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US20140200930 Methods and Systems for Determining the Importance of Individual Variables in Statistical Models  
Methods and systems for determining the importance of each of the variables, or combinations of variables, that contribute to the overall score generated by a predictive statistical model are...
US20060155588 Insuring a negative non-monetary utility  
A computer-based method that includes specifying an arbitrary negative non-monetary utility that will be incurred by a beneficiary of insurance as a result of an uncertain occurrence to be covered...
US20080147449 METHOD FOR INSURANCE PORTFOLIO ANALYSIS  
A method for insurance portfolio analysis is provided. More specifically, a web based system is disclosed for managing user sessions over the Internet. The user can provide data relating to present...
US20140025391 ENHANCED TRANSACTION PROCESSING  
Methods, systems, and computer-executable instructions for operating a payment processing system are provided. An exemplary method includes receiving a request to determine a transaction capability...
US20090063198 INVESTMENT INSURANCE AUCTIONING METHOD AND SYSTEM THEREOF  
A method for providing investment insurance, and a related system, for use in the insurance business of financial e-commerce provides a novel funding operation approach to investment insurance. The...
US20070143148 Anonymous brokering of patient health records  
Method, apparatus and article of manufacture for brokering electronic health records of individuals. The individuals define respective policies that govern the accessibility to their records....
US20110106570 HEALTHCARE ELIGIBILITY TRANSACTIONS  
Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial...
US20120116824 SYSTEM AND METHOD FOR ADMINISTERING TELEMATICS BASED REINSURANCE POOLS  
A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor...
US20110112870 SYSTEM AND METHOD FOR ADMINISTERING TELEMATICS BASED REINSURANCE POOLS  
A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor...
US20090192831 SECURITIZATION OF HEALTH CARE RECEIVABLES  
A method, system, and control program for expediting payment of claims to service providers and to reduce institutional capital reserves. The method includes evaluating a risk of full payment of...
US20140149147 SYSTEMS AND METHODS FOR PROVIDING GROUP INSURANCE  
The present application discloses systems and methods for providing group insurance. An exemplary insurance system identifies or manages data relating to group membership based on a web portal...
US20060116915 Blanket insurance method and policy for insuring multiple unit dwellings  
A blanket insurance method and policy for insuring the owner of an apartment or multi-unit dwelling from damage to his building caused by his tenant's unintentional acts comprising: inputting into...
US20070288262 Method and system of adjusting medical cost through auction  
To provide a medical cost adjusting method for suppressing a medical cost to a reasonable price so that a person who suffers from a disease can receive an appropriate medical service even if the...
US20090108015 Combination ATM/Vending Machine Kiosk  
An all-purpose ATM kiosk/vending machine network that services the unbanked and underbanked markets, that will enables wireless transactions and processing of currency, pre-paid cash debit cards,...
US20100169127 System and method for managing intellectual property-based risks  
Presented herein are methods and systems for managing an entity's risks of patent coverage. More specifically, the present invention is directed to methods and system for insuring an entity against...
US20050182642 Rules based case management system and method  
The invention described herein provides a process supporting the Internet enabled exchange of pertinent information about a legal matter between the liability holder, generally an insurance...
US20060108434 Impartial co-management to aid crop marketing  
Impartial co-management to aid crop marketing is disclosed. A crop co-manager is associated with a plurality of crop storage facilities. The crop co-manager receives facility data that indicates...
US20090006135 Accelerated Payments for Health Care Plans  
A method for accelerating a payment to a merchant for a healthcare related claim. The method comprises submitting a healthcare related claim for payment from the merchant to a payer; determining at...
US20050049892 System and method for supply chain collaborative risk management  
A method, apparatus, and system for supply chain collaborative risk management of a cargo container. The invention includes a first entity for collecting data relevant to risks associated with the...
US20070299699 System and Method for Initiation of Payment of a Member Cost Portion of Insurance Claim Expenses  
A method and system for providing initiation of payment of a member's cost portion of insurance claims to a provider includes an insurance company adjudicating claims received from a provider, and...
US20130073319 APPARATUS, METHOD AND COMPUTER PROGRAM PRODUCT FOR DETERMINING COMPOSITE HAZARD INDEX  
An apparatus, method and computer program storage device determine a composite hazard index. An interface receives a first risk score for a first hazard and a second risk score for a second hazard....
US20120143631 APPARATUSES, METHODS, AND SYSTEMS FOR BUILDING A RISK EVALUATION PRODUCT  
The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme,...
US20050187800 Integrating defined contribution accounts into a claim payment processing system  
Disclosed is a system to integrate a defined contribution health plan with a traditional health plan that includes a claim processing system, a health plan management software module, and a defined...
US20130262156 AUTOMATED REIMBURSEMENT INTERACTIONS  
A computerized reimbursement system including at least one reimbursement-enabled mobile communicator having computerized memory functionality, computerized communications functionality and wireless...
US20140039934 INSURANCE VERIFICATION SYSTEM (INSVSYS)  
A method and system for verifying insurance information associated with an entity is disclosed. Insurance information is stored in an insurance information repository. An insurance information...
US20080235063 METHOD FOR DETERMINING INSURANCE BENEFITS AND PREMIUMS FROM DYNAMIC CREDIT INFORMATION  
The embodiments described herein are directed to a method of obtaining credit life insurance for an individual by means of a service organization. In detail, the steps include: 1) registering the...
US20140114704 SYSTEM AND METHOD FOR PROCESSING DATA RELATING TO SUPPLEMENTAL BUNDLED INSURANCE  
According to some embodiments, a workers' compensation insurance premium may be calculated for a workers' compensation insurance policy covering a group of employees employed by an employer....
US20090192827 System for health benefits planning in retirement  
A rules-based expert system is described in which the information relating to health or retirement benefits are stored in the form of statements or clauses relating to financial, medical, or...
US20080270192 Financial Products  
A method and apparatus for providing a financial product from a first party to a second party, wherein a processing system (10) is configured to receive loan parameters relating to a loan from the...
US20100004955 BUSINESS HSA PLATFORM  
A business HSA platform is provided. The system may include an eligibility detector, an HSA setup module, an HSA expenditures manager, and an employer contributions manager. The eligibility...
US20070288272 Collection systems and methods for managing insurance subrogation claims  
Systems and methods for managing one or more insurance subrogation claims can be utilized during the process of collecting on a claim. Various techniques can be used to assess claim information to...
US20140081675 SYSTEMS, METHODS, AND APPARATUS FOR OPTIMIZING CLAIM APPRAISALS  
Systems, apparatus, methods, and articles of manufacture provide for assessing a likelihood of total loss of insured property (e.g., an insured automobile) and/or assessing an expected severity of...
US20100211413 REVISING CONTAINERIZED PROCESSING LOGIC FOR USE IN INSURANCE CLAIM PROCESSING  
A system and method for revising one or more hierarchies of an insurance plan, the insurance plan for use in adjudicating one or more insurance claims. The method and system comprising obtaining...
US20120101851 SYSTEMS FOR OFFERING AND/OR PROVIDING ATTORNEYS' FEES INSURANCE  
The present invention provides an attorneys' fees policy system, comprising means for importing case leads and disseminating the leads to a sales representative, means for receiving application...
US20090259492 Remote Consultation System and Method  
A computer-implemented method and system for confirming that a remote consultation between a professional and a client occurred, including monitoring a remote consultation call between a...
US20110004493 DYNAMIC AGGREGATION OF INSURANCE PREMIUMS  
A method to dynamically aggregate insurance premiums is disclosed. An insurance policy is dynamically adjusted responsive to input data received at a dynamic provisioning system, the adjusting...
US20100235200 Method and System for Offering Insurance for a Mortgage Pool Using a Risk Assessment  
An insurance program for entities in the mortgage industry that provides coverage for financial loss as a result of, for example, material inaccuracies in the financial information provided by or...
US20100070307 Insurance Verification, Eligibility, Referral and Precertification System and Method  
A system and method for providing insurance-related services includes receiving identification data associated with a proposed insured party; storing the identification data in a database;...
US20100042443 INTELLECTUAL PROPERTY ASSET TITLE INSURANCE  
Intellectual property asset title insurance and systems for providing title insurance for intellectual property assets are disclosed. A chain of title is determined for an intellectual property...
US20090030740 RETIREMENT PLANNING SYSTEM AND METHOD  
A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to...
US20090119133 METHOD AND SYSTEM FOR POLICY UNDERWRITING AND RISK MANAGEMENT OVER A NETWORK  
A system and method for collecting insurance information, providing premium quotations, and automating policy issuance and claim processing. An embodiment utilizes automated, task-based work flow...
US20130018677 COMPUTER-IMPLEMENTED METHOD AND SYSTEM FOR REPORTING A CONFIDENCE SCORE IN RELATION TO A VEHICLE EQUIPPED WITH A WIRELESS-ENABLED USAGE REPORTING DEVICE  
A computer-implemented method provides information about a financed, leased or insured vehicle having an onboard wireless-enabled usage reporting device for computing a risk associated with a...
US20130211860 METHOD AND APPARATUS TO FACILITATE DETERMINING INSURANCE POLICY ELEMENT AVAILABILITY  
A computing platform (201) of choice can be configured and arranged to access (102 and 103) a first memory (202) that stores attributes which specifically characterize a particular candidate...
US20120310678 MANAGING AN INSURNACE PLAN  
Managing an insurance plan includes receiving data relating to a life insurance policy of an insured person, the life insurance policy relating to in the event of the insured person dying, paying a...
US20120066006 METHOD FOR CONVERTING GENERAL ACCOUNT LIFE INSURANCE TO SEPARATE ACCOUNT LIFE INSURANCE  
A method is disclosed for converting a third-party owned life insurance policy from being guaranteed by an insurance carrier's general account to a life insurance policy guaranteed by the insurance...
US20070265885 Benchmarking system and method  
A method and system are disclosed. The method may include registering individuals online to be members of an online benefit plan management site, sending a form message to each of the members...
US20080147446 Government fund raising through insurance underwriting  
The current invention is a system, method and program product that uses assets held by Governments—i.e. land, mineral rights, etc. to underwrite insurance and generate revenues. The Government p...
US20140195272 SYSTEMS AND METHODS OF GAMIFICATION FOR A DRIVING PERFORMANCE PRODUCT  
Systems and methods of adding a gamification layer or platform to a driving performance product, such as, a usage-based insurance product. One method includes determining a game-based objective...
US20130124229 SYSTEM AND METHOD FOR SECURE SELF REGISTRATION WITH AN INSURANCE PORTAL  
Systems and methods are disclosed herein for processing a first-time registration request for electronic access to a plurality of computerized insurance services. A network interface is configured...
US20080270193 Transfer of risk of repair costs with renewal rights  
Methods of transferring risk of costs for repairs, methods of providing funding for repair costs, and articles for transferring risk of repair costs. Articles may be service contracts, and the...