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US20070288271 Sub-prime automobile sale and finance system  
A system to provide automobile financing to individuals with relatively lower credit scores or ratings, or no credit rating, due to lack of credit or lending purchases, that would otherwise only...
US20130204644 GENERATING AND EDITING CLAIMS PROCESSING RULES  
Systems, methods, apparatus, and computer program products are provided for processing claims. In various embodiments, claims can be processed and analyzed and used to generate new claims...
US20120232932 SYSTEM AND METHOD FOR OPTIMIZING CREDIT INSURANCE POLICIES  
A system and method for optimizing insurance policies are disclosed. The system and method include a goal module that receives qualifying information for a customer's current credit insurance...
US20110010203 Account and Customer Creation in an On-Line Banking Model  
A system, method and article of manufacture are provided for account and customer creation in an online banking model. An application is received from a customer. The application includes...
US20050216315 Loan advancing system  
A system advances loans secured by healthcare claims based on clinical and financial information associated with the claims. A loan advance system employs healthcare claim information related to...
US20150170268 System and Method for Retail Longevity Protection Program  
A system and method for managing a retail longevity protection program. The longevity protection managed by the invention includes a single premium annuity combined with a customized loan program...
US20080183636 METHODS AND SYSTEMS FOR CUSTOMIZING AMOUNTS AND DURATION OF PAYMENTS OF LIFE INSURANCE PRODUCT  
An income protection insurance product provides for payment of future benefits that can be customized by amount and/or duration. The benefits are customizable to financially plan for fluctuations...
US20060059021 Independent adjuster advisor  
In various embodiments, assignments may be managed between a user system and a computer system. For example, insurance companies may manage assignments made to adjusters. Assignments may be...
US20090259497 METHOD OF MANAGING AN INSURANCE PLAN AND A SYSTEM THEREFOR  
A method of managing a life or health insurance plan includes calculating an amount of expenditure of a member using a credit or debit card issued to the member and then using the calculated...
US20140200931 Account Based Handset Protection Coverage  
Methods and means for device account based protection coverage are provided which allow for account holders to share a protection plan across a shared account, thereby covering a plurality of...
US20130117051 SYSTEM AND METHOD FOR SELLING INTANGIBLE PROPERTY  
A method comprises analyzing the psychology of a typical consumer and defining first key stages wherein customers drop out and second key stages wherein sales could be maximized.
US20140343970 Real Estate Transaction Management Processes  
A real estate transaction management process. A developer and a transaction institution enter into an agreement for the developer to purchase a pool of real estate assets at a price above market...
US20060064330 Insurance contract support system  
This invention seeks to provide an insurance contract support system, which enables an insurance agent or solicitor to invite a customer to take out an insurance policy and negotiate an insurance...
US20140358591 SYSTEM AND METHOD FOR PROVIDING A DISABILITY INSURANCE CLAIM TRIAGE PLATFORM  
According to some embodiments, a triage platform may receive data indicative of a disability insurance claim submitted in connection with a disability insurance policy, including at least one...
US20110208547 METHOD OF PROVIDING CATASTROPHIC LOSS PROTECTION THROUGH A MORTGAGE  
A catastrophic hazard protection (CHP) mortgage may be provided on real property or structure(s) on the real property of a owner. The CHP mortgage may be structured to include financial protection...
US20060155586 Insurance plan  
A list of people committed to donating their own organs, in the event of their own death, to other people on the list of people. A person on the list is a committed organ donor and would receive...
US20140149146 Dynamically Determining a Set of Threshold Interest Rates Associated with a Guaranteed Life Insurance Product  
Methods and apparatuses, including computer program products, are described for dynamically determining a set of threshold interest rates associated with a guaranteed life insurance product. A...
US20080077449 Providing and Financing Post-Employment Health Care Benefits  
A health account retirement plan (“HARP”) is described that can be used by a retiree for health care related expenses. Under the HARP, an employer pays an annual premium to an insurance company...
US20110071857 System and Method for Management of Financial Products Portfolio Using Centralized Price and Performance Optimization Tool  
A computer-implemented method controls commercial transactions involving a portfolio of financial products by conducting business operations related to commercial transactions between a bank and...
US20130110560 System And Method For Determining Opportunities And Peer Information For Insurance Policies  
Systems and methods for providing insurance companies with historical data indicating their placement results versus peer insurance companies with a broker and proactively identify upcoming policy...
US20110208546 Method of Providing Catastrophic Loss Protection Through a Mortgage  
A catastrophic hazard protection (CHP) mortgage may be provided on real property or structure(s) on the real property of an owner. The CHP mortgage may be structured to include financial...
US20100063907 Insurance Billing System  
A method and system of billing consumers for services rendered by a service provider includes determining at least one service to be rendered to the consumer and identifying at least one code...
US20120310677 BACKEND SYSTEMS AND METHODS FOR GRAPHICALLY ENABLED RETIREMENT PLANNING  
According to some embodiments, supplemental data associated with a user's retirement planning may be received. In addition, a first set of user goals may be received, from the user, as basic...
US20150120335 METHOD AND SYSTEM FOR GENERATING A QUOTE  
There is provided a method for generating a quote of a first service provider, the quote being personalised to a particular customer. The method comprises: capturing (110, 120) from the particular...
US20140067428 APPARATUS, METHOD AND ARTICLE TO PROVIDE AN INSURANCE WORKFLOW MANAGEMENT SYSTEM  
Systems and methods automate and manage the workflow within the insurance industry, including the development of line of business task lists and task scheduling for insurance agents, insurance...
US20110082713 Enhanced transaction resolution techniques  
A method for completing a transaction is presented. The method comprises establishing network communications between a user and a server, receiving information, at the server, regarding the...
US20100293009 System and method for protecting and issuing an investment security  
A system for providing protected securities over a period of time against a change in value. The system including an investment system electronically coupled to a security provider system...
US20120215567 INSURANCE PRODUCT, RATING SYSTEM AND METHOD  
In the present invention, an insurance product, rating system and method generally relates to a rating and pricing system for quantifying the risk that the annual savings will not fall below...
US20140114703 SYSTEM AND METHOD FOR REGISTRATION WITH AN INSURANCE PORTAL  
Systems and methods are disclosed herein for processing a registration request for electronic access to a plurality of computerized insurance services. A network interface is configured to...
US20110040583 LIFE INSURANCE INVESTMENT FUND  
A method of funding and managing at least one fund of a plurality of diverse life insurance policies issued by a plurality of investment grade carriers, the at least one fund providing enhanced...
US20130282411 METHOD AND APPARATUS FOR PROVIDING RETIREMENT INCOME BENEFITS  
A computerized method and system for administering an unannuitized annuity plan having a guaranteed minimum withdrawal payment feature associated with a systematic withdrawal program includes the...
US20120029952 METHOD AND COMPUTER PROGRAM PRODUCT FOR PROCESSING INSURANCE CLAIMS ACCORDING TO A PLURALITY OF RULES  
A method and a computer program product are provided for processing an insurance claim. In particular, an example method may comprise receiving policy information associated with a particular...
US20110066453 METHOD AND SYSTEM FOR AN ENHANCED STEP-UP PROVISION IN A DEFERRED VARIABLE ANNUITY WITH A RISING GUARANTEED STEP-UP  
A computer implemented data processing system and method administers a deferred variable annuity contract during the accumulation phase for a relevant life. The annuity contract has a payment base...
US20140229204 ESTIMATE METHOD AND GENERATOR  
A method and apparatus receive a graphic of the property, determine a characteristic of the property from the received graphic, modify a modifiable hierarchical scripted questionnaire based on the...
US20070027727 Method for healthcare financial planning  
A method, a system and a computer program product that includes an interactive interface for healthcare financial planning. Healthcare financial planning is performed for a plurality of health...
US20140257874 System and Method for Determining and Monitoring Auto Insurance Incentives  
A computer system or computer-implemented method may provide incentives to an insured customer for receiving sensor data indicating risk-reducing and risk-increasing behavior during the policy...
US20140278560 HEALTH INSURANCE PRODUCT  
A health insurance product is provided for an insurance plan holder having a health insurance plan. For a first period, a periodic contribution payment for the health insurance plan is collected...
US20110196710 AGRICULTURAL SERVICES SYSTEM THAT FACILITATES FARMER COMMUNICATIONS, CROP INSURANCE, COMMODITY CONTRACS AND CARBON CREDITS  
A system for agricultural services for farmers and agribusiness (and for other types of users too) facilitates communications with farmers, and between farmers, provides crop insurance to farmers,...
US20060265255 System for monitoring health insurance coverage milestones, tracking member expenses & payments and administration tool for health/medical saving accounts  
A system and tool that stores and tracks all member healthcare and prescription expenses, using private and secure Internet accounts to monitor payments of their Managed Care (HMO/PPO) provider or...
US20130132123 Flexible Varying Premium Option for Long Term Care Insurance and Critical Illness Insurance  
Flexible, varying long term care insurance programs are determined. Input variables such as issue age, targeted present value and year-to-year premium relationship are supplied, as are some...
US20070239492 Estimating benefit plan costs  
A method may aggregate historical transactions for a consumer, each transaction being associated with services or products provided to the consumer. Thereafter, one or more benefit plans available...
US20120166229 SYSTEMS AND METHODS FOR CLIENT-RELATED RISK ZONES  
Systems, apparatus, methods, and articles of manufacture that provide for outputting and utilization of risk zone information are provided. In some embodiments, risk zone information may be...
US20110178823 DEFRAYING TAXES ON CONVERSION OF TRADITIONAL INDIVIDUAL RETIREMENT ACCOUNT TO A ROTH INDIVIDUAL RETIREMENT ACCOUNT  
A method for defraying taxes on conversion of a traditional IRA to a Roth IRA is disclosed. The method includes selling the holdings of the traditional IRA, purchasing a bonus annuity with...
US20130325516 SYSTEM AND METHOD FOR GENERATING INSURANCE CONTRACT DOCUMENTS COMPLIANT WITH STATE INSURANCE REGULATIONS  
Provided are systems and methods for generating state-specific insurance contract documents that are compliant with their respective state's insurance regulations. In particular, these systems and...
US20140188523 SYSTEM FOR REMUNERATION FOR LOST BAGGAGE  
The present disclosure provides a process for a passenger to receive remuneration for baggage or luggage that is lost by an airline notwithstanding the contents of the baggage. The process charges...
US20130253957 Method, Apparatus and System for Providing Insurance Coverage and Claims Payment for Single Event Surgical and Diagnostic Procedures  
A method and system are provided for determining whether to issue insurance coverage for one or more specific events, such as a specific surgical event or diagnostic procedure. The method and...
US20120143633 SYSTEM AND METHOD FOR FORECASTING FREQUENCIES ASSOCIATED TO FUTURE LOSS AND FOR RELATED AUTOMATED OPERATION OF LOSS RESOLVING UNITS  
Proposed is a system and method for forecasting frequencies associated to future loss and loss distributions for individual risks of a plurality of operating units (30) with at least one...
US20130317867 Method for Processing Insurance Claim Appeals  
A system and method for processing an appeal of an insurance claim is disclosed. The method involves a computer implemented process of receiving information about of a denied insurance claim,...
US20150088556 SYSTEMS AND METHODS FOR PROCESSING PROPERTY INSURANCE  
Methods and systems for processing property insurance are provided. According to embodiments, an insurer can process an insurance application for a property by determining a property rating score...
US20090089103 METHOD AND INSURANCE PLATFORM FOR INVESTMENT-TYPE WHOLE LIFE INSURANCE AT AUTONOMOUS INTEREST RATES  
A method and insurance platform for whole life insurance implemented in the insurance field of financial e-commerce is provided. The present invention reflects the interactivity between a consumer...