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US20120072277 SYSTEM AND METHOD FOR PRESENTING A COMPETITIVE COMPARISON OF A RECOMMENDED OR CUSTOM CARD  
A system, computer product and method for presenting a competitive comparison of a recommended financial transaction instrument. A set of questions is presented to a consumer in order to determine...
US20140344037 DIGITAL EXCHANGE SERVING AS AN INTEGRATED, CONTINUOUS SPONSORSHIP AND PROMOTION SYSTEM FOR COMMUNITY BUSINESSES, ORGANIZATIONS, AND SCHOOLS  
A method of operating a digital system where the method includes providing a server connected to a communications network configured for two-way communications for system users, and configuring...
US20130159084 LOYALTY AND REWARD PROGRAM AND METHOD TO INCENT PARTICIPANTS  
A method of providing rewards to a first party is shown and described. The method may include, the steps of providing a loyalty award Internet website, purchasing a plurality of promotional codes,...
US20140304057 LOYALTY REWARDS OPTIMIZATION BILL PAYABLES AND RECEIVABLES SERVICE  
For several accounts receivable, a reward account is determined as the account that receives the largest deposit to the loyalty reward balance thereof by a payment of the account receivable. For...
US20060242021 Attrition of affinity points  
Affinity points issued to customers as premiums for other activities or for purchases are maintaining for each customer an account of accrued affinity points. Each customer has a respective...
US20070179848 EMPLOYING CUSTOMER POINTS TO CONFIRM TRANSACTION  
The claimed subject matter can provide a mechanism that facilitates a new advertising and/or referral architecture in the Internet advertising space, e.g., for advertising on search engine web...
US20150242879 METHOD FOR PROVIDING DIGITALIZED CUMULATIVE COUPON SERVICE AND SYSTEM FOR SAME  
A method for providing a digitalized cumulative coupon service and a system for the same are disclosed. The method for providing a cumulative coupon service can comprise the steps of: accumulating...
US20090299844 PREPAID RELOADABLE ELECTRONIC TRANSACTION CARDS WITH LOYALTY PROGRAM  
A reloadable prepaid electronic transaction card is provided that is tied either electronically or physically with a loyalty program, a bonus point program or reward program. The card includes...
US20130060623 SYSTEM AND METHOD FOR MANAGING AND REDEEMING OFFERS WITH A LOCATION-BASED SERVICE  
A location-based service is provided that may be integrated with venue systems, credit card processing systems, and/or loyalty systems for purposes of increasing the likelihood that offers will be...
US20130080239 System and Method for Incentives  
The invention relates generally to systems and methods for the non-public creation, distribution and redemption of incentive offers. More particularly, the system and method generates incentives...
US20130097003 COMPUTERIZED METHOD AND SYSTEM FOR ACCESSING MEDIA CONTENT OF A KNOWN PERSON  
An access system and method which provides a user the ability to purchase virtual stock in known persons in exchange for access to media content associated with the known person. The purchase of...
US20070271156 Efficiency of E commerce shopping from a picture or motion picture on the Internet  
A method and apparatus for adding items/services/sales to a shopping cart directly from a static or moving picture while maintaining single user interface which includes all site navigating and...
US20140136309 SYSTEM AND METHOD FOR OPTIMIZING CARD USAGE IN A PAYMENT TRANSACTION  
Systems and methods for enabling a user to use a single financial card in a payment transaction for optimizing card rewards are disclosed. A database having a plurality of payment instruments such...
US20150262499 HEALTH MANAGEMENT SYSTEM  
A health management system that guides and encourages users to make healthy lifestyle choices.
US20150262498 HEALTH MANAGEMENT SYSTEM  
A health management system that guides and encourages users to make healthy lifestyle choices.
US20120226545 SYSTEM AND METHOD FOR PROVIDING COUPON-LESS DISCOUNTS BASED ON A USER BROADCASTED MESSAGE  
The systems and methods provide an offer to a user that may be accepted by the user through an action by the user. The action may be, for example, a broadcast through a social media channel. The...
US20080195485 Prepaid foreign currency transaction platform  
Computer-implemented systems and methods for a consumer to make transactions in a foreign currency at a predetermined exchange rate, comprising enabling a consumer to prepay an issuer for a...
US20140072235 INTERACTIVE VISUAL ADVERTISEMENT SERVICE  
In accordance with embodiments disclosed herein, there are provided systems, apparatuses, and methods for implementing an interactive visual advertisement service as described herein. For example,...
US20120066050 SYSTEM AND METHOD FOR PROVIDING LOYALTY CARD REWARDS THROUGH AN ALTERNATE USER FINANCIAL INSTRUMENT  
The present disclosure relates to comparison shopping and usage based service analysis for consumers, primarily for financial products. A consumer may not be aware of a provider's services,...
US20120226544 Method and system to create a proprietary social network that allow users to earn free points when they perform certain action on the social network. The method also deducts points when the user fails to perform certain task. The method allows users to accumulate points which convert to credits. The method and system allow users to use credits towards the purchase of special deals offered on the social network.  
The invention relates to a system an algorithm where people in a network earn virtual currency in the following manner; when they perform task and buy and trade currency in the network. The system...
US20140019223 SYSTEM AND METHOD FOR USING PAYMENT CARDS  
A system and method are provided for using payment cards. The method includes issuing promotion offers pertaining to the payment cards in real time. The method further includes redeeming the...
US20110047017 Offer Management Method And System  
An offer management system may provide an open platform capable of aggregating offers from multiple offer providers. All offers may be uploaded to the offer management system and presented to...
US20150073887 MOBILE PAYMENT AND POINT SYSTEM AND METHOD  
A system and method allows a consumer to purchase goods and services from merchants and redeem offers made by a merchant with a digital transaction on a smart phone. The merchant receives and...
US20130041739 METHOD AND SYSTEM FOR ADDING A TRANSACTION INSTRUMENT TO A LOYALTY CAMPAIGN  
A loyalty gateway (130) obtains, from a point of sale device (120), a mobile device identifier corresponding to a mobile device (110) of a customer and transaction information including a...
US20130166370 REWARDS SYSTEM AND METHOD  
A rewards system and method are provided in which the system has a reward defining engine and a rewards earning engine that are able to define a reward and allow users to earn a reward.
US20130290089 METHOD FOR INCREASING SHOP FOOT TRAFFIC WITH CUSTOMER REWARDS  
A method and system for increasing store foot traffic by providing customers with reward incentive. Retailers and customers sign up to the incentive program with an app being provided to the...
US20120303430 SYSTEM AND METHOD FOR PROVIDING INTERNATIONAL COUPON-LESS DISCOUNTS  
The systems and methods of the disclosure allow user from various countries to take advantage of offers when they are traveling internationally. Once the purchase associated with the offer is...
US20130144704 Telephony Based Reward System  
The present disclosure describes a system and method for managing through telephony systems a customer reward system, such as, a spend and get reward system. In one embodiment, a virtual punch...
US20120191525 Systems and Methods to Facilitate Loyalty Reward Transactions  
A communications system for financial transactions, such as payment transactions made via credit accounts, debit accounts, prepaid accounts, bank accounts, stored value accounts and the like, is...
US20110166910 POST-MIX BEVERAGE SYSTEM  
A beverage dispensing system comprises a container, an attachment mechanism, and a cartridge. The container may hold a mixing solution or liquid, such as water, to be mixed with the contents of...
US20130246152 Electronic Trading System and Method for Marketing Products and Services  
A consumer is provided with a first asset in return for a promise to earn an agreed to number of points over an agreed to redemption period. The consumer subsequently earns the points by...
US20140032297 MOBILE DEVICE MEDIATED HANDLING OF REWARD POINTS REDEEMABLE TOWARDS LOCAL TRANSPORTATION  
A method and system for generating, collecting and redeeming reward points. The reward points are redeemable for local transportation services such as taxi transportation. Generation comprises...
US20130073369 System and Method For Influencing Consumer Purchasing Of Consumer Packaged Goods  
The present invention has been developed in response to problems and needs in the art that have not yet been fully resolved by currently available marketing systems and methods, particularly in...
US20120215637 SYSTEM AND METHOD FOR PERFORMING SOCIAL NETWORKING AND LOYALTY PROGRAM FUNCTIONS AT A VENUE  
A method and system is provided that permits a user at a venue location to be more effectively engaged by a venue operator. In one example, a user may be permitted to receive awards based on one...
US20140278886 Systems and Methods of Virtual Marketplace of Reward/Loyalty Points  
Example embodiments of systems and methods of a virtual marketplace for reward/loyalty points disclosed herein may use geo-fencing to create a marketplace of reward points. The disclosed...
US20070179853 ALLOCATING REBATE POINTS  
The claimed subject matter can provide a mechanism for issuing advertising rebates to the advertisers in the form of advertiser points. In one aspect the points can be issued as a function of a...
US20140207554 ONLINE REWARD POINT EXCHANGE METHOD AND SYSTEM WITH PRICE, REDEMPTION AND TRANSACTED VALUE DISCOUNT SCHEDULING  
An online reward exchange system and method of operation, which includes an exchange computer that interoperates via a computer network with user computers, reward point issuer computers, and...
US20130282470 SYSTEM AND METHOD FOR PROVIDING REAL-TIME LOYALTY DISCOUNTS AND PAPERLESS RECEIPTS  
Systems and methods for transaction-based recordation of a new payment identifier. A payment identifier and a first user account associated with the payment identifier are received, the payment...
US20120041812 METHOD AND SYSTEM FOR USING REWARD POINTS TO LIQUIDATE PRODUCTS  
A user selects a product to be liquidated from a product provider and then designates to the transacting entity that reward points are to be used towards the purchase of the liquidated product....
US20140229264 LOYALTY POINT COLLECTION AND DISTRIBUTION SOCIAL NETWORK SYSTEM  
A method and system of collecting loyalty points and distributing them in a social network includes forming at least one social network of an individual and one or more other network individuals;...
US20140108120 Mobile Rewards Redemption System and Method  
A mobile rewards real-time redemption system allows members of programs to use a mobile rewards redemption application via their mobile device to redeem currency or points. A ‘ghost’ credit/debit...
US20100324986 PAY YOURSELF FIRST WITH REVENUE GENERATION  
The system identifies a revenue producing opportunity for a user. The system obtains information related to the user's income, income sources, user's debts (e.g., bills) and user's goals. The...
US20130179248 METHOD AND SYSTEM FOR MANAGING REWARD REVERSAL AFTER POSTING  
A system for managing reward reversal is provided. The system includes a device that is capable of adjusting the accumulation and redemption levels of rewards after a purchase or return transaction.
US20140136310 METHOD AND SYSTEM FOR SEAMLESS INTERACTION AND CONTENT SHARING ACROSS MULTIPLE NETWORKS  
A system and method for communication between a plurality of users in a communication network are disclosed. Each of the plurality of users is associated with at least one communication device....
US20120130794 Method and System for Managing Customer Relationships  
According to one embodiment, the method comprising the steps of creating, by a first user of the social networking site, at least one first profile associated with a business; creating, by a...
US20140164088 SOCIAL NETWORK LOYALTY-REWARD SYSTEM AND METHOD  
A social network loyalty-reward system and method provides an application downloadable to a mobile device. Using the system and a customer's mobile device, the application permits participation in...
US20150066623 SYSTEMS AND METHODS FOR PROVIDING FLEXIBLE INCENTIVE REWARDS  
Systems and methods are disclosed for providing a financial account with incentives. In one implementation, a method is provided that includes receiving a selection of at least one identified...
US20120323667 SYSTEM AND METHOD FOR ASSOCIATING DISCOUNTS WITH PAYMENT OPTIONS  
Systems and methods for associating discounts or incentives with payment options are presented. In various embodiments, a customer purchasing goods or services is presented with various discounts...
US20130036000 FINANCIAL TRANSACTION SYSTEM AND METHOD  
Systems, methods, and computer program products are provided for conducting mobile and online financial transactions. Methods include receiving financial transaction instructions, wherein the...
US20140200982 Dynamic Beneficiary System  
A method and system for the dynamic assignment of benefits to one or more recipients based on rules associated with commerce transactions. Customer purchases goods or services from a merchant....