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US20130132121 Flexible varying premium option for critical illness insurance  
Flexible, varying critical illness insurance premium schedules are determined. Input variables such as issue age, targeted present value and year-to-year premium relationship are supplied, as are...
US20110295625 INTELLECTUAL PROPERTY TRADING EXCHANGE  
A system and method for operating an exchange for the trading of intellectual property rights through the exchange are disclosed. The method includes: storing in a computerized storage device in...
US20130166324 SYSTEM AND METHOD FOR A COMBINATION GROUP AND INDIVIDUAL TRAVEL INSURANCE PROGRAM  
The present invention allows travel organizations to ensure that basic group, or “Core,” travel medical coverage is in effect for their travelers while allowing travelers the ability to upgrade the...
US20090240530 METHOD FOR SELLING MARINE CARGO INSURANCE IN A NETWORK ENVIRONMENT  
A storage media and method for transacting cargo insurance business in a network environment includes the on-line automation of quoting, billing, certificate issuance, underwriting, and claims...
US20070219831 Flight risk management system  
A Flight Risk Management System (“FRMS”). The system provides supplementary preflight and in-flight guidance to relatively inexperienced owner/operators of high performance aircraft. A pilot wis...
US20070198288 SALES METHOD THROUGH INTERNET  
The invention is about an internet sales method of goods and services, where a central organisation runs the web site, where the customer orders arrive and are carried out. The stages are of the...
US20100088122 LIFE INSURANCE SYSTEM AND METHOD  
A system for providing life insurance with no out-of-pocket cost including life insurance premiums, a cash component, an increasing death benefit having a fixed portion and a rider portion, the...
US20100138232 MOTIVATIONAL SYSTEMS FOR REMOTE PATIENT MANAGEMENT  
A patient management system includes a scheduler (20) configured to schedule engagements with a patient in accordance with a care plan (18). The engagements include at least presentation of...
US20100094664 INSURANCE CLAIMS AND RATE EVASION FRAUD SYSTEM BASED UPON VEHICLE HISTORY  
A system and method of identifying warning signs of fraud associated with vehicle insurance transactions is presented. The system and method operate by identifying a vehicle, retrieving vehicle...
US20060287892 Insurance product, rating system and method  
In the present invention, an insurance product, rating system and method generally relates to a rating and pricing system for quantifying the risk that the annual savings will not fall below...
US20140200930 Methods and Systems for Determining the Importance of Individual Variables in Statistical Models  
Methods and systems for determining the importance of each of the variables, or combinations of variables, that contribute to the overall score generated by a predictive statistical model are...
US20060155588 Insuring a negative non-monetary utility  
A computer-based method that includes specifying an arbitrary negative non-monetary utility that will be incurred by a beneficiary of insurance as a result of an uncertain occurrence to be covered...
US20080147449 METHOD FOR INSURANCE PORTFOLIO ANALYSIS  
A method for insurance portfolio analysis is provided. More specifically, a web based system is disclosed for managing user sessions over the Internet. The user can provide data relating to present...
US20140025391 ENHANCED TRANSACTION PROCESSING  
Methods, systems, and computer-executable instructions for operating a payment processing system are provided. An exemplary method includes receiving a request to determine a transaction capability...
US20090063198 INVESTMENT INSURANCE AUCTIONING METHOD AND SYSTEM THEREOF  
A method for providing investment insurance, and a related system, for use in the insurance business of financial e-commerce provides a novel funding operation approach to investment insurance. The...
US20070143148 Anonymous brokering of patient health records  
Method, apparatus and article of manufacture for brokering electronic health records of individuals. The individuals define respective policies that govern the accessibility to their records....
US20110106570 HEALTHCARE ELIGIBILITY TRANSACTIONS  
Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial...
US20120116824 SYSTEM AND METHOD FOR ADMINISTERING TELEMATICS BASED REINSURANCE POOLS  
A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor...
US20110112870 SYSTEM AND METHOD FOR ADMINISTERING TELEMATICS BASED REINSURANCE POOLS  
A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor...
US20090192831 SECURITIZATION OF HEALTH CARE RECEIVABLES  
A method, system, and control program for expediting payment of claims to service providers and to reduce institutional capital reserves. The method includes evaluating a risk of full payment of...
US20140149147 SYSTEMS AND METHODS FOR PROVIDING GROUP INSURANCE  
The present application discloses systems and methods for providing group insurance. An exemplary insurance system identifies or manages data relating to group membership based on a web portal...
US20060116915 Blanket insurance method and policy for insuring multiple unit dwellings  
A blanket insurance method and policy for insuring the owner of an apartment or multi-unit dwelling from damage to his building caused by his tenant's unintentional acts comprising: inputting into...
US20070288262 Method and system of adjusting medical cost through auction  
To provide a medical cost adjusting method for suppressing a medical cost to a reasonable price so that a person who suffers from a disease can receive an appropriate medical service even if the...
US20090108015 Combination ATM/Vending Machine Kiosk  
An all-purpose ATM kiosk/vending machine network that services the unbanked and underbanked markets, that will enables wireless transactions and processing of currency, pre-paid cash debit cards,...
US20100169127 System and method for managing intellectual property-based risks  
Presented herein are methods and systems for managing an entity's risks of patent coverage. More specifically, the present invention is directed to methods and system for insuring an entity against...
US20050182642 Rules based case management system and method  
The invention described herein provides a process supporting the Internet enabled exchange of pertinent information about a legal matter between the liability holder, generally an insurance...
US20060108434 Impartial co-management to aid crop marketing  
Impartial co-management to aid crop marketing is disclosed. A crop co-manager is associated with a plurality of crop storage facilities. The crop co-manager receives facility data that indicates...
US20090006135 Accelerated Payments for Health Care Plans  
A method for accelerating a payment to a merchant for a healthcare related claim. The method comprises submitting a healthcare related claim for payment from the merchant to a payer; determining at...
US20050049892 System and method for supply chain collaborative risk management  
A method, apparatus, and system for supply chain collaborative risk management of a cargo container. The invention includes a first entity for collecting data relevant to risks associated with the...
US20070299699 System and Method for Initiation of Payment of a Member Cost Portion of Insurance Claim Expenses  
A method and system for providing initiation of payment of a member's cost portion of insurance claims to a provider includes an insurance company adjudicating claims received from a provider, and...
US20130073319 APPARATUS, METHOD AND COMPUTER PROGRAM PRODUCT FOR DETERMINING COMPOSITE HAZARD INDEX  
An apparatus, method and computer program storage device determine a composite hazard index. An interface receives a first risk score for a first hazard and a second risk score for a second hazard....
US20120143631 APPARATUSES, METHODS, AND SYSTEMS FOR BUILDING A RISK EVALUATION PRODUCT  
The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme,...
US20050187800 Integrating defined contribution accounts into a claim payment processing system  
Disclosed is a system to integrate a defined contribution health plan with a traditional health plan that includes a claim processing system, a health plan management software module, and a defined...
US20130262156 AUTOMATED REIMBURSEMENT INTERACTIONS  
A computerized reimbursement system including at least one reimbursement-enabled mobile communicator having computerized memory functionality, computerized communications functionality and wireless...
US20140039934 INSURANCE VERIFICATION SYSTEM (INSVSYS)  
A method and system for verifying insurance information associated with an entity is disclosed. Insurance information is stored in an insurance information repository. An insurance information...
US20080235063 METHOD FOR DETERMINING INSURANCE BENEFITS AND PREMIUMS FROM DYNAMIC CREDIT INFORMATION  
The embodiments described herein are directed to a method of obtaining credit life insurance for an individual by means of a service organization. In detail, the steps include: 1) registering the...
US20140114704 SYSTEM AND METHOD FOR PROCESSING DATA RELATING TO SUPPLEMENTAL BUNDLED INSURANCE  
According to some embodiments, a workers' compensation insurance premium may be calculated for a workers' compensation insurance policy covering a group of employees employed by an employer....
US20090192827 System for health benefits planning in retirement  
A rules-based expert system is described in which the information relating to health or retirement benefits are stored in the form of statements or clauses relating to financial, medical, or...
US20080270192 Financial Products  
A method and apparatus for providing a financial product from a first party to a second party, wherein a processing system (10) is configured to receive loan parameters relating to a loan from the...
US20100004955 BUSINESS HSA PLATFORM  
A business HSA platform is provided. The system may include an eligibility detector, an HSA setup module, an HSA expenditures manager, and an employer contributions manager. The eligibility...
US20070288272 Collection systems and methods for managing insurance subrogation claims  
Systems and methods for managing one or more insurance subrogation claims can be utilized during the process of collecting on a claim. Various techniques can be used to assess claim information to...
US20140081675 SYSTEMS, METHODS, AND APPARATUS FOR OPTIMIZING CLAIM APPRAISALS  
Systems, apparatus, methods, and articles of manufacture provide for assessing a likelihood of total loss of insured property (e.g., an insured automobile) and/or assessing an expected severity of...
US20100211413 REVISING CONTAINERIZED PROCESSING LOGIC FOR USE IN INSURANCE CLAIM PROCESSING  
A system and method for revising one or more hierarchies of an insurance plan, the insurance plan for use in adjudicating one or more insurance claims. The method and system comprising obtaining...
US20120101851 SYSTEMS FOR OFFERING AND/OR PROVIDING ATTORNEYS' FEES INSURANCE  
The present invention provides an attorneys' fees policy system, comprising means for importing case leads and disseminating the leads to a sales representative, means for receiving application...
US20090259492 Remote Consultation System and Method  
A computer-implemented method and system for confirming that a remote consultation between a professional and a client occurred, including monitoring a remote consultation call between a...
US20110004493 DYNAMIC AGGREGATION OF INSURANCE PREMIUMS  
A method to dynamically aggregate insurance premiums is disclosed. An insurance policy is dynamically adjusted responsive to input data received at a dynamic provisioning system, the adjusting...
US20100235200 Method and System for Offering Insurance for a Mortgage Pool Using a Risk Assessment  
An insurance program for entities in the mortgage industry that provides coverage for financial loss as a result of, for example, material inaccuracies in the financial information provided by or...
US20100070307 Insurance Verification, Eligibility, Referral and Precertification System and Method  
A system and method for providing insurance-related services includes receiving identification data associated with a proposed insured party; storing the identification data in a database;...
US20100042443 INTELLECTUAL PROPERTY ASSET TITLE INSURANCE  
Intellectual property asset title insurance and systems for providing title insurance for intellectual property assets are disclosed. A chain of title is determined for an intellectual property...
US20090030740 RETIREMENT PLANNING SYSTEM AND METHOD  
A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to...