Match Document Document Title
US20090287613 AUTOMATED ACTIONS BASED ON RESTRICTIONS  
A technique for resolving a violation of an investment account restriction is provided. The restriction is associated with the holding of one or more securities in an investment account. A...
US20090287607 Method and Apparatus for Verifying the Legitimacy of a Financial Instrument  
An apparatus and method for verifying the legitimacy of a financial instrument used by a shopper is disclosed. A seller accepts details about goods and services to be delivered, and information...
US20090287604 DESKTOP ALERT WITH INTERACTIVE BONA FIDE DISPUTE INITIATION THROUGH CHAT SESSION FACILITATED BY DESKTOP APPLICATION  
A consumer installs a desktop application on a computer which renders a user interface on the computer's desktop. Upon installation, the desktop application is registered to receive offers and...
US20090287594 Methods of operating a self-service check depositing terminal to provide a tracking receipt  
A method of operating a self-service check depositing terminal is provided. The method comprises receiving a check from a depositor, attempting to return the check to the depositor, printing a...
US20090287593 SYSTEMS AND METHODS FOR PROCESSING COMMERCIAL FINANCIAL TRANSACTIONS  
Systems and methods for processing commercial financial transactions are provided. In one aspect, a method for processing a commercial financial transaction between a customer and a merchant is...
US20090287592 SYSTEM AND METHOD FOR CONFERRING A BENEFIT TO A THRID PARTY FROM THE SALE OF LEADS  
A computer system and method for operating a computer system to confer a benefit to a third party recipient from the sale of leads. Receiving a lead entry from the lead contributor, the lead entry...
US20090287565 SYSTEMS AND METHODS FOR POINT OF INTERACTION BASED POLICY ROUTING OF TRANSACTIONS  
Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a...
US20090287564 SYSTEMS AND METHODS FOR MAXIMIZING A REWARDS ACCUMULATION STRATEGY DURING TRANSACTION PROCESSING  
Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a...
US20090287549 METHOD OF ANALYZING A SALE PROCESS FOR A COMPANY  
Embodiments of the present disclosure provide a computer-implemented method, a machine, and computer program product to determine an adequacy of a process to sell an entity responsive to...
US20090287548 METHOD AND SYSTEM FOR TRANSFORMING INFORMAL UNTRADEABLE PROPERTY TO FORMAL TRADEABLE PROPERTY  
A method and system for transforming informal, untradeable properties into formal, tradeable properties in is carried out by controlling the design and implementation of regulatory and/or legal...
US20090287529 GRAPHICAL USER INTERFACE SYSTEM AND METHOD  
A computer-implemented data processing system comprises account management logic, workflow logic, and interface logic. The account management logic is configured to manage financial accounts...
US20090287524 Method for offering the user through a web portal a project to be financed by means of credits accumulated with the purchase over Internet in properly selected e-commerce sites  
A method by which various stakeholders may interact in order to allocate money funds to certain determined projects through a web portal to a project to be financed by means of credits accumulated...
US20090287510 Methods and products for providing incentive compatible mortgage loans  
A method for efficient first mortgage loans including the steps of identifying suitable borrowers for a marginally priced mortgage loan, determining an aggregate asset value of property owned by...
US20090287507 Method for Operating a Return Generation System and a System for Generating Returns  
A method for operating a return generation system comprises several steps. In a first step, a group of a plurality of individuals is determined. In a further step, at least one asset is gathered...
US20090281952 SYSTEM AND METHOD FOR SPECIFIED POOL TRADING  
A computer system and related computer-implemented methods are designed and configured to store and deliver, upon request, information related to a plurality of asset-backed security pools, and to...
US20090281947 METHOD AND SYSTEM FOR MOBILE COMMERCE  
An authorization subscriber identification module card, including: (a) a subscriber identification module chip; and (b) a near field communication chip, connected to the subscriber identification...
US20090281938 PENSION ADMINISTRATION SYSTEM AND METHOD  
The present invention is a universal pension administration system that allows multiple companies use the same system for valuation report generation, benefit calculation, database administration,...
US20090281937 System, Method and Apparatus for Associating a Credit Card Account with Sub-Account Codes  
A system, method, and apparatus for processing a purchase transaction includes receiving a purchase request associated with an item of purchase. The purchase request includes sub-account...
US20090281905 System and method for charitable donations  
A method and system is provided, in which an interfacing device is distributed free by a value net integrator to end users, or supporting parties, whose normal use thereof may benefit a soliciting...
US20090281899 METHOD FOR PLACING ADVERTISEMENT ON WEB PAGES  
A method for placing advertisements on a web page is disclosed which comprises providing a web page having a designated space for advertisement, providing a clickable member on the web page with a...
US20090281873 Systems and methods for providing spending information and budgeting recommendations to students  
Systems and methods are provided for electronically providing spending information and budgeting recommendations to a student of an educational institution. The systems and methods comprise...
US20090276369 SYSTEM AND METHOD FOR BENEFIT CONVERSION  
Described are systems and methods converting a first guaranteed benefit to a second guaranteed benefit. The system may include a first computing arrangement storing first annuity data indicative of...
US20090276368 SYSTEMS AND METHODS FOR PROVIDING PERSONALIZED RECOMMENDATIONS OF PRODUCTS AND SERVICES BASED ON EXPLICIT AND IMPLICIT USER DATA AND FEEDBACK  
The present describes systems and methods to support personal financial management by recommending financial products and services responsive to a user's particular financial health or situation...
US20090276351 SCALEABLE SYSTEM AND METHOD FOR DISTRIBUTED PREDICTION MARKETS  
Systems, methods, and software are disclosed to implement distributed prediction markets over the internet. A central platform executes web application software to host prediction markets (FIG. 1...
US20090276349 ELECTRONIC SECURITIES MARKETPLACE HAVING INTEGRATION WITH ORDER MANAGEMENT SYSTEMS  
An electronic trading marketplace (ETM) communicates with interfacing modules interfacing directly with order management systems (OMS's) at trading institutions. The interfacing modules...
US20090276347 METHOD AND APPARATUS FOR USE OF A TEMPORARY FINANCIAL TRANSACTION NUMBER OR CODE  
A temporary financial transaction number is generated for conducting a financial transaction, such as for paying for goods or services. The temporary number has limits on use, such as time, and...
US20090276346 SYSTEM AND METHOD FOR CLASSIFYING A FINANCIAL TRANSACTION AS A RECURRING FINANCIAL TRANSACTION  
A system that automatically classifies a financial transaction as a recurring financial transaction based on classification data obtained from a set of users is presented. The system can also...
US20090276344 Field 55 parser  
A payment device, method, and apparatus configured to parse customer exclusive data from a payment device or financial transaction data.
US20090276322 RETAILER DEBIT CARD SYSTEM  
Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. For example, a method is disclosed for enrolling a customer for a retailer debit card which includes...
US20090276249 Method and system for providing healthcare insurance  
A method and system for providing healthcare benefits according to the present invention may include a proposed healthcare plan having a primary component, a supplemental component, and a procedure...
US20090271333 Method and System for Transactions Involving a Mortgage Product That is Backed by a Mortgaged Property and Additional Financial Instruments  
A method and system for creating and transacting a mortgage product that is backed by a mortgaged property and additional financial instruments. The mortgage product requires the determination of...
US20090271307 METHOD AND SYSTEM FOR PROVIDING REAL ESTATE INFORMATION  
An interactive, computer-implemented system for providing a comparison of at least two real estate properties is provided. The system includes a database that stores a plurality of data relating to...
US20090271306 System and Method to Facilitate Secure Payment of Digital Transactions  
System and method for facilitating verification that an authorized user of an account initiated use of the account in a digital transaction online are described herein. A preferred embodiment...
US20090271305 PAYMENT PORTFOLIO OPTIMIZATION  
A method and system of payment portfolio optimization that retrieves information associated with a plurality of consumers in a consumer portfolio, separates by a diagnostics module on a computer...
US20090271301 MULTIPLE RATE CURRENCY CONSOLIDATOR  
A multiple currency rate consolidator addresses the needs of multi-national companies that do business in different currencies and tax localities. A consolidated view of financial data may be...
US20090271298 Securitized Commodity Participation Certificates Securitized by Physically Settled Contracts  
Techniques are described for securitizing, administering and trading various derivative shares securitized by derivative, physically-settled instruments on underlying assets that is, physical...
US20090271287 FINANCIAL LIFESTYLE NAVIGATOR AND BANKING SYSTEM  
Methods and systems for electronic financial management integrate many aspects of the typical banking system with exciting educational and social tools to engage users to participate in and learn...
US20090271252 Method for developing and implementing an employee incentive plan  
The employee incentive plan provides a method and system for tracking, calculating and implementing a self-adjusting employee incentive plan. The present invention provides a method and system for...
US20090265283 Systems and Methods for Ranking Investors and Rating Investment Positions  
Systems and methods for rating a plurality of investment positions are described. The rating comprises identifying a set of investors corresponding to each investment position of a plurality of...
US20090265272 MONEY TRANSFERS UTILIZING A UNIQUE RECEIVER IDENTIFIER  
Methods, systems, and machine-readable media are disclosed for financial transfers utilizing a unique identifier to facilitate flexible payment options for the transaction. According to one...
US20090265227 Methods for Advertisement Display Policy Exploration  
An exploratory ordering of advertisements is generated using an exploration policy that is a modified version of an existing policy. The exploration policy is defined to swap a pair of adjacent...
US20090262007 VEHICLE SPEED DETECTION DEVICE WITH WIRELESS COMMUNICATIONS CAPABILITY AND METHODS OF USE  
A portable speed detecting device includes wireless communications capabilities. This allows the portable speed detecting device to obtain information from remote sources via a wireless link. It...
US20090259599 METHOD AND APPARATUS FOR ANALYZING INDIVIDUAL AND COMPARATIVE RETURNS ON ASSETS  
A computer implementable graphical method and apparatus for presenting historical returns of one or more assets, liabilities, and/or indices is disclosed. A computer can plot an historical returns...
US20090259586 METHOD AND COMPUTER NETWORK FOR CO-ORDINATING FINANCIAL SERVICES/PRODUCTS  
The invention relates to a method and a computer for coordinating an electronic qualification form between a consumer and a plurality of financial service providers and wholesale investors. After...
US20090259582 System and Method for Trading  
The present invention provides a system and method for trading mortgage-backed securities (“MBS”). A system for trading includes a plurality of workstations interconnected by a server. The...
US20090259581 Financial activity relating to natural peril events  
A computer implemented method and system for automatically setting prices of financial products in a financial activity having a plurality of possible outcomes, includes receiving a first request...
US20090259580 FINANCIAL MODELING SYSTEMS AND METHODS  
Systems and methods for providing financial modeling are provided. A financial modeling method according to the present invention can comprise receiving comprehensive financial data relating to an...
US20090259579 SYSTEM AND METHOD FOR TRANSFERRING MONETARY VALUE BETWEEN CURRENCY DOCUMENTS  
A system and a method for transferring monetary value between first and second currency documents are provided. The method includes reading a first RFID tag on the first currency document to obtain...
US20090259578 Customer exclusive data  
A payment device, method, and apparatus configured to store customer exclusive data on to a payment card or payment device.
US20090259539 PROXIMITY-BASED BROADCAST VIRTUAL UNIVERSE SYSTEM  
In various embodiments, the proximity of an avatar with respect to a designated focal point object within a virtual universe is determined, and information associated with the designated focal...