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US20110208547 METHOD OF PROVIDING CATASTROPHIC LOSS PROTECTION THROUGH A MORTGAGE  
A catastrophic hazard protection (CHP) mortgage may be provided on real property or structure(s) on the real property of a owner. The CHP mortgage may be structured to include financial protection...
US20060155586 Insurance plan  
A list of people committed to donating their own organs, in the event of their own death, to other people on the list of people. A person on the list is a committed organ donor and would receive...
US20140149146 Dynamically Determining a Set of Threshold Interest Rates Associated with a Guaranteed Life Insurance Product  
Methods and apparatuses, including computer program products, are described for dynamically determining a set of threshold interest rates associated with a guaranteed life insurance product. A...
US20080077449 Providing and Financing Post-Employment Health Care Benefits  
A health account retirement plan (“HARP”) is described that can be used by a retiree for health care related expenses. Under the HARP, an employer pays an annual premium to an insurance company...
US20110071857 System and Method for Management of Financial Products Portfolio Using Centralized Price and Performance Optimization Tool  
A computer-implemented method controls commercial transactions involving a portfolio of financial products by conducting business operations related to commercial transactions between a bank and...
US20130110560 System And Method For Determining Opportunities And Peer Information For Insurance Policies  
Systems and methods for providing insurance companies with historical data indicating their placement results versus peer insurance companies with a broker and proactively identify upcoming policy...
US20110208546 Method of Providing Catastrophic Loss Protection Through a Mortgage  
A catastrophic hazard protection (CHP) mortgage may be provided on real property or structure(s) on the real property of an owner. The CHP mortgage may be structured to include financial...
US20100063907 Insurance Billing System  
A method and system of billing consumers for services rendered by a service provider includes determining at least one service to be rendered to the consumer and identifying at least one code...
US20120310677 BACKEND SYSTEMS AND METHODS FOR GRAPHICALLY ENABLED RETIREMENT PLANNING  
According to some embodiments, supplemental data associated with a user's retirement planning may be received. In addition, a first set of user goals may be received, from the user, as basic...
US20150120335 METHOD AND SYSTEM FOR GENERATING A QUOTE  
There is provided a method for generating a quote of a first service provider, the quote being personalised to a particular customer. The method comprises: capturing (110, 120) from the particular...
US20140067428 APPARATUS, METHOD AND ARTICLE TO PROVIDE AN INSURANCE WORKFLOW MANAGEMENT SYSTEM  
Systems and methods automate and manage the workflow within the insurance industry, including the development of line of business task lists and task scheduling for insurance agents, insurance...
US20110082713 Enhanced transaction resolution techniques  
A method for completing a transaction is presented. The method comprises establishing network communications between a user and a server, receiving information, at the server, regarding the...
US20100293009 System and method for protecting and issuing an investment security  
A system for providing protected securities over a period of time against a change in value. The system including an investment system electronically coupled to a security provider system...
US20120215567 INSURANCE PRODUCT, RATING SYSTEM AND METHOD  
In the present invention, an insurance product, rating system and method generally relates to a rating and pricing system for quantifying the risk that the annual savings will not fall below...
US20140114703 SYSTEM AND METHOD FOR REGISTRATION WITH AN INSURANCE PORTAL  
Systems and methods are disclosed herein for processing a registration request for electronic access to a plurality of computerized insurance services. A network interface is configured to...
US20110040583 LIFE INSURANCE INVESTMENT FUND  
A method of funding and managing at least one fund of a plurality of diverse life insurance policies issued by a plurality of investment grade carriers, the at least one fund providing enhanced...
US20130282411 METHOD AND APPARATUS FOR PROVIDING RETIREMENT INCOME BENEFITS  
A computerized method and system for administering an unannuitized annuity plan having a guaranteed minimum withdrawal payment feature associated with a systematic withdrawal program includes the...
US20120029952 METHOD AND COMPUTER PROGRAM PRODUCT FOR PROCESSING INSURANCE CLAIMS ACCORDING TO A PLURALITY OF RULES  
A method and a computer program product are provided for processing an insurance claim. In particular, an example method may comprise receiving policy information associated with a particular...
US20110066453 METHOD AND SYSTEM FOR AN ENHANCED STEP-UP PROVISION IN A DEFERRED VARIABLE ANNUITY WITH A RISING GUARANTEED STEP-UP  
A computer implemented data processing system and method administers a deferred variable annuity contract during the accumulation phase for a relevant life. The annuity contract has a payment base...
US20140229204 ESTIMATE METHOD AND GENERATOR  
A method and apparatus receive a graphic of the property, determine a characteristic of the property from the received graphic, modify a modifiable hierarchical scripted questionnaire based on the...
US20070027727 Method for healthcare financial planning  
A method, a system and a computer program product that includes an interactive interface for healthcare financial planning. Healthcare financial planning is performed for a plurality of health...
US20140257874 System and Method for Determining and Monitoring Auto Insurance Incentives  
A computer system or computer-implemented method may provide incentives to an insured customer for receiving sensor data indicating risk-reducing and risk-increasing behavior during the policy...
US20140278560 HEALTH INSURANCE PRODUCT  
A health insurance product is provided for an insurance plan holder having a health insurance plan. For a first period, a periodic contribution payment for the health insurance plan is collected...
US20110196710 AGRICULTURAL SERVICES SYSTEM THAT FACILITATES FARMER COMMUNICATIONS, CROP INSURANCE, COMMODITY CONTRACS AND CARBON CREDITS  
A system for agricultural services for farmers and agribusiness (and for other types of users too) facilitates communications with farmers, and between farmers, provides crop insurance to farmers,...
US20060265255 System for monitoring health insurance coverage milestones, tracking member expenses & payments and administration tool for health/medical saving accounts  
A system and tool that stores and tracks all member healthcare and prescription expenses, using private and secure Internet accounts to monitor payments of their Managed Care (HMO/PPO) provider or...
US20130132123 Flexible Varying Premium Option for Long Term Care Insurance and Critical Illness Insurance  
Flexible, varying long term care insurance programs are determined. Input variables such as issue age, targeted present value and year-to-year premium relationship are supplied, as are some...
US20070239492 Estimating benefit plan costs  
A method may aggregate historical transactions for a consumer, each transaction being associated with services or products provided to the consumer. Thereafter, one or more benefit plans available...
US20120166229 SYSTEMS AND METHODS FOR CLIENT-RELATED RISK ZONES  
Systems, apparatus, methods, and articles of manufacture that provide for outputting and utilization of risk zone information are provided. In some embodiments, risk zone information may be...
US20110178823 DEFRAYING TAXES ON CONVERSION OF TRADITIONAL INDIVIDUAL RETIREMENT ACCOUNT TO A ROTH INDIVIDUAL RETIREMENT ACCOUNT  
A method for defraying taxes on conversion of a traditional IRA to a Roth IRA is disclosed. The method includes selling the holdings of the traditional IRA, purchasing a bonus annuity with...
US20130325516 SYSTEM AND METHOD FOR GENERATING INSURANCE CONTRACT DOCUMENTS COMPLIANT WITH STATE INSURANCE REGULATIONS  
Provided are systems and methods for generating state-specific insurance contract documents that are compliant with their respective state's insurance regulations. In particular, these systems and...
US20140188523 SYSTEM FOR REMUNERATION FOR LOST BAGGAGE  
The present disclosure provides a process for a passenger to receive remuneration for baggage or luggage that is lost by an airline notwithstanding the contents of the baggage. The process charges...
US20130253957 Method, Apparatus and System for Providing Insurance Coverage and Claims Payment for Single Event Surgical and Diagnostic Procedures  
A method and system are provided for determining whether to issue insurance coverage for one or more specific events, such as a specific surgical event or diagnostic procedure. The method and...
US20120143633 SYSTEM AND METHOD FOR FORECASTING FREQUENCIES ASSOCIATED TO FUTURE LOSS AND FOR RELATED AUTOMATED OPERATION OF LOSS RESOLVING UNITS  
Proposed is a system and method for forecasting frequencies associated to future loss and loss distributions for individual risks of a plurality of operating units (30) with at least one...
US20130317867 Method for Processing Insurance Claim Appeals  
A system and method for processing an appeal of an insurance claim is disclosed. The method involves a computer implemented process of receiving information about of a denied insurance claim,...
US20150088556 SYSTEMS AND METHODS FOR PROCESSING PROPERTY INSURANCE  
Methods and systems for processing property insurance are provided. According to embodiments, an insurer can process an insurance application for a property by determining a property rating score...
US20090089103 METHOD AND INSURANCE PLATFORM FOR INVESTMENT-TYPE WHOLE LIFE INSURANCE AT AUTONOMOUS INTEREST RATES  
A method and insurance platform for whole life insurance implemented in the insurance field of financial e-commerce is provided. The present invention reflects the interactivity between a consumer...
US20080228531 Insurance Optimization and Longevity Analysis  
A method, software, database and system for predicting the longevity of an individual and for determining an optimal insurance plan for an individual are presented in which an attribute profile of...
US20060143056 Method and apparatus for insuring multiple unit dwellings  
A method and apparatus for insuring the owner of an apartment or multi-unit dwelling from damage to his building caused by his tenant's unintentional acts comprising: inputting into a computer...
US20080172257 Health Insurance Fraud Detection Using Social Network Analytics  
Healthcare fraud detection is accomplished by mining social relationships and analyzing their patterns based on network data structures. Social networks are constructed which depict referral...
US20120022897 APPARATUS AND METHOD OF WORKERS' COMPENSATION COST MANAGEMENT AND QUALITY CONTROL  
Improved apparatus and methods, via an internet website, developed for the efficient implementation of workers' compensation cost containment practices for multi-unit employers, more particularly...
US20140222470 METHOD AND SYSTEM FOR THE CREATION AND DELIVERY TO A USER OF AN AUTOMATED, REAL TIME, ONLINE INSURANCE POLICY AND CERTIFICATE INSURANCE FOR RENTAL OF A VENUE AND/OR EQUIPMENT  
A method of furnishing a real-time, self-binding, on-line bound policy for a venue and rental equipment insurance product for a user of such a venue, comprises presenting to the user, via...
US20140149149 METHOD AND SYSTEM FOR THE CREATION AND DELIVERY TO A USER OF AN AUTOMATED, REAL TIME, ONLINE INSURANCE POLICY AND CERTIFICATE INSURANCE FOR RENTAL OF A VENUE AND/OR EQUIPMENT  
A method of furnishing a real-time, self-binding, on-line bound policy for a venue and rental equipment insurance product for a user of such a venue, comprises presenting to the user, via...
US20060287879 Assessing and managing work-related musculoskeletal injuries  
Methods, systems, and computer program products assess and manage work-related musculoskeletal injuries associated with one or more work sites. A method involves defining musculoskeletal injury...
US20120022898 SYSTEM AND METHOD FOR OBTAINING COMPARATIVE QUOTES  
A method and system are disclosed for providing insurance quotes to a user from a plurality of insurance carriers. The method and system provide a quick quote based upon minimal information...
US20140058765 Processing and Optimizing Travel Insurance Transactions  
A method and system are provided for processing communications between travel service providers and travel insurers where travel service providers use different messaging formats. A travel service...
US20150088551 SYSTEM AND METHOD FOR GROUP BENEFIT INSURANCE PLAN PLATFORM  
According to some embodiments, systems, methods, apparatus, computer program code and means may facilitate a group benefit insurance plan. In some embodiments, a group benefit insurance plan...
US20140278559 ADJUDICATION PLATFORM COMPLIANCE MANAGEMENT  
A method of verifying compliance of an adjudication platform with a requirement, the method comprising: applying a requirement to an adjudication platform, wherein said adjudication platform...
US20090265192 Usefulness  
A novel divorce insurance annuity insurance business structure that demonstrates the use of this type of insurance with or without a divorce occurrence. The divorce insurance business structure is...
US20060074717 Method and system to track customer purchases  
A system and method for identifying transactions relating to a single customer in a data set received from a plurality of outlets (402), such that one patient's (404) pharmaceutical prescription...
US20110282698 System For Marketing Using Text Messaging  
announcement broadcast by a media source. A keyword is associated with the media source. Instructions are included in the announcement to send an initial text message including the keyword, to a...