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US20130097038 |
RESTAURANT SERVICE AND MANAGEMENT SYSTEM
The field of the invention relates to management systems including a hub, a set of clients, and a point of sale system, the management system operable to be controlled by management tool software....
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US20120215649 |
SYSTEM FOR SECURED TRANSACTIONS OVER A WIRELESS NETWORK
A system for implementing a method that books and pays a retailer having a POS connected to a transaction server storing confidential user information including a retailer identification, a user...
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US20110153441 |
Systems and Methods for Authorizing Use of Validly Sold Merchandise
The invention is generally directed to a method of managing the activation and use of a specific merchandise, facilitated between at least a retailer that sells the specific merchandise, a customer...
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US20120233005 |
SYSTEMS AND METHODS FOR SECURE WIRELESS PAYMENT TRANSACTIONS WHEN A WIRELESS NETWORK IS UNAVAILABLE
Systems, methods, and devices are disclosed which allow a mobile device user to complete financial transactions even when the mobile device is not connected to a wireless network. The systems,...
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US20120078738 |
Electronic registration systems for items purchased under a gift registry and/or for items to be distributed post-sale, and associated methods
The exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased products and, more particularly, to an improved electronic registration system that...
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US20130006785 |
SYSTEM AND METHOD TO FACILITATE SETTLEMENT OF A TRANSACTION
Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are...
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US20130054336 |
SYSTEM AND METHOD FOR INCORPORATING ONE-TIME TOKENS, COUPONS, AND REWARD SYSTEMS INTO MERCHANT POINT OF SALE CHECKOUT SYSTEMS
A method for incorporating one-time-tokens, coupon and reward systems in conjunction with merchants' POS checkout systems in the physical or virtual environments includes providing a consumer...
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US20110004527 |
FINANCIAL TRANSACTION APPROVAL SYSTEM AND METHOD
A method of sale including processing a plurality of purchases to be sold to a consumer, identifying a consumer financial account held by a financial institution, receiving authorization from the...
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US20130041741 |
System and Method to Facilitate Retail Promotions
Disclosed herein are systems and methods for facilitating retail promotions. The systems and methods disclosed generally include: (a) defining terms of a retail promotion; (b) identifying whether a...
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US20120226546 |
System and Method for Satisfying a Transaction Amount from an Alternative Funding Source
Systems and methods for paying a transaction amount at a point of sale (e.g. a physical point of sale or a virtual point of sale) are disclosed. The systems and methods are configured to monitor...
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US20120330768 |
REVERSE VAULT CASH SYSTEM AND METHODS
An electronic cash management system including a plurality of electronic cash safes each associated with a cash acceptor and a communicator under the physical control of a financial institution...
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US20050021411 |
Product code availability
A method, apparatus, system and signal-bearing medium, that saves a product code which enables use of a product on an electronic device. In various embodiments, the product code may be saved in the...
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US20110145080 |
Anonymous Pharmacy Order Processing
In an illustrative implementation, an anonymous pharmacy order processing system includes means for protecting downstream systems from exposure to confidential identity information, thereby...
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US20120253958 |
SYSTEM FOR GENERATING DIGITAL RECEIPTS
A digital receipt generator is placed between a point of sale terminal and a printer. The digital receipt generator receives receipt printing requests from the point of sale terminal, identifies...
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US20110137803 |
SECURE ELECTRONIC RECEIPT SYSTEMS AND METHODS
The present disclosure relates to secure electronic receipt systems and methods. The present invention removes the need for paper-based receipts while preserving security through use of a digital...
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US20120330767 |
SYSTEM AND METHOD FOR CONTROLLING FINANCIAL TRANSACTIONS OVER A WIRELESS NETWORK
A system and method for controlling financial transactions is disclosed. A customer, using a wireless device, identifies a point of sale and the amount of a transaction at that point of sale is...
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US20110208603 |
CUSTOMER ONBOARDING
Financial institutions are continuously seeking effective ways “to onboard” customers. As used herein, “to onboard” or “onboarding” refers to a financial institution building its relationshi...
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US20120209733 |
UNIFIED IDENTITY VERIFICATION
Apparatus, systems, and methods are disclosed that operate to register one time, at a server associated with an authenticating entity, information comprising an identity uniquely associated with an...
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US20110066514 |
System and/or method for handling returns involving products tied to post-paid subscriptions/services
The exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased products and, more particularly, to an improved electronic registration system that...
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US20120078739 |
Electronic registration systems for tracking and/or identifying fraudulent gift cards purchased or linked to fraudulent item returns, and associated methods
The exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased products and, more particularly, to an improved electronic registration system that...
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US20100057654 |
SELF-LEARNING SYSTEM AND METHOD FOR PROVIDING A LOTTERY TICKET AT A POINT OF SALE DEVICE
A system for managing a purchase agreement, including: a memory element for at least one specially-programmed general purpose computer, for storing an artificial intelligence program (AIP), and a...
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US20110119142 |
SYSTEM AND/OR METHOD FOR HANDLING RECALLED PRODUCT PURCHASES AND/OR RETURN/WARRANTY REQUESTS
Certain exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased products and, more particularly, to improved electronic registration techniques...
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US20110071914 |
Method and Apparatus for Secure Transaction Management
Methods and apparatuses for secure transaction management are provided. An example method may include verifying that a mobile terminal identifier is registered with an account, generating an...
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US20130097040 |
ONLINE PURCHASE FROM A MOBILE DEVICE USING A DEFAULT PAYMENT METHOD
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
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US20110078031 |
SECURE TRANSACTIONS USING A POINT OF SALE DEVICE
Systems and methods are provided for secure transactions according to one or more embodiments. According to an embodiment, a method for providing secure transactions comprises initiating a...
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US20130085877 |
INTERMEDIARY-BASED TRANSACTION SYSTEM
An intermediary-based, computer-implemented transaction-system for conducting transactions between entities connected via a social graph of a virtual social network is disclosed. The system...
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US20060085270 |
Process and system for providing information to customers at point of sale
Customers at a point of sale are provided with offers for goods and services, based on past transactions for that customer. Transaction histories are collected for customers, and customers are...
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US20100306072 |
INSTANT FINANCIAL CREDIT SYSTEM
Systems, apparatus, and computer program products are provided that allow for a credit partner, such as a retailer, to process a customer credit card application at multiple...
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US20120290421 |
Enabling a Merchant's Storefront POS (Point of Sale) System to Accept a Payment Transaction Verified by SMS Messaging with Buyer's Mobile Phone
A mobile payment system authorizes payment by sending a Short Message Service (SMS) text message or secure hypertext transfer protocol (HTTPS) request to a customer's mobile phone or mobile device...
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US20130097041 |
ONLINE SHOPPING USING A CLOUD-BASED MOBILE WALLET
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
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US20120185344 |
METHOD AND SYSTEM FOR SPORTING EVENT BETTING AT A POINT OF SALE TERMINAL
A point of sale system and method for consummating sales transactions and enabling sporting event betting. The point of sale system includes a cash register, an event server, and a customer...
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US20100094733 |
SYSTEM AND METHOD FOR INCENTIVIZING THE PURCHASE OF RETAIL PRODUCTS
A method of incentivizing the purchase of products from a retailer includes receiving customer identification information when a customer purchases a number of gallons of gasoline, determining...
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US20090063176 |
SHOPPING CART BASKET MONITOR
A system prevents non-payment for goods carried through a checkout aisle in a shopping cart. In the system, a scale determines the end-weight of the cart after all goods are presumably removed....
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US20130124351 |
USING AN NFC ENABLED MOBILE DEVICE AS A POS TERMINAL
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
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US20130103518 |
IN STORE MOBILE PAYMENT USING A DEFAULT PAYMENT METHOD
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
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US20110238514 |
Transaction Completion Based on Geolocation Arrival
Techniques for providing friction-free transactions using geolocation and user identifiers are described herein. These techniques may ascertain a user's location based on a location of a mobile...
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US20120310756 |
SYSTEM AND METHOD FOR DISPLAYING USER'S SIGNATURE ON POS TERMINALS
A system and a method for authenticating financial transactions on PUS terminals have been disclosed. The system 100 authenticates the financial transaction by displaying a user's signature, at the...
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US20090076923 |
Secure Customer Relationship Marketing System and Method
Network systems and methods are disclosed for maintaining purchase history databases useful for targeted marketing while preventing users from obtaining access to customer financial accounts.
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US20130103466 |
FINANCIAL TRANSACTION PROCESSING WITH DIGITAL ARTIFACTS USING A MOBILE COMMUNICATIONS DEVICE
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
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US20090313132 |
HANDLING PAYMENT RECEIPTS WITH A RECEIPT STORE
A receipt store may be provided as a service. Electronic payment receipts generated in any type of transaction may be delivered to the receipt store. A customer may subscribe to a particular...
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US20100057620 |
Mobile personal point-of-sale terminal
A customer mobile personal point-of-sale terminal (CMPPT) includes a Point-Of-Sale (POS) sleeve portion that slidingly engages, and couples to, a cellular telephone. The cellular telephone is used...
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US20090204499 |
ELECTRONIC INCENTIVE DISTRIBUTION SYSTEM
Product incentive distribution systems and methods are disclosed. One such system includes a product incentive distribution unit placed at a retail location in association with a product and...
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US20130046625 |
PROVIDING FINANCIAL INSTITUTION INFORMATION OR OFFERS TO USER THAT ARE DETERMINED TO BE OR WILL BE TRAVELLING
Methods, apparatus and computer-program products are described for providing travel- location merchant offers to users who are determined to be travelling based on Point-Of-Sale (POS) transaction...
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US20050246234 |
Automatic purchase categorization system
A purchase tabulating system and method that can transmit UPC (bar code) information to a database so actual products purchased can be stored in the database. Information from the database can be...
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US20110016008 |
Electronic registration systems for processing variable or multiple return/warranty policies, and associated methods
The exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased products and, more particularly, to an improved electronic registration system that...
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US20130103517 |
USING A SECURE ELEMENT COUPLED TO A MOBILE DEVICE AS A POS TERMINAL FOR PROCESSING MAG STRIPE TRANSACTIONS
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of...
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US20100010904 |
Immediate recognition of financial transactions
Immediate recognition of deposits and other transactions may be provided by a financial institution for transactions conducted at a remote location. The financial institution may receive...
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US20100030652 |
Hosting Interactive Management System
The present invention provides a computerized and interactive hosting management system adapted to facilitate communication between customers and service providers. The interactive system can be...
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US20110202417 |
INTEGRATED SYSTEM AND METHOD FOR ENABLING MOBILE COMMERCE TRANSACTIONS USING ACTIVE POSTERS AND CONTACTLESS IDENTITY MODULES
A method, integrated system and Active Poster for processing mobile touch transactions. The integration consists of an RFID or other near field communication enabled device which may be standalone,...
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US20120330769 |
ELECTRONIC TRANSACTION TECHNIQUES IMPLEMENTED OVER A COMPUTER NETWORK
Various techniques are disclosed herein for enabling and facilitating identification management and identity verification transactions conducted over computer networks. Some aspects disclosed...
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