by the system...
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US20130117179 |
Methods and Systems for Ad Hoc Intellectual Property Annuity/Maintenance Payments
The invention relates to an automated computer implemented system and method that eliminates or at least reduces the possibility that rights associated with a piece of IP, such as a patent,...
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US20120239563 |
SYSTEMS AND METHODS FOR TRANSFERRING FUNDS FROM A SENDING ACCOUNT
Provided herein are methods and systems for transferring funds from a sending account to a payee. In embodiments, the sending account may be a pre-paid wireless telephone account. The methods and...
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US20130060685 |
SYSTEM AND METHOD FOR RECRUITING BRAINS USING SOCIAL NETWORK SERVICE
A brain recruiting method using a social network service according to the present invention comprises the steps of: registering a job announcement while a hiring manager logs in a social network...
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US20110231312 |
PAYMENT ACCOUNT MONITORING SYSTEM AND METHOD
A network includes an account status system for checking the status of checking accounts used to make payments, and a payment account monitoring system that includes linking files that store, for...
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US20130024367 |
SYSTEM AND METHOD FOR SWITCHING OF FINANCIAL ACCOUNTS BETWEEN FINANCIAL INSTITUTIONS
A method may include receiving documentation that authorizes changing an automatic payment method of at least one biller account of a user from an old payment method to a new payment method;...
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US20130110712 |
SYSTEM AND METHOD FOR PROVIDING TIME TO CURE NEGATIVE BALANCES IN FINANCIAL ACCOUNTS WHILE ENCOURAGING RAPID CURING OF THOSE BALANCES TO A POSITIVE NET POSITION
A computer implemented method and system for providing financial services are described. The system and method include determining an account balance for a financial account. If the account balance...
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US20120078732 |
METHOD AND SYSTEM FOR MOBILE BILL PRESENTMENT AND PAYMENT MESSAGING AND MARKETING
A computer system and method for operating a computer system for a secure mobile bill presentment and payment system that enables bill payments to be made by a user of a mobile device, such as a...
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US20110029434 |
SYSTEM AND METHOD FOR FACILITATING PAYMENT TRANSACTIONS
A system and method of payment of an end-user account with a service provider includes a computer system that makes payments to service providers on behalf of end-users and that is operable to...
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US20110270698 |
Providing a Conditional Allowance Within a Virtual Space
A conditional allowance may be provided in a virtual space. Disbursement of the conditional allowance may be contingent upon fulfillment of disbursement requirements. For example, a funds recipient...
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US20110071942 |
SYSTEM FOR AUTOMATICALLY TRANSFERRING ACCOUNT INFORMATION, SUCH AS INFORMATION REGARDING A FINANCIAL SERVICES ACCOUNT
A system for transferring a customer's account information from one account to a new account is described. The system utilizes a switch kit application and associated system that can determine...
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US20110238540 |
FINANCIAL ACCOUNT MANAGEMENT BASED ON SPECIFIED CRITERIA
Exemplary embodiments are directed to account management including reporting financial transactions to an account holder in a transaction reporting statement and automatic payment of open account...
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US20130024369 |
SYSTEMS AND METHODS RELATING TO DONATIONS
Systems and methods associated with making and acquiring donations (e.g., monetary gifts) utilizing communication links within a network (e.g., the Internet), an electronic platform (including a...
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US20120179604 |
METHOD AND SYSTEM FOR ALLOWING A USER TO CONTROL THE ORDER IN WHICH TRANSACTIONS ARE POSTED
A method and system is provided that allows a banking customer to access their bank account via an online banking interface and manage the order in which transactions are posted against their...
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US20130006854 |
EXPENSE TRACKING, ELECTRONIC ORDERING, INVOICE PRESENTMENT, AND PAYMENT SYSTEM AND METHOD
Systems and methods are described for electronic invoice presentment and payment processing. Requestors may place an order to purchase goods or services from one or more vendors. Invoice processing...
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US20110196786 |
DETERMINING TRUSTWORTHINESS AND FAMILIARITY OF USERS OF AN ELECTRONIC BILLING AND PAYMENT SYSTEM
Enhanced systems and methods for processing invoices, payments, and money transfers are described. One aspect of the invention is a computer-implemented method (and corresponding system and...
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US20100161466 |
ELECTRONIC LOCKBOX USING DIGITALLY ORIGINATED CHECKS
The present disclosure provides a digitally originated check (DOC) through an electronic payment system (EPS) which captures payor metadata instructions regarding the intended payment to a payee....
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US20120089509 |
SYSTEMS AND METHODS FOR FACILITATING PAYMENT RECONCILIATION OVER A NETWORK
In accordance with one or more embodiments of the present disclosure, a system and method for facilitating electronic commerce over a network includes communicating with a user via a user device...
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US20110201306 |
SYSTEMS AND METHODS FOR UNIFIED BILLING
A system for unified billing combining mobile telephone and credit card services, in one example embodiment comprises a communication module to receive, from a merchant, a request to process a...
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US20120226607 |
SYSTEM AND METHOD FOR SELECTABLE FUNDING OF ELECTRONIC TRANSACTIONS
A system for transferring funds to pay bills and to and from selected accounts on an optimized is provided. A mediation engine may manage the payments made to selected payees, including by...
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US20120150706 |
SINGLE WINDOW BILLING SYSTEM
Embodiments of a computing based single window billing management system are disclosed. The billing management system is accessible to a first party providing service and a second party receiving...
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US20110015968 |
AUTOMATED MEDIA AND CONTENT REPORTING SYSTEM FOR BROADCAST MEDIA
A reporting system for transmission broadcast media automatically monitors content distribution by media outlets and their delivery model, and identifies content and locates corresponding royalty...
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US20130066773 |
INTELLIGENT ADMINISTRATION SYSTEM FOR PAYING ELECTRIC BILL
An intelligent administration system for paying electricity bills mainly includes a monitoring device for monitoring the actual meter readings that indicate the electricity consumption of an...
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US20100324986 |
PAY YOURSELF FIRST WITH REVENUE GENERATION
The system identifies a revenue producing opportunity for a user. The system obtains information related to the user's income, income sources, user's debts (e.g., bills) and user's goals. The...
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US20110264583 |
INTER-NETWORK INVOICING PAYMENT METHOD AND SYSTEM
An inter-bank email and mobile invoicing network is disclosed. Embodiments disclosed herein include an inter-bank email and mobile invoicing network that enables customers of banks or independent...
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US20120233068 |
METHODS AND APPARATUS FOR HEALTHCARE PAYMENT PROCESSING
Methods and apparatus for facilitating a payment collection process by enabling a patient to pre-authorize payment for future medical services not covered by the patient's healthcare payer. Rather...
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US20110238520 |
WIRELESS JUKEBOX ORDERING AND ADMINISTRATION APPLICATION WITH RESTAURANT AND ADMINISTRATIVE SUPPORT
A systems and methods providing queued content selection and delivery to geographically distributed venues and wireless devices and providing ancillary information and services related to such...
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US20130024366 |
MERCHANT INITIATED PAYMENT USING CONSUMER DEVICE
A merchant initiates a payment process by sending transaction details, merchant information, and a user or customer phone number to a payment service provider. The payment service provider sends a...
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US20070022048 |
PAYMENT PROGRAM FOR USE IN POINT-OF-SALE TRANSACTIONS
In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty...
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