Match Document Document Title
US20140019333 Methods and Systems for Segmentation Using Multiple Dependent Variables  
Provided are systems and methods for partitioning of segments in a consumer credit segmentation tree. Segments can be defined based on regression tree analysis.
US20120016792 Electronic System for Financing Healthcare Treatment  
Systems and methods for financing healthcare treatment are described that include a web-based electronic infrastructure that automatically retrieves patient data from a patient management system...
US20140032300 Method and System for Debt Resolution Restricted Offer  
Various systems, computer program products, and methods for resolving financial issues using conditional debt resolution offers are described. A method may include determining a debtor that is to...
US20140207654 Methods, System and Associated Computer Executable Code for Facilitating Credit Transactions  
Disclosed is a system and method for Facilitating Credit Transactions, which may allow for the division of a given purchase or cash-withdrawal transaction amount, into periodical installments by...
US20130173448 Methods, System and Associated Computer Executable Code for Facilitating Credit Transactions  
Disclosed is a system and method for Facilitating Credit Transactions, which may allow for the division of a given purchase or cash-withdrawal transaction amount, into periodical installments by...
US20130310151 PRE-AUTHORIZED CASINO CREDIT INSTRUMENT  
A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a...
US20140289100 Method and System for Providing Financing  
Methods for financing dealer debt instruments for customers of a dealer are disclosed. One method, among others, an underwriter system that finances a dealer debt instrument based upon at least...
US20120296805 COMPUTING SYSTEM SUPPORTING ONLINE PURCHASES  
Computer code for, a method of, and a system for supporting financing of products offered for sale. The invention may include delivering personal credit information of the buyer for use in...
US20130179325 System and Method for Underwriting and Transferring Existing Credit Card Balances to a Credit Instrument Issuing Facility  
A system for transferring existing credit card balances to a credit instrument issuing facility including a refinance entity in communication with cardholders of one or more credit card accounts,...
US20140149272 INTEROFFICE BANK OFFERED RATE FINANCIAL PRODUCT AND IMPLEMENTATION  
The present invention is a system, method, and resultant financial for enabling a transparent estimation of an inter-bank offered interest rate which is dependent on market participant's...
US20120116954 AUTOMATED GLOBAL RISK MANAGEMENT  
A computerized risk management method and system for facilitating analysis and quantification of risk associated with a financial transaction. An automated global risk management system maintains...
US20130179331 METHOD AND SYSTEM FOR INTERNAL ANALYSIS OF LOAN INSTRUMENTS  
A system and method for overseeing the loan review process is provided. An embodiment of the system provides complete control over an automated loan review process. All loans and loan applications...
US20050027649 Event typer  
A method of categorizing risk events is presented. A minimal list of predetermined questions is presented to a user seeking to “type” a risk event. The questions are probative regarding the event,...
US20120185377 METHOD AND SYSTEM FOR GENERATING AND SHARING CUSTOMIZED PORTABLE CONSUMER DEVICES  
A method for receiving and presenting user-generated designs and sets of terms for portable consumer devices. The method provides for allowing a first person to create a customized design for a...
US20150178830 Method and System for Reduced-Risk Extension of Credit  
A system and method for extending a firm offer of credit without regard to the credit risk profile of the credit applicant is disclosed. Using seller-defined and/or system and method provider...
US20110218905 Method and System for Reduced-Risk Extension of Credit  
A system and method for extending a firm offer of credit without regard to the credit risk profile of the credit applicant is disclosed. Using seller-defined and/or system and method provider...
US20130179330 SUPPLY CHAIN FINANCE SYSTEM  
In an electronic supply chain finance system, a method of enabling a supplier to obtain funds includes receiving information from a buyer defining a payment obligation, receiving an offer to sell...
US20120215680 Financial services credit program  
Consumers are issued a credit card that is secured by the consumer's vehicle. This new card will combine all the best features and benefits of a traditional credit card, along with the higher loan...
US20120150725 RISK IDENTIFICATION SYSTEM AND METHODS  
The present invention relates to a system and methods by which the risk associated with a new opportunity or new or ongoing relationship may be assessed. An example of such new opportunity or new...
US20130346286 METHOD AND SYSTEM FOR PROVIDING A LOAN USING EQUITY IN A NEW HOME  
Systems and methods are disclosed for financing a transition of a borrower between ownership of a prior home to ownership of a new home in conjunction with services. The transition is associated...
US20130110655 SYSTEMS AND METHODS FOR SHARED LENDING RISK  
The system enables a merchant to choose the degree in which to participate in financing of a customer. This enables a new revenue stream for merchants beyond retail margin. The system also enables...
US20130159165 AUTOMATED PROCESS GUIDANCE APPLICATION AND METHOD FOR CREDIT INSTRUMENT ORIGINATION, ADMINISTRATION AND FRACTIONALIZATION SYSTEM  
A system and method for guiding a user through a complex process are disclosed. The system permits a credit originator as an originating user of the system to enter into, be guided through, and...
US20130275293 Automated Loan Risk Assessment System and Method  
An automated loan risk assessment system and method are described. The system is adapted to receive information about a loan or an insurance application requesting insurance to cover same. The...
US20110106693 Automated Loan Risk Assessment System and Method  
An automated loan risk assessment system and method are described. The system is adapted to receive information about a loan or an insurance application requesting insurance to cover same. The...
US20130332341 Systems and Methods for Monitoring and Optimizing Credit Scores  
The present disclosure provides systems and methods that monitor, on a recurring basis, a consumer's behavior as reflected on both the consumer's credit report and other sources, identifies...
US20130332340 Systems and Methods for Monitoring and Optimizing Credit Scores  
The present disclosure provides systems and methods that monitor, on a recurring basis, a consumer's behavior as reflected on both the consumer's credit report and other sources, identifies...
US20120254018 Methods and Systems for Score Consistency  
Provided are methods and systems for determining score consistency.
US20120072338 Machine, Program Product, and Computer-Implemented Method to Construct a Person-To-Person Loan  
Embodiments of the present invention provide a marketer for person-to-person lending or a bank server to promote a plurality of individual lenders bidding on a plurality of person-to-person loan...
US20140188697 METHOD AND SYSTEM FOR PROVIDING RISK INFORMATION IN CONNECTION WITH TRANSACTION PROCESSING  
A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such...
US20110112954 Method and System for Providing Risk Information in Connection with Transaction Processing  
A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such...
US20140379555 METHOD AND SYSTEM FOR AN INTEGRATED APPROACH TO COLLECTIONS CYCLE OPTIMIZATION  
Methods and systems are provided for an integrated approach to collections cycle optimization including optimizing personnel, communications, and collection resolutions, resulting in reducing the...
US20140040113 Methods And Systems For Online Credit Offers  
Provided are methods and systems for coordinating a loan between a lender and a borrower. The methods and systems can provide enhanced offers by way of a Best Offer Strategy and Standardized...
US20130151397 METHODS AND SYSTEMS FOR ONLINE CREDIT OFFERS  
Provided are methods and systems for coordinating a loan between a lender and a borrower. The methods and systems can provide enhanced offers by way of a Best Offer Strategy and Standardized...
US20120047064 METHODS AND SYSTEMS FOR ONLINE CREDIT OFFERS  
Provided are methods and systems for coordinating a loan between a lender and a borrower. The methods and systems can provide enhanced offers by way of a Best Offer Strategy and Standardized...
US20130036042 FACILITATING THE OWNERSHIP OF SOLAR-POWERED ELECTRICITY-GENERATING SYSTEMS  
Methods of facilitating a party's purchase of an electricity-generating solar power system are disclosed. The methods may comprise entering into, by the lender, an agreement with the party...
US20130030983 GENERATING OPTIMAL STRATEGY FOR PROVIDING OFFERS  
Generating optimal strategies for providing offers to a plurality of customers is described. A plurality of categorical attributes (for example, gender and residential status) and ordinal...
US20140316975 METHOD AND APPARATUS FOR FACILITATING ONLINE PAYMENT TRANSACTIONS IN A NETWORK-BASED TRANSACTION FACILITY USING MULTIPLE PAYMENT INSTRUMENTS  
A method and system for transferring value to a user of a transaction system including receiving from the user a request for value, evaluating the risk involved in providing the value by...
US20110202452 SYSTEM AND METHOD FOR PROVIDING BORROW COVERAGE SERVICES TO SHORT SELL SECURITIES  
The present invention is directed to providing borrow coverage services to clients by a conduit lender, while the conduit lender maintains a flat position. The source of supply for the loans is a...
US20140289098 System and Method for Analyzing Financial Risk  
The invention relates to the development of systems and methods for assessing a particular loan's financial risk due to process variations that have occurred in the underwriting and closing of the...
US20140351115 LOAN COMPLIANCE SYSTEM  
A software method and utility for business practice management based on a prescribed workflow with defined interactions between the users of the system, the clients of the business practice, and...
US20120185375 ONLINE MORTGAGE APPROVAL AND SETTLEMENT SYSTEM AND METHOD THEREFOR  
A method for automatically fulfilling lending conditions includes the steps of maintaining a database of a plurality of registered service providers, receiving a loan application having one or...
US20130297487 System and Method for Providing a Cash Advance  
A loan system and cash advance product is provided which provides funds instantly to a financial institution or equivalent payment provider for pick-up by a registered user of the system. The user...
US20150026034 Financial Systems and Methods for Increasing Capital Availability by Decreasing Lending Risk  
Some embodiments provide a guarantor system for backstopping all or a substantial portion of a lender's portfolio of loans with an insurance guarantee. The guarantor system builds the insurance...
US20140143127 SYSTEMS AND METHODS FOR PROVIDING SELLER-INITIATED FINANCING IN PRIVATE SALES  
Methods and systems are disclosed for providing seller-initiated financing in a sale of an item between private parties. A financial service system configures a financing program to give sellers...
US20150228017 METHODS AND SYSTEMS FOR APPROVAL OF CREDIT  
Embodiments disclosed herein provide systems and methods for approving financial credit to purchase goods and/or services carried by a gas retailer. In embodiments, the approval of financial...
US20110238564 System and Method for Early Detection of Fraudulent Transactions  
Systems, methods, and computer-readable media are disclosed for improved early detection and alerts related to fraudulent transactions. Certain embodiments involve sending an alert message to a...
US20140006254 METHOD AND SYSTEM FOR THE AUTOMATION OF ABATEMENT OF FINE RECOVERY  
Municipalities, local authorities and agencies fine property owners for property infractions each year. When these property fines are not collected, they are turned into a lien assessed against...
US20140164216 Financial Instrument and Method for Asset Financing in Stressed Markets  
The financial markets for housing or large secured assets can handle failures of payment arrangements of individual properties easily when the asset can be sold under normal market conditions or...
US20150170270 LOAN MATCHING PLATFORM SYSTEM  
A loan matching platform system, including an application operating unit, a membership information unit, a risk assessment unit and a transaction matching unit, which enables lenders and investors...
US20110035314 Mortgage Program  
A mortgage plan enabling a customer to enter into a rent-to-own contract with a third-party holding company, in order to enable the customer to purchase an asset such as a home, auto, boat, etc....