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US20090055224 Health Expense Account, Health Insurance And Financial Product, And System And Method For Providing Employee Health Insurance Benefits  
Financial and health and medical care product and service. Health expense account, financial product, health care product that include or interact with the health expense account. System and method...
US20090271223 INCENTIVE COMPATIBLE AND RESETTING FIRST MORTGAGE LOANS AND METHODS, SYSTEMS, AND PRODUCTS FOR PROVIDING SAME  
A method for creating marginally priced reverse mortgage loans (MPRML) including the steps of identifying a borrower for a MPRML against a property owned by the borrower, determining an aggregate...
US20140278561 COMPUTERIZED SYSTEM AND METHOD FOR DETERMINING FLOOD RISK  
The present invention is a system for communicating the flood risk of a property to a user comprising a computer network, a first computerized device for displaying flood risk information in...
US20070043593 Multiple account updates in a practice management system  
An electronic practice management system can be configured to send batch update requests to one or more payors (e.g., insurers) of one or more pending claims for healthcare service. In one...
US20130041695 Life Insurance Cooperative  
A method in a server computer connected over a network to a group of participants, where each participant operates a client computer. The method receives a payment for each participant in the...
US20090326989 INTERACTIVE INFORMATION MANAGEMENT SYSTEM AND METHOD  
A method is provided for interactively managing insurance claim information using a web site with an insured side and an insurer side. An insured provides information pertaining to lost or damaged...
US20060015360 Insurance product associated with risk management on the application of crop inputs  
An insurance product comprises a crop risk insurance policy component that insures against risk of loss for at least drought. An endorsement assembly is associated with the crop risk insurance...
US20100131306 SYSTEM AND METHOD FOR CALCULATING AND PROVIDING A PREDETERMINED PAYMENT OBLIGATION  
A system and method is provided for calculating and generating a predetermined payment obligation. A hypothetical portfolio of securities is selected having an initial value. A financial instrument...
US20110251858 INSURANCE ALERT SYSTEM AND METHOD  
An insurance alert system comprises an alert module executable by a processor, the alert module configured to automatically interface with a plurality of different insurance providers for an...
US20110040582 ONLINE SYSTEM AND METHOD OF INSURANCE UNDERWRITING  
A user accesses online forms, enters information, and submits the data to an insurance underwriting server. The information may address health, family history, the applicant's profession, or...
US20050096945 Method of administering automobile insurance premium finance contract asset-backed securities  
The improved fiscal method in which automobile insurance premium finance contract asset backed securities (ABS) use the automobile insurance premium finance contracts as the underlying collateral...
US20110040581 LIFE SPAN SOLUTION-BASED MODELING  
A computer-implemented simulation calculates financial consequences and likelihoods for a large number of potential real life events based on demographic data and based on an individual's responses...
US20120284059 METHOD AND SYSTEM FOR DETERMINING THE IMPORTANCE OF INDIVIDUAL VARIABLES IN A STATISTICAL MODEL  
A method and system for determining the importance of each of the variables that contribute to the overall score of a model for predicting the profitability of an insurance policy. For each...
US20080177582 LIFE SETTLEMENT METHOD AND APPARATUS  
Methods and devices for reducing costs associated with life settlement transactions include an initial economic evaluation and a targeted but abbreviated verification of information provided by a...
US20140100893 REAL ESTATE DISCLOSURE REPORTING METHOD  
A real estate disclosure reporting method identifies a subject property, accesses an insurance claim database, determines from the database whether an insurance claim has been filed for the subject...
US20070276703 Integrated Enrollment System and Method  
A system for providing an integrated enrollment process for a health plan and a health savings account includes a processor for generating a user interface to enable a user to access an integrated...
US20110161115 PERSONAL INJURY VALUATION SYSTEM & METHOD  
The present invention is a method for calculating a current monetary value of a personal injury claim wherein computers are utilized to store, process, manipulate and analyze information collected...
US20060080153 Health care system and method for operating a health care system  
A health care system includes a data warehouse for accumulating data regarding laboratory test results, health care provider claims, pharmacy claims, supplemental information and immunization...
US20070260494 TECHNIQUE FOR GENERATING INSURANCE PREMIUM QUOTES BY MULTIPLE INSURANCE VENDORS IN RESPONSE TO A SINGLE USER REQUEST  
A method and system for providing a user with insurance premium estimates from insurance providers for an insurance product. Insurance providers for the insurance product are selected by the user....
US20090063200 METHOD AND SYSTEM FOR INITIALLY PROJECTING AN INSURANCE COMPANY'S NET LOSS FROM A MAJOR LOSS EVENT USING A NETWORKED COMMON INFORMATION REPOSITORY  
A system and method by which an insurance company can make a loss estimate resulting from a loss event use a networked central repository, such as an electronic collaboration site, for collecting...
US20090287510 Methods and products for providing incentive compatible mortgage loans  
A method for efficient first mortgage loans including the steps of identifying suitable borrowers for a marginally priced mortgage loan, determining an aggregate asset value of property owned by...
US20130132121 Flexible varying premium option for critical illness insurance  
Flexible, varying critical illness insurance premium schedules are determined. Input variables such as issue age, targeted present value and year-to-year premium relationship are supplied, as are...
US20110295625 INTELLECTUAL PROPERTY TRADING EXCHANGE  
A system and method for operating an exchange for the trading of intellectual property rights through the exchange are disclosed. The method includes: storing in a computerized storage device in...
US20130166324 SYSTEM AND METHOD FOR A COMBINATION GROUP AND INDIVIDUAL TRAVEL INSURANCE PROGRAM  
The present invention allows travel organizations to ensure that basic group, or “Core,” travel medical coverage is in effect for their travelers while allowing travelers the ability to upgrade the...
US20090240530 METHOD FOR SELLING MARINE CARGO INSURANCE IN A NETWORK ENVIRONMENT  
A storage media and method for transacting cargo insurance business in a network environment includes the on-line automation of quoting, billing, certificate issuance, underwriting, and claims...
US20070219831 Flight risk management system  
A Flight Risk Management System (“FRMS”). The system provides supplementary preflight and in-flight guidance to relatively inexperienced owner/operators of high performance aircraft. A pilot wis...
US20070198288 SALES METHOD THROUGH INTERNET  
The invention is about an internet sales method of goods and services, where a central organisation runs the web site, where the customer orders arrive and are carried out. The stages are of the...
US20100088122 LIFE INSURANCE SYSTEM AND METHOD  
A system for providing life insurance with no out-of-pocket cost including life insurance premiums, a cash component, an increasing death benefit having a fixed portion and a rider portion, the...
US20100138232 MOTIVATIONAL SYSTEMS FOR REMOTE PATIENT MANAGEMENT  
A patient management system includes a scheduler (20) configured to schedule engagements with a patient in accordance with a care plan (18). The engagements include at least presentation of...
US20100094664 INSURANCE CLAIMS AND RATE EVASION FRAUD SYSTEM BASED UPON VEHICLE HISTORY  
A system and method of identifying warning signs of fraud associated with vehicle insurance transactions is presented. The system and method operate by identifying a vehicle, retrieving vehicle...
US20060287892 Insurance product, rating system and method  
In the present invention, an insurance product, rating system and method generally relates to a rating and pricing system for quantifying the risk that the annual savings will not fall below...
US20140200930 Methods and Systems for Determining the Importance of Individual Variables in Statistical Models  
Methods and systems for determining the importance of each of the variables, or combinations of variables, that contribute to the overall score generated by a predictive statistical model are...
US20060155588 Insuring a negative non-monetary utility  
A computer-based method that includes specifying an arbitrary negative non-monetary utility that will be incurred by a beneficiary of insurance as a result of an uncertain occurrence to be covered...
US20080147449 METHOD FOR INSURANCE PORTFOLIO ANALYSIS  
A method for insurance portfolio analysis is provided. More specifically, a web based system is disclosed for managing user sessions over the Internet. The user can provide data relating to present...
US20140025391 ENHANCED TRANSACTION PROCESSING  
Methods, systems, and computer-executable instructions for operating a payment processing system are provided. An exemplary method includes receiving a request to determine a transaction capability...
US20090063198 INVESTMENT INSURANCE AUCTIONING METHOD AND SYSTEM THEREOF  
A method for providing investment insurance, and a related system, for use in the insurance business of financial e-commerce provides a novel funding operation approach to investment insurance. The...
US20070143148 Anonymous brokering of patient health records  
Method, apparatus and article of manufacture for brokering electronic health records of individuals. The individuals define respective policies that govern the accessibility to their records....
US20110106570 HEALTHCARE ELIGIBILITY TRANSACTIONS  
Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial...
US20120116824 SYSTEM AND METHOD FOR ADMINISTERING TELEMATICS BASED REINSURANCE POOLS  
A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor...
US20110112870 SYSTEM AND METHOD FOR ADMINISTERING TELEMATICS BASED REINSURANCE POOLS  
A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor...
US20090192831 SECURITIZATION OF HEALTH CARE RECEIVABLES  
A method, system, and control program for expediting payment of claims to service providers and to reduce institutional capital reserves. The method includes evaluating a risk of full payment of...
US20140149147 SYSTEMS AND METHODS FOR PROVIDING GROUP INSURANCE  
The present application discloses systems and methods for providing group insurance. An exemplary insurance system identifies or manages data relating to group membership based on a web portal...
US20060116915 Blanket insurance method and policy for insuring multiple unit dwellings  
A blanket insurance method and policy for insuring the owner of an apartment or multi-unit dwelling from damage to his building caused by his tenant's unintentional acts comprising: inputting into...
US20070288262 Method and system of adjusting medical cost through auction  
To provide a medical cost adjusting method for suppressing a medical cost to a reasonable price so that a person who suffers from a disease can receive an appropriate medical service even if the...
US20090108015 Combination ATM/Vending Machine Kiosk  
An all-purpose ATM kiosk/vending machine network that services the unbanked and underbanked markets, that will enables wireless transactions and processing of currency, pre-paid cash debit cards,...
US20100169127 System and method for managing intellectual property-based risks  
Presented herein are methods and systems for managing an entity's risks of patent coverage. More specifically, the present invention is directed to methods and system for insuring an entity against...
US20050182642 Rules based case management system and method  
The invention described herein provides a process supporting the Internet enabled exchange of pertinent information about a legal matter between the liability holder, generally an insurance...
US20060108434 Impartial co-management to aid crop marketing  
Impartial co-management to aid crop marketing is disclosed. A crop co-manager is associated with a plurality of crop storage facilities. The crop co-manager receives facility data that indicates...
US20090006135 Accelerated Payments for Health Care Plans  
A method for accelerating a payment to a merchant for a healthcare related claim. The method comprises submitting a healthcare related claim for payment from the merchant to a payer; determining at...
US20050049892 System and method for supply chain collaborative risk management  
A method, apparatus, and system for supply chain collaborative risk management of a cargo container. The invention includes a first entity for collecting data relevant to risks associated with the...