Match Document Document Title
US20120191517 PREPAID VIRTUAL CARD  
A method for issuing a virtual financial instrument is disclosed, the method comprising receiving user identification information, receiving balance information, generating a financial instrument...
US20130132176 OFFER MANAGEMENT AND SETTLEMENT IN A PAYMENT NETWORK WITH PURCHASE CODE  
A payment network for facilitating transactions involves management of offers and accounts associated with a consumer. During a transaction, the payment network can associate one or more offers...
US20120323655 FUNDRAISING SYSTEM  
Systems and methods for an organization to raise funds via contributions by a merchant are described. In one example system, a supply of unique codes is associated with a respective merchant for...
US20120185312 SYSTEMS AND METHODS FOR IMPLEMENTING FINANCIAL TRANSACTIONS  
A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a...
US20100299195 SYSTEMS AND METHODS FOR IMPLEMENTING FINANCIAL TRANSACTIONS  
A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a...
US20150178753 SYSTEM AND METHOD FOR RECONCILIATION OF NON-CURRENCY RELATED TRANSACTION ACCOUNT SPEND  
A system and method for facilitating automatic reconciliation of transaction card transactions is disclosed, wherein a user may request single-use account codes via the Internet. The system...
US20140039997 System and Method for Funding a Collective Account  
A system and method for funding a collective account such as a charitable account includes issuing a plurality of financial instruments, linking the financial instruments to the collective...
US20130218654 System and Method for Funding a Collective Account  
A system and method for funding a collective account such as a charitable account includes issuing a plurality of financial instruments, linking the financial instruments to the collective...
US20120041808 Mobile System and Method for Loyalty Currency Redemption  
Systems and methods are disclosed for generating monetary currency using a mobile communications device for immediate use for the purchase of items, wherein the monetary currency comprises a...
US20140164086 SYSTEMS AND METHODS FOR ASSISTING AND INCENTIVIZING CONSUMERS  
Systems and processes are disclosed for assisting and incentivizing a user to save money by avoiding impulsive purchases. In certain embodiments, disclosed embodiments may include mechanisms to...
US20130066699 SYSTEMS AND METHODS FOR PROVISIONING REBATE INSTRUMENTS  
A promotional rewards system processes data from transactions with consumers, some of which qualify for rebates. Qualified rebates are remitted to the consumer through a first value instrument,...
US20120136705 CHARGING FEE BILLING METHOD, CHARGING FEE BILLING SYSTEM, CHARGING STAND DEVICE, AUTOMOBILE-MOUNTED CHARGING DEVICE  
In a charging fee billing system according to the invention, a preferential card having preferential information stored thereon is issued, the preferential information allowing for an investor...
US20120004967 SYSTEM AND METHOD FOR PROVIDING A FUTURE REWARD THROUGH A USER FINANCIAL INSTRUMENT  
A system and method for providing a future reward through a user financial instrument includes gathering transaction data from a user's financial account, wherein the user's financial account is a...
US20120323657 SYSTEM AND METHOD FOR PROVIDING INTERNATIONAL COUPON-LESS DISCOUNTS  
The systems and methods of the disclosure allow user from various countries to take advantage of offers when they are traveling internationally. Once the purchase associated with the offer is...
US20120303430 SYSTEM AND METHOD FOR PROVIDING INTERNATIONAL COUPON-LESS DISCOUNTS  
The systems and methods of the disclosure allow user from various countries to take advantage of offers when they are traveling internationally. Once the purchase associated with the offer is...
US20130117084 ENGAGEMENT REWARD AND REDEMPTION SYSTEM  
An engagement reward and redemption system is disclosed. Within the platform, consumers, entities and processes interact with an engagement management system to manage transactions, compensation...
US20120166265 NETWORKED GAMING SYSTEM WITH STORED VALUE CARDS AND METHOD  
Disclosed are gaming machines, gaming systems and methods including stored value cards. Networked gaming systems are described which include one or more gaming machines with a stored value card...
US20140058815 SYSTEM AND METHOD FOR LOCATION BASED MOBILE APPLICATION OFFERS  
The systems and methods of the disclosure allow a user to take advantage of offers via a mobile application. In response to a purchase associated with the offer is made, the transaction...
US20110302012 SYSTEM AND METHOD FOR REDEEMING COUPONS  
A system and method for redeeming coupons including a base station providing a user redeemable coupon account for a user and a redeemable coupon feeding provider server coupled to the base station...
US20140081728 ONLINE POINT REDEMPTION AND DISTRIBUTION SYSTEM  
An online point redemption and distribution system. The online point redemption and distribution system is used in combination with a cloud computing operating system to allow consumers and stores...
US20140129308 SYSTEMS AND METHODS TO PROVIDE OFFER BENEFITS BASED ON ISSUER IDENTITY  
Systems and methods configured to specify and/or deliver the benefit of an offer, based on the identity of an issuer of a consumer payment account with which the offer is associated and using...
US20130268332 SYSTEMS AND METHODS FOR ENHANCING CUSTOMER SERVICE  
A method is disclosed for determining that a consumer is within an area encompassing a merchant. A visual description of the consumer is transmitted to the merchant. Consumer status information is...
US20130204687 INVOICELESS TRADING AND SETTLEMENT METHOD AND SYSTEM  
Methods and systems consistent with the present invention overcome the shortcomings of existing trading systems by providing an invoiceless trading system that creates incentives for customers to...
US20120035998 SYSTEM AND METHOD FOR USING LOYALTY REWARDS AS CURRENCY  
The present invention involves spending loyalty points over a computerized network to facilitate a transaction. With this system, a loyalty program participant is able to use an existing...
US20140195318 MOBILE COUPON ANALYSIS SYSTEMS AND METHODS  
Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and...
US20110276378 MOBILE COUPON ANALYSIS SYSTEMS AND METHODS  
Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and...
US20110125564 ACCOUNT LEVEL LIQUIDITY SURCHARGE DETERMINATION  
Methods, computer readable media, and apparatuses for measuring, calculating, analyzing, and using account level profitability metrics are presented. Various statistics may be collected and...
US20110276379 SYSTEM AND METHOD FOR PROVIDING A DISCOUNT  
In particular, systems and methods are provided for delivering a discount using a partner-issued currency or a combination of virtual currency and partner-issued currency. Inventive systems and...
US20140012646 SYSTEM AND METHOD FOR PROVIDING A DISCOUNT  
Systems and methods are provided for delivering a discount using a partner-issued currency or a combination of virtual currency and partner-issued currency, offering a high-perceived savings value...
US20130103472 AFFILIATE OFFER REDEMPTION METHOD AND SYSTEM  
An offer processing system and method allows offers that are presented to a consumer by an affiliate to be accepted and thereafter, the offer including its conditions and an affiliate identifier...
US20120203609 SYSTEM AND METHOD FOR A RETAIL AND INVESTMENT APPLICATION  
A system for an Internet-based retail and investment platform includes a bank application and a retail market platform. All transactions between the bank application and the retail market platform...
US20140156368 SYSTEMS AND METHODS FOR PROVIDING CREDIT TO FINANCIAL SERVICE ACCOUNTS  
A system and method is provided for redeeming coupons to credit a customer's financial service account without sharing the customer's restricted information with merchants. The system and method...
US20130159023 SYSTEM AND METHOD FOR EVIDENCE BASED DIFFERENTIAL ANALYSIS AND INCENTIVES BASED HEAL THCARE POLICY  
An evidence based cost modeling and predictive analysis system, and an incentives based plan to reduce healthcare costs are disclosed. An analytics system may generate incremental expenditures...
US20120265593 SYSTEM AND METHOD FOR DETERMINING POSITIVE BEHAVIOR AND/OR MAKING AWARDS BASED UPON GEOGRAPHIC LOCATION  
The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments...
US20110178856 SYSTEM AND METHOD FOR SHARING WITH REGISTERED USERS REVENUE GENERATED BY ADVERTISEMENTS DISPLAYED WITH CONTENT  
Systems and methods for sharing advertisement payment revenues with users of a search engine, as well as other user content recipients are disclosed. A user's general profile is established by...
US20140006126 AUTOMATIC REDEMPTION OF MANUFACTURER OFFERS  
A method of automatic redemption of manufacturer offers comprises a loyalty card account linked to a remote offer redemption system. Manufacturers send offers to the remote system, wherein each...
US20140257954 Goal-Oriented Long Term Incentive Award Education System  
A long term goal oriented incentive learning and feedback award system is disclosed. A kid user, parent, a school, a charity and/or a program provider are enabled to directly interact to provide...
US20140108110 Goal-Oriented Long Term Incentive Learning, Feedback and Survey Award System  
A long term goal oriented incentive learning and feedback award system is disclosed. A plurality of third party providers are enabled to directly provide financial incentives to a user in exchange...
US20120296720 MOBILE REWARDS REDEMPTION SYSTEM AND METHOD  
A mobile rewards real-time redemption system allows members of programs to use a mobile rewards redemption application via their mobile device to redeem currency or points. A ‘ghost’ credit/debit...
US20110004514 PAY YOURSELF FIRST WITH REVENUE GENERATION  
The system identifies a revenue producing opportunity for a user. The system obtains information related to the user's income, income sources, user's debts (e.g., bills) and user's goals. The...
US20110106602 System for Incentivizing Financial Account Users  
A system to incentivize financial account holders, such as a checking account, by providing a cash bonus for certain activities in the financial account, including certain deposits, electronic...
US20120265592 SYSTEM AND METHOD OF SATISFYING A SHARED ADVERTISING OBLIGATION  
A system and method for at least partially satisfying an advertising obligation is provided where a voucher is conveyed or sold to a consumer, the voucher is redeemed with a vendor, and the vendor...
US20110082732 Cost return economics patronage incentive future benefits system providing cost return goods and services and method and apparatus thereof  
A cost return economics future patronage incentive benefits system provides economic transactions or other transactions that from a smaller amount return as a benefit the entire amount of the...
US20120004966 SYSTEM AND METHOD FOR PROVIDING REWARDS THROUGH A USER FINANCIAL INSTRUMENT  
A system and method for providing rewards through a user financial instrument includes gathering transaction data from a user's financial account, wherein the user's financial account is a...
US20120215606 NON PRE-APPROVED CHANNEL FILTERING FOR CARD ACQUISITION  
Information can be shared across a pre-approved (PA) channel and a non pre-approved (NPA) channel to reduce unnecessary offers of a transactional instrument or transactional instrument upgrade to...
US20140379448 Method For Purchasing Regulated Products Via The Internet  
The present invention relates to an order management system for purchasing regulated products such as wine over the Internet. Currently, U.S. states require wine to be purchased directly from a...
US20130325574 FINANCIAL ACCOUNT RELATED TRIGGER FEATURE FOR OFFERING SERVICE DISCOUNTS  
Systems and methods for producing and maintaining account related triggers are provided herein. The systems and methods may be utilized for marketing service savings opportunities to a customer of...
US20120259685 Systems and Methods for Managing Pre-Paid Transactions  
Systems and methods for managing pre-paid transactions are provided. In one embodiment, a method for managing pre-paid transactions includes receiving a set of vendor settings from a first vendor...
US20090112711 TRANSACTION PRODUCT WITH MOVABLE MEMBER  
A transaction product includes a first member, a second member and an account identifier. The first member defines a window. The second member is substantially enclosed within the first member and...
US20110161149 System and Method for Managing Promotional Offers Using a Communications Platform  
A system and method for managing, distributing, and processing promotional offers is provided. The system includes at least one consumer interface that enables communication between the...