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US20120035952 MANAGING APPOINTMENTS AND PAYMENTS IN A HEALTH CARE SYSTEM  
A data management system for managing appointment and payment transactions, such as HIPAA transactions, for patient care is provided. The data management system operates within a network of medical...
US20110022418 Arrangement And Approach For Motion-Based Image Data Processing  
A system and method for generating a health insurance explanation of benefits for a patient is provided for receiving one or more adjudicated claims from a health insurance company; analyzing the...
US20100312578 SYSTEM AND METHOD FOR PREPURCHASED REPLENISHMENT OF PHARMACEUTICALS  
A computer system and method manages the disbursement and replacement of medication units to patients. Medication units disbursed to qualified patients under qualified discount plans are replaced...
US20110071860 Electronic System for Healthcare Insurance Accounts Receivable and Patient Financing  
Systems and methods for managing healthcare service provider accounts receivable relative to insurance revenue cycles and/or consumer debt revenue cycles are described. The systems and methods...
US20110166892 Systems and Methods for Electronic Health Management  
The present invention provides systems and methods for managing patient healthcare from a variety of goal-oriented perspectives. Patients are enabled not only to store and maintain their complete...
US20120095787 INTELLIGENT ROUTER FOR MEDICAL PAYMENTS  
One or more servers (70) are configured to periodically format (90, 92) and send (94) payments (26) to a payee in an order of preference (62) and a specified payment method until accepted (96). The...
US20110082712 APPLICATION OF BAYESIAN NETWORKS TO PATIENT SCREENING AND TREATMENT  
According to one aspect of the invention, health insurance claim data for a first group of individuals is obtained to generate a training corpus, including a training set of claim data and a...
US20100332265 RECEIPT INSURANCE SYSTEMS AND METHODS  
Receipt insurance systems and methods whereby a third party receipt insurer insures consumers or purchasers all of the benefits associated with having possession of a receipt for a retail purchase...
US20100324944 INSURANCE CODE QUOTE RESOLUTION SYSTEM AND METHOD  
An insurance code resolution system comprises a quotation module executable by a processor. The quotation module is configured to generate a quote request and submit the quote request to at least...
US20110218826 SYSTEM AND METHOD OF ASSIGNING RESIDENTIAL HOME PRICE VOLATILITY  
A system and method for assigning loss of residential home value, due to systemic risks, through the creation and distribution of a financial instrument such as Home Value Assurance™ (...
US20100217622 System for Processing Retail Clinic Claims  
A method for electronically determining patient medical treatment eligibility, coverage, copayment amount and insurer billing, by: (a) a patient requesting medical treatment at a retail clinic; (b)...
US20110112871 HEALTH CARE BENEFITS CLAIMS REVIEW AND RECOMMENDATION SYSTEMS AND METHODS  
Systems and methods are provided herein that provide for health care pricing analysis and recommendation.
US20110161119 RISK ASSESSMENT AND CONTROL, INSURANCE PREMIUM DETERMINATIONS, AND OTHER APPLICATIONS USING BUSYNESS  
A “busyness” metric is determined for various different objects, such as businesses, roads, vehicles, buildings, locations, transportation systems, communication systems, devices, equipment, and...
US20110106727 Weather Risk Management System  
This disclosure relates to a system for managing financial risk associated with weather-based service contracts, and more specifically, to a system based on the purchase of weather derivatives to...
US20110246245 Return of Excess Contribution System ("RECS") dividend distribution software application  
In accordance with the present invention, there is a standalone application that provides a low cost dividends modeling and administration tool for entities who pool premiums and return a portion...
US20120078666 SYSTEMS AND METHODS FOR INSURING CONTINGENT LIABILITIES  
Disclosed herein are insurance systems and methods to provide insurance for contingent liabilities. An insurance system can customize an insurance product for a company to cover a contingent...
US20110010204 UTILIZING LIFE INSURANCE TO BENEFIT A CHARITY  
Funding a charity includes identifying an individual whose life represents an insurable interest to the charity, obtaining an insurance policy to cover the identified individual's life, funding...
US20080071578 DATABASE FOR PRE-SCREENING POTENTIALLY LITIGIOUS PATIENTS  
A database system stores information about potential patients that allows medical professionals to gauge the legal risk presented by the potential patients, giving the medical professionals the...
US20110054950 METHOD AND SYSTEM FOR PROVIDING A COMBINATION INCLUDING AN INSURANCE POLICY AND A SAVINGS PLAN  
The invention provides a combination of an insurance policy and a savings plan in which a periodic deposit is made. The insurance policy stipulates that a depositor is indemnified for expenses...
US20110270634 System and method for determining a premium for insurance for a security  
A method for determining a premium for insuring a security comprising the steps of determining an insurance risk premium based upon a security to be insured, determining an expense and profit load,...
US20120109693 RECEIPT INSURANCE SYSTEMS AND METHODS  
Receipt insurance systems and methods provide protection to consumers against losses which may result from failure to possess a physical receipt or proof of purchase for retail purchase...
US20110264472 Deductible shield  
The Deductible Shield auto insurance deductible discount certificate program policy will cover a customers automobile deductible fee issued by their insurance provider for a year in case of an...
US20110022421 SAFETY EVALUATION AND FEEDBACK SYSTEM AND METHOD  
Systems and methods are discussed for providing a sensor enhanced employee safety evaluation system. Sensors that monitor employee behavior are placed at the workplace of an insured entity. Data...
US20120029951 METHOD AND SYSTEM FOR VALIDATION OF CLAIMS AGAINST POLICY WITH CONTEXTUALIZED SEMANTIC INTEROPERABILITY  
A method and system is provided for validating claim submissions against a claim policy that can perform a comparative analysis by comparing structured or unstructured claim submissions to...
US20110071854 HEALTH CARE PAYMENT ESTIMATOR  
To take into account the various specifics of health care information available to the health plan members and health care providers in the context of estimating the members' out-of-pocket...
US20110131068 IN KIND PARTICIPATING PREFERRED SECURITY  
The present invention is generally directed to systems and methods for creating a new hybrid financial instrument, which addresses key concerns of investors and meets the financing requirements of...
US20110029332 METHOD AND SYSTEM FOR GUARANTEEING REPAIR OF A DAMAGED WINDSHIELD  
A method and system for guaranteeing a plurality of windshields against damages that can be repaired through a windshield guarantee program is provided, wherein the guarantee program is managed by...
US20110313795 SYSTEM AND METHOD FOR ELECTRONIC POLICYHOLDER REVIEW USING DYNAMIC INTERVIEWS  
A policyholder report may be obtained by an insurer from an insured through a series of questions presented by an automated, electronic system. The insured may access the system through a portal,...
US20100318382 Just-In-Time Insurer's Flooring Evaluation and Replacement System  
The present invention is directed to a system, and method for making and using the same, for an on-site evaluation of flooring materials, condition, and value, and further, for providing...
US20120029949 Method And System For Determining Rate Of Insurance  
A method and system for determining a rate of insurance for management liability coverage which determines a base premium, a limit/retention factor, shared limit credits, and other rating...
US20120029948 Method And System For Determining Rate Of Insurance  
A method and system for determining a rate of insurance for management liability coverage which determines a base premium, a limit/retention factor, shared limit credits, and other rating...
US20110145007 System and method for automated payment of insurance claims via real-time exchange of information  
A system for real-time provider reimbursement of insurance claims is provided and includes an insurance system server for storing information regarding a member, and for receiving information...
US20110213627 METHOD AND SYSTEM FOR INSURING AGAINST INVESTMENT LOSS  
Participants purchase into a given system for a given period of time. Those with investment gains, by definition, are without loss and need no compensation from the system. Those with investment...
US20110320222 Systems and methods for valuation of tangible items  
Computer-based tangible property item valuation systems and methods are disclosed. In one general aspect, these include business logic responsive to a machine-readable inventory listing comprising...
US20120101857 SYSTEM AND METHOD FOR PROCESSING AND ADMINISTERING IMMEDIATE AND DEFERRED GUARANTEED INCOME PAYMENTS  
A system is provided for administering immediate and deferred payments in any of a plurality of different payout schemes selected by a purchaser to accommodate varying retirement income needs. The...
US20120130751 SYSTEMS AND METHODS FOR FACILITATING THE REPORTING OF AN INJURY CLAIM TO AN INSURANCE COMPANY  
In accordance with one or more embodiments, a method of operating an insurance claim management system provides for receiving, in a claim reporting system, information related to a report of a...
US20110301983 System and Method for Quoting, Selling, Distributing and Tracking Insurance Products  
The system relates to an automated method for selling a variety of insurance products to a single individual user. In one aspect of the system, a first database is used for storing demographic...
US20120022899 Program for Alternative Funding of Employee and Retiree Benefits  
An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or...
US20110131066 METHOD, SOFTWARE PROGRAM, AND SYSTEM FOR STRUCTURING RISK IN A FINANCIAL TRANSACTION  
The invention relates to a computer-implemented method, system and non-transitory medium for managing debt instrument. Insuring for a default of a debt is managed by establishing an insuring debt...
US20120041790 Insurance Transaction System and Method  
The present invention is a system and method of creating insurance with a switching device that limits the liability of the insurer.
US20100312583 SYSTEM AND METHOD FOR COST EFFECTIVELY FUNDING A LOAN  
A method of achieving cost effective funding by providing a financial guaranty in the form of reinsurance to an insurance company to insure the lender's or a third party's loans. The financial...
US20110015952 LIFE INSURANCE OPTION  
A method of providing deferred life insurance through a life insurance option. The deferred life insurance becomes effective later in the life of an insured after the option matures. The insured...
US20120066002 METHODS OF INITIATING CRITICAL ILLNESS INSURANCE  
This invention provides a method of initiating a critical illness insurance policy, comprising: receiving from or on behalf of a person interested in both critical illness insurance and banking a...
US20120101854 Program for Alternative Funding of Employee and Retiree Benefits  
An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract obtained...
US20110196707 SYSTEM AND METHOD FOR IDENTIFYING AND ASSESSING COMPARATIVE NEGLIGENCE IN INSURANCE CLAIMS  
The invention is a method and system useful in determining the degree of comparative negligence of an insured person involved in an accident as compared to the comparable negligence of other...
US20110251859 Method and Apparatus Pertaining to Facilitating Administration of a Fixed Annuity Having a Long-Term Care Rider  
Administering a fixed annuity having a long-term care (LTC) rider includes calculating, at a time of an insured party entering a claim period for LTC benefits and as a function of a value of a...
US20110145020 Method and system of combining money transfer services with life insurance  
The present invention is a new business method that intends to reduce the risk, help, and protect the economic security of the foreign families who are dependants from the income that come from the...
US20110166894 INSURANCE INCENTIVE PROGRAM FOR PROMOTING THE PURCHASE OR RELEASE OF AN AUTOMOBILE AFTER AN EXPIRATION OF A LEASE  
A lessee of an item, such as an automobile, is encouraged to either purchase the automobile at the expiration of the lease, or to initiate a new lease for the same item. If the lessee undertakes a...
US20110015950 INSURANCE BENEFITS ESTIMATOR  
A computerized method allowing insurance customers to enter details of their individual risk factors like age, as well as various customer designed risk scenarios, and receive information on the...
US20110010202 SMART FORM  
Some embodiments of a system and a method to dynamically create a smart form have been presented. In one embodiment, a graphical user interface (GUI) module, running on a server, creates a GUI to...